Articles, tagged with "bank of england base rate", page 5

Landlords Shouldn't See a Low Property Value as Insuance of Future Capital Growth

Landlords Should Be Cautious Before Investing in a Falling Property Market Landlords are probably familiar with the expression that 'fortune favours the brave.' Belief in this sentiment is certainly being challenged at the moment. Property prices... Read >
Author: Propertyhawk

The Credit Crunch Guide to Nabbing your First Mortgage

Buying a home is the biggest financial transaction most people carry out during their lives and, unsurprisingly, given the mindboggling sums of money involved, the whole process is fraught with stress. Not only do buyers have the headache of finding t... Read >
Author: MarkeD

Tracker mortgage basics

With so many variations of mortgages on the market it can be daunting for first time buyers and could mean they choose a mortgage which isn't suited for them. A tracker mortgage is worthwhile inquiring about with the current market conditions. A track... Read >
Author: DTM

Savers Can Find Good Deals with Fixed Rate Cash ISAs

Many Cash ISAs move at a variable rate tracking the Bank of England base rate. However, recent dramatic cuts in base rate have seen interest rates fall to a historic low. In this low rate environment, it means that it could be time for savers to consider... Read >
Author: Andrew Regan

Landlords Face Restricted Rental Profits because of Buy-to-let Mortgage Collars

The Buy-to-let mortgage collar - Will landlords be collared? The only upside for landlords in this slumping housing market is that BTL mortgage interest rates are also going the same way. The Bank of England base rate is dropping like a stone. Buy-... Read >
Author: Propertyhawk

How to ensure you get the best mortgage deal

You may have read that Northern Rock is returning to the mortgage market. What a fantastic move by the government. Also in the news it was reported that there was a huge surge in mortgage applications in January suggesting many buyers want to take advanta... Read >
Author: cborthwick9

What is the best mortgage for you?

In the current climate it is difficult to be sure of the best type of mortgage to go for. With the Bank of England base rate falling sharply since October it is difficult to decide which mortgage is best for you. Many who took out fixed rate mortgages las... Read >
Author: DTM

How to protect your savings from falling savings rates

Fixed term bonds are type of savings account with a difference. They have most of the same characteristics as a normal savings account, but with two big differences. They require investors to lock their money away for a fixed term, and the interest rate o... Read >
Author: Which4u

Discount and Variable Rate Mortgages; Will They Fall?

Many homeowners are expecting their soaring mortgage bills to fall in line with cuts in the Bank of England base rate. However brokers are warning borrowers, who have variable rate mortgages to be cautious, as there are fundamental differences between di... Read >
Author: michael challiner

Different Mortgage Types Explained

The two types of mortgages are repayment and interest only. You could also have a mixture of the two. There are obviously benefits to each option, pros and cons depending on your situation. Repayment Mortgage A repayment mortgage will see monthly pa... Read >
Author: cborthwick9

How the shared ownership & shared equity housing market looks in 2009

With all the doom and gloom over housing market, you might be surprised to know that this is a fantastic time to buy a house via a Shared Ownership & Shared Equity scheme. Even if you have bad credit. You can get a great mortgage deal with the following l... Read >
Author: James Marshall

Mortgages remain unattainable as banks rake in profits

All that we've heard all year has been how irresponsible banks in the United States of America have been dishing out mortgages to people who had no hope of repaying or affording in the first place. Now as we head into a new year with global banking strug... Read >
Author: Andy Adams

Fixed, Tracker or Discount - Which Mortgage Rate is Best?

Deciding which type of mortgage will be suitable for your needs can be complicated. The article that follows provides an insight into the advantages and disadvantages of selecting either a fixed, capped, discounted, tracker or variable rate mortgage, with... Read >
Author: Jerry Figueroa-Lee

UK Government puts pressure on banks to pass on rate cut

The UK's biggest building society has announced on Thursday it will pass on the full one percentage point cut for existing tracker customers. RBS/Natwest also said on Friday that they would be cutting their mortgages by 0.75 of a percentage point. The gov... Read >
Author: cborthwick9

Debt help on its way

If you find yourself in a vicious circle of debt with a number of credit card or store card providers then you will be pleased to hear that the government have met with the top lenders to conjure a deal which will ease the strain off struggling borrowers.... Read >
Author: barryloughran@live.co.uk

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