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Articles, tagged with "annuity contract", page 5

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Annuity Contract

27th June 2009
When individuals plan their retirement, they are facing many important decisions. Where and how they are going to live, what sort of income will they have? In addition, most importantly, how will they arrange that income for when they no longer work? ... Read >
Author: buyapension

Understanding Annuities Pros and Cons

22nd June 2009
Everyone wants to be financially secure after they retire, and no one wants to outlive their money. These factors generally prompt investors to explore annuities. Pros and cons of annuities must be considered, so that if you decide to purchase annuities, ... Read >
Author: Steven Hart

What You Must Know About Variable Annuity Taxation

11th June 2009
As with any investment vehicle, it's important to know the tax ramifications that can impact your future profits and financial success. Taxes can significantly alter how your investment grows or how or when it can be accessed for the most return. Annuitie... Read >
Author: Steven Hart

What is an Index Annuity?

10th June 2009
More and more investors are looking into annuities for their future financial situation. However, many of them are asking the common question: what is an index annuity? An index annuity is one of the more popular choices to be introduced to the financial ... Read >
Author: Steven Hart

Missouri Life Insurance

03rd January 2009
Out of everything you could insure it seems your life is obviously the most valuable. Having Missouri life insurance can make sure that in the event you are no longer to take care of those for whom you provide, they will receive enough help to be able to ... Read >
Author: JeffBroyles

Life Insurance’s Split Annuities

02nd July 2008
Life insurance is not only a protection for your loved ones but also an investment. Annuities provide you with the possibility to obtain a source of income from a life insurance special contract by paying an insurance premium or premiums. That way within ... Read >
Author: Lara Sawyer

Insurers Breaching Rules - FSA

23rd June 2008
A probe by a Financial Services Authority [FSA] has revealed that insurance companies are failing to comply with rules designed to ensure consumers get the best deal. The City watchdog uncovered the failings in "wake up" letters from insurers targeted ... Read >
Author: Mildred

Ten Things the Average Person Does Not Know About Annuities

25th April 2007
Deferred annuities possess characteristics found nowhere else. They play an important part in seniors' portfolios. Seniors hold billions of dollars in deferred annuities. However, my experience is that the average person knows little about the unique a... Read >
Author: Robert D. Cavanaugh, CLU

How to Increase Your Spendable Income if You Own a CD

30th January 2007
There are several ways to squeeze more income out of a given amount of capital invested in a CD. Let me share with you the split annuity concept. Here is an example typical of many people. Mary is 75. She is a conservative investor. She has to be becau... Read >
Author: Robert D. Cavanaugh, CLU

Tax Deferral Power and Protection

13th July 2006
What is a Tax-Deferred Annuity? A tax-deferred annuity is a contract between you and the insurance company with guaranteed interest and guaranteed annuity income options. There are no upfront sales charges or administrative fees during the life of your co... Read >
Author: Jeff McLeod

Cash For Structured Settlement?

26th May 2006
When accidents occur, whether an auto accident, slip and fall, medical malpractice, wrongful death, or any other non workplace related injury happens, structured settlements are often set up with insurance companies to pay for these tortious acts. People ... Read >
Author: Life Insurance For Seniors

How does a structured settlement annuity work?

25th April 2006
The process of arriving at a structured settlement is through negotiations concerning the value of the annuity and payment schedule. The process involves primarily a claimant and the life insurance company; if the structured settlement annuity is related ... Read >
Author: George Hostetler

What are Indexed Annuities?

05th April 2006
According to The National Association of Insurance Commissioners Buyer's Guide, "An indexed annuity is a fixed annuity, either immediate or deferred, that earns interest or provides benefits that are linked to an external equity reference or an equity ind... Read >
Author: Jeff McLeod

Annuity Basics

14th January 2006
Annuities can be very good things for some of us and a disaster for those of us who have not been made aware of the pitfalls and traps that in turn can easily befall them. Since most people have or are going to look into annuities as a retirement or and ... Read >
Author: Mansi Gupta
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