Articles, tagged with "specialist lenders", page 5
19th February 2008
Over the last decade we have seen a substantial increase in Subprime mortgage lending and this type of lending now makes up a significant portion of the overall mortgage market. Subprime mortgage loans are mortgages that have been developed by specialist ...
Read >
Author:
John Sern
31st January 2008
No car lasts forever, but when they do finally break down for the last time it always seems to happen at the worst possible moment. If you are used to relying on your car to get around, suddenly finding yourself without one can cause major problems. It'...
Read >
Author:
Adam Singleton
23rd January 2008
Credit History
If you miss payments then this can stay on your credit report for up to 3 years. However if you are unfortunate enough to have a County Court Judgement (CCJ), or worse still, have become bankrupt then this still stay on your credit report ...
Read >
Author:
Paul Hockney
23rd January 2008
So you've just been turned down for a loan or remortgage and although you have a good disposable income and can afford to repay you just don't know why.
It's likely the lender has checked your credit history and sees entries, which makes him believe yo...
Read >
Author:
Paul Hockney
22nd January 2008
Buying a real property involves an arrangement of a considerably large sum. You may loose the opportunity to buy a dream property lacking appropriate fund. At that time you need an external help to perform this desired work. For that, bridging loan is dev...
Read >
Author:
Eva Baldwyn
01st August 2007
Everyone seems to be talking about holiday homes nowadays. The idea of buying a holiday home sounds really tempting. But prices for the 'normal' type of holiday home seem to have gone through the roof. Does this mean you have to give up the idea?
We...
Read >
Author:
Robert Palmer
26th July 2007
Tenants can sometimes have a hard job in getting a loan at the best of times (although to be fair, it can depend on where you apply) and if they have a level of adverse credit as well, they might as well not bother asking, right? While not our view, it is...
Read >
Author:
Carol Jameson
26th July 2007
If you are thinking of applying for a loan, you should be aware that there are many different loan products available and that not all people will be offered a loan at the rate it is advertised. There are two major types of loan: secured and unsecured. Th...
Read >
Author:
Adam Singleton
29th June 2007
Unsecured loans for tenants and tenant loans are comparatively common in today's busy credit marketplace and to accommodate the demand, there are many more opportunities to place your loan application than in the past. From the high street banks to specia...
Read >
Author:
Carol Jameson
30th May 2007
If you intend to invest in property then it is very likely that you will need a Buy To Let Mortgage. This kind of mortgage is different from a regular residential mortgage since the criteria for lending is based upon the rental income that the property ca...
Read >
Author:
James Grantworth
25th May 2007
There's over £1trillion of debt in the UK. That's £1000billion or £16,666 of debt for every man, woman and child in the UK. That's lot of shoes and handbags! Not surprising then that most people have a range of credit that they are repaying each month....
Read >
Author:
Carol Jameson
24th May 2007
An unsecured loan is different form a secured loan in a number of ways. The most striking difference is that the borrower is not required to put any collateral as security against the loan amount.
Unsecured loans are not secured against any asset. Thu...
Read >
Author:
Aisha Cristal
07th April 2007
Being self employed has many perks, however, securing a loan can be difficult. Lenders see a self employed person as a risk. That is because they do not have a guaranteed paycheck and their income often varies so much that it is hard to pinpoint exactly w...
Read >
Author:
Christopher
04th April 2007
Many people believe that if they have adverse credit then they will not be able to get a loan. Now they should come over their worry and enjoy the benefits of changes in the lending world.
The term adverse credit means that you have not kept up to date...
Read >
Author:
steve C clark
27th March 2007
Over the past few years, an increasing number of mortgage brokers and lenders have began to specialise in offering financial services to people who have unfortunately found themselves with a bad credit history. This is down to the fact that people with a...
Read >
Author:
martymac