Articles, tagged with "savings and loan", page 5
03rd October 2006
The Global Nonperforming Loan Report 2006, released by Ernst & Young, indicated that the global market for nonperforming loans (NPLs) is in the hub of its hottest deal activity, as compared to the last 20 years. Moreover, the market for it is ever growing...
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Author:
Neil More
03rd August 2006
Many working people in the U.S. have no established credit, but want to own their own home. They never held a credit card or bought a car with installment payments. There is no credit score with any bureau. It's almost like they are leaving ZERO financial...
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Author:
Dale Rogers
18th June 2006
Locating financing for every commercial project is not always an easy feat. Many items can affect the acceptance of a loan, how much is loaned, and under what specific terms the loan is given. As a commercial real estate insider, it is important to always...
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Author:
Tony Seruga, Yolanda Seruga and Yolanda Bishop
13th March 2006
Utah Mortgage Broker
As a Utah resident it should not shock anyone that I have need of a Utah mortgage broker. Much like being born, eating, and dying, sooner or later we all will need a mortgage broker to help us get a house of our own. Getting a mortga...
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Author:
mark keller
09th March 2006
The housing boom of the last seven years has been one of the biggest ever. Mortgage-backed securities are one reason for the torrid pace of real estate growth.
Understanding Mortgage-Backed Securities
A mortgage-backed security is essentially a bond...
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Author:
Dan Lewis
29th October 2005
Kick backs, hidden cost, back points, HUD (Housing and Urban Development)
calls it "Yield Spread Premium" (YSP), money paid by the a lender to mortgage brokers outside of closing. Money paid by the lender to the broker because you got a higher mortgage ...
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Author:
William J Archambault Jr
10th October 2005
If you have no or poor credit background, a consumer finance company may be an option. Unlike banks and sav¬ings and loan associations, these finance companies borrow money from other sources and then lend that money out to the consumer. The spread, or di...
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Author:
Jean Robbins
06th October 2005
BACKGROUND AND FUNDAMENTALS
The private mortgage industry is a relatively young business with roots that can be traced directly to the emergence of seller-backed, or owner, financing. Prior to the very high interest rates of the late 70s and 80s, sell...
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Author:
Justin McWhirter
10th September 2005
If you live in California, you know that farming still plays an important role in the Californian economy. With nearly 40 million residents, the Golden State still has farms producing a wide variety of agricultural products. Indeed, California is a leader...
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Author:
Jeff Lakie
10th August 2005
By: Carrie Reeder
So, you've decided to buy a house, and you're ready for that all important next step—applying for a mortgage loan. But where should you go? After all, the mortgage business is complex, and you've realized quickly that your choices fo...
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Author:
Carrie Reeder