Articles, tagged with "401 k", page 5

Qualify for Medicaid by transferring assets

Clearly, Medicaid will pay only if you have few assets. Logically, then, make sure you don't have assets. Therefore, transfer your assets to your children now. This will make you poor, and by being poor, you'll qualify for Medicaid. If you don't' trans... Read >
Author: Annuity Zing

Qualify for Medicaid by transferring assets

Clearly, Medicaid will pay only if you have few assets. Logically, then, make sure you don't have assets. Therefore, transfer your assets to your children now. This will make you poor, and by being poor, you'll qualify for Medicaid. If you dont' transf... Read >
Author: Annuity Zing

The Keys to Saving Money

Most people, even those without debt, have a hard time saving money. The plain truth is that most people will spend all of their money every month. They grow to become used to this spending level. It is very, very difficult not to do this. Financial... Read >
Author: Haywood Dickerson

Use a Good Retirement Planner to Avoid Retirement Planning Mistakes

The article lists some of the common mistakes that people make while planning their retirement and how a good retirement planner should help in avoiding these mistakes. A good retirement planner is someone who can ensure that you do not feel abandoned ... Read >
Author: Mel C

Loans for Debt Consolidation

To undertake debt consolidation you will need to apply for a new loan. Generally speaking there are two types of loans available, unsecured and secured. Depending on your level of debt, the amount you want to borrow and your credit history will determine ... Read >
Author: Tom Peters

Your 401(k) May Not Be as Safe as You Think

1. Limited Opportunity For Cash Flow Qualified retirement plans, such as 401(k)s and IRAs, do not provide immediate cash flow, which means that you cannot benefit from them through velocity and utilization. The theory is that letting the money sit al... Read >
Author: Dillon Norris

Is your retirement fund what it used to be?

Just as in the words to the song "The Old Grey Mare", your retirement fund may not be what it used to be. No matter what your age now, if you have a 401(k), pension plan, defined benefit plan or private annuity, your plan is probably not a strong today as... Read >
Author: Jeffrey Riley

Investment Advice for Veterans

While solid financial advice can help anyone, there are a few pieces of investment advice for veterans that you should know about. Having served in the military, there may be benefits that you are entitled to. Taking advantage of these resources is a smar... Read >
Author: Wesley Watkis

Budgeting: Considering Retirement Accounts in Your Cash Flow

When calculating your individual cash flow position the income considered is actual liquid income or money that you actually have access to and can use. This means that contributions to retirement plans should generally not be considered as part of your i... Read >
Author: Vincent Polisi

Make the Most o your unused vacation time

Taking vacation pays dividends -- especially if your company allows you to put unused vacation or sick-leave days into your 401(k) or profit-sharing plan.To encourage savings, the Obama administration recently blessed such transfers. While companies may h... Read >
Author: Tyrone Dangerfield

Federal Grants Given by Pres. Obama to Help Single Moms.

Federal grants have been around for several decades, specifically the Pell Grant that has sent millions of college students through college to earn their two-year degree. However, there is a new player in town. It is the Obama administration's moms go bac... Read >
Author: tjrocketman

Considering Offering an Employee Benefits

Does employee benefit administration have you more confused than ever? If so, it's no wonder. Even a simple employee benefit plan can create mounds of paperwork and management problems for businesses. To make matters worse, it has become increasingly diff... Read >
Author: a

An Opportunity to Convert to a Roth IRA in 2010

If you have ever heard me speak on tax or wealth strategies, you've probably heard me say that I am not a big fan of 401(k)s or IRAs. One of the reasons I am not a big fan of Traditional IRAs and 401(k)s is because they only defer tax. While tax defer... Read >
Author: Tom Wheelwright

Benefits of Fixed Annuities

Fixed rate annuities offer many benefits to investors. For example, they can provide someone who is retired or close to retirement a guaranteed income. To understand the benefits of fixed annuities in more detail, it is important to first understand the d... Read >
Author: Steven Hart

Buying strategies for insuring your life

To get the winning policy and not to overpay for it can turn to either simple or extremely difficult task. Insuring own life is one of few businesses where the salary of its agents depends on their commission payments for up to 80 percent. Insurance b... Read >
Author: Grace Oaks

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