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17th September 2009
Critical Illness Insurance. Insurers Under Fire
Recent press coverage has again lambasted the insurance industry over critical illness insurance. The underlying problem is that a critical illness claim is not as straightforward as, for example, a claim u... Read >
Author: John D11th September 2009
Free lancers, contractors and self employed workers can enjoy the benefit of working for themselves and being self employed. Nevertheless being a sole trader, in partnership with someone or being in a limited companies can have implications for your earni... Read >
Author: JessicaThomson07th September 2009
A great many people recover from cancer but it remains a serious illness and treatment and recovery time can be prolonged and have a significant impact on family and work life. Despite this, only just over 10 per cent of people who are working have critic... Read >
Author: michael challiner04th September 2009
It is a universal truth that the odds of getting a critical illness are quite great. The figures demonstrate that there is a 1 in 7 probability for men and 1 in 5 likelihood for women that an infirmity will impede them from working. At present, mortgag... Read >
Author: Sarkin31st August 2009
People who apply for life or critical illness insurance often make light of any health or lifestyle problems to keep the premiums down. One of the UK's largest life insurance companies tells us it can't always quite believe what they're reading on some of... Read >
Author: michael challiner31st August 2009
The life insurance industries tell us that we're not buying enough insurance. Well, they would, wouldn't they? There’s a serious side to this, though. Despite the abundance of life policies or those for critical illness or income protection there’s an... Read >
Author: michael challiner07th August 2009
As life insurance policies are not limited to health and accident criteria, there is a great increase of life insurance UK has witnessed in the past years. Whether based in the mainland or branches from other international insurance groups, the companies ... Read >
Author: russelroyan23rd July 2009
Mortgage Payment Protection Insurance (MPPI) covers your mortgage interest payments if you're unable to work due to an accident or illness, or if you lose your job. It can also reduce the risk of your home being repossessed.
What exactly does it cover?... Read >
Author: MarkeD16th July 2009
Any form of critical illness can affect an individual and those who are diagnosed with the same should focus on recovery. However, the critical illness can take your budget for a toss and could result in the loss of an entire life’s savings. But there i... Read >
Author: Diwakar Pandey19th May 2009
If for some reason you were unable to work due to illness, an accident or unemployment how would you cope?
Nobody likes to think of the worst-case scenario but unfortunately, if for some reason you are unable to work then bills don't magically stop. Yo... Read >
Author: Gareth Flanagan15th May 2009
One form of protection that most of us need but very few have is income protection (IP). The financial services industry are to blame for the majority of this, as when you take out a loan or mortgage, you will come away with some form of protection policy... Read >
Author: michael challiner12th May 2009
Assured - Those insured under the terms of an insurance policy.
Benefit - The money paid to the policyholder when a claim is made.
Bid Price - The selling price or cash-in value of your unit holdings.
Bonus - Relates to a with-profits policy.... Read >
Author: doyourock04th May 2009
Self-employed freelancers, contractors and temporary workers enjoy the freedom that comes with being self-employed, however, setting yourself up as a sole trader, partnership or as a limited company can have implications for your earning potential. Some f... Read >
Author: Ben Curtis17th April 2009
Financial business advice that is of a quality standard is always tough to find and having to get everything else to do with your business sorted at the same time it can often be a problem juggling all of the priorities then you should
Mortgages come f... Read >
Author: Spot Biddle09th April 2009
The term health insurance is commonly used to describe a form of insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing.
Health insurance is a type of insurance policy i... Read >
Author: darrenscott09th April 2009
The general principle of critical illness life cover is that upon diagnosis of an illness, you should if all goes well; get a tax-free lump sum of money to aid you through the difficult era. Most consumers are advised to unite their critical illness and l... Read >
Author: petergoligher27th March 2009
Most people these days spend a lot more money than they make. This is mainly the fault of banks around the world, hence, the situation the economics are in today, the Credit Crunch. This has left many people in debt leaving them to sell up and move to sma... Read >
Author: petergoligher24th March 2009
The idea of life insurance is to help look after your family when you die. The proceeds of a life insurance policy can clear your debts, mortgage and replace some of your income to support those who depend on you when they need it most.
Simply put, you... Read >
Author: Gareth Flanagan10th March 2009
Self-employed freelancers, contractors and temporary workers enjoy the freedom that comes with being self-employed, however, setting yourself up as a sole trader, partnership or as a limited company can have implications for your earning potential. Some f... Read >
Author: Sam Rosenna10th March 2009
One of the U.K"s largest insurance companies says it does not believe what is put on some policy applications. Therefore, it is now giving customers an opportunity to come clean about their lifestyle and also their state of health. This is before any clai... Read >
Author: bzblogged10th March 2009
When you complete an application for insurance you will be asked questions relating to the risk that you’re asking the insurer to insure you against. That only makes good sense really, doesn’t it? You will be asked to disclose any material fact that c... Read >
Author: MarkeD10th March 2009
Whatever form of Life Insurance you choose, you will invariably also be given a choice of a number of optional add-ons, including insurance against critical illness. If you elect to take out this cover, then in the event of your being diagnosed with a ser... Read >
Author: MarkeD10th March 2009
Want” Peace of mind”? Get a life insurance for critical illness.
Why is it important to have a Life Insurance policy for critical illness?
In United Kingdom 1 in every 5 men and 1 in every 6 women suffer from critical illness before the normal... Read >
Author: secured life10th March 2009
Copyright (c) 2009 Mark Walpole
Income protection and mortgage protection are vital. They're especially important to those who work for themselves or whose employers don't offer much sick pay. Let's take a look at what's involved.
Income protection
... Read >
Author: Mark Walpole25th February 2009
As per Dr Bimal Chajjar, former Cardiac Consultant at New Delhi’s AIIMS - “India is the hub of largest epidemic of heart disease in the world”. On similar lines are the diseases like diabetes and cancer which hit almost every 10th Indian. We all kno... Read >
Author: Heena Vasnani24th February 2009
Whenever you apply for insurance it is always tempting to stretch the truth a little.
You only smoke occasionally, so for these purposes, no, you do not smoke. You only enjoy the odd glass of wine; the beer does not count, does it?
One of the U.K’s... Read >
Author: michael challiner13th February 2009
Taking the critical illness insurance will benefit you as well as your family members or beneficiaries. To choose the best critical illness insurance entails comparing each plan to see its advantages and disadvantages. Critical illness insurance is normal... Read >
Author: Billy Leverton08th February 2009
Investing in an affordable critical illness insurance policy is among one of the ways to plan for the future of our loved ones. Most of us plan to live till the old age, but the reality is different as not all people see there golden years. Taking this in... Read >
Author: Billy Leverton16th January 2009
I only want an online life or critical illness insurance quote
In this day and age we live at a fast moving pace. We have news and information at our finger tips. Either we can use the internet or we are receiving updates via our mobile phones.
Wi... Read >
Author: Andy P16th January 2009
Are we all invincible?
My question is this: - “Are we all invincible?” I was always under the impression I would never have needed insurance as I’m not ill or dying so why commit to yet another monthly direct debit, especially in times of hardship ... Read >
Author: Andy P01st December 2008
A pension scheme is important to the individual, and most people are aware that if they have no other cover it is essential to initiate a scheme in preparation for later life. Really it has a close relative in life insurance, although the pension is tied ... Read >
Author: michael challiner01st December 2008
A critical illness insurance coverage is a form of financial protection or guarantee in case you develop a critical illness. A critical illness insurance coverage, if offered through standard policy, can be very expensive because of the critical nature of... Read >
Author: criticalillnessquotes@gmail.com01st December 2008
Everyone has insurance, but not all people have thought of getting critical illness insurance. This is of course, quite understandable, because no one wants to think about being down with a serious illness. Nevertheless, critical illness insurance is nece... Read >
Author: criticalillnessquotes@gmail.com01st December 2008
You can never tell if you will suffer from a critical illness or not. If you are living a healthy lifestyle, you are just reducing the risks because you are still exposed to environmental pollutants. It is best therefore to get critical illness coverage t... Read >
Author: criticalillnessquotes@gmail.com01st December 2008
Even if everything is all right in your world and you are in the best of conditions, you need to be prepared. Prepared for critical illness, that is. The reason for this is because you will never know when it will strike. Critical illness can happen to an... Read >
Author: criticalillnessquotes@gmail.com24th November 2008
Most critical illness insurance policies automatically insure your children but with a lower level of benefits than the main policyholders cover. But don’t under-estimate this cover as it is invaluable, especially if your child becomes critically ill an... Read >
Author: michael challiner30th October 2008
Author: Dot Piper
Life insurance, term assurance, critical illness cover, level term, pension term and Uncle Tom Cobley and all!
Confusing, isn’t it? Despite all the different names, insurance policies are all there to protect you. Some insurance ... Read >
Author: michael challiner17th September 2008
If you ever contract a critical illness or condition such as cancer, heart attack or stroke and survive for thirty days or more, you will need critical illness insurance. With just a few exceptions, all that is required is that you survive for thirty days... Read >
Author: Karl Guevara10th September 2008
Do you ever worry about how your loved ones would cope if you were severely ill or gone one day? It is an unpleasant thought, but something very crucial to think about. Sure you know there are a number of good friends and reliable family members that will... Read >
Author: Karl Guevara09th September 2008
Discounted critical illness insurance as its name mentions, can be obtained at an affordable price. Discounted critical illness insurance may sometimes be confused with private medical insurance. Private medical insurance may pay for the treatment procedu... Read >
Author: Billy Leverton09th September 2008
First of all if you are worried about the safety of the family or want to set everything right for the future, you are probably wondering about taking a mortgage critical illness insurance. Fine idea as it is, to get the best mortgage critical illness i... Read >
Author: Billy Leverton09th September 2008
Critical illness insurance made its first apparition in South Africa in 1983 and was known as dread disease insurance or serious illness insurance. Before 1983, policies having the name cancer policy may have been sold in the USA providing cover for certa... Read >
Author: Billy Leverton09th September 2008
Every year, around 700,000 people may be affected by a critical illness such as stroke. On the other hand, heart attack may make approximately 340,000 victims while around 1 million may be diagnosed by a critical illness like cancer. If you have term crit... Read >
Author: Billy Leverton16th June 2008
Scottish Widows has released critical illness data which has boosted statistics for pay outs during the years 2000 and 2007, to a total amount of £150 million for more than 4,500 critical illness claims.
The figures showed that the number of successfu... Read >
Author: Phil 20th May 2008
Advances in medicine and increased life expectancy have diluted the importance of life insurance, according to a leading South African surgeon. Dr. Marius Barnard asserted that these days critical illness insurance is a wiser investment due to its practic... Read >
Author: Mark Skinner26th March 2008
We all know that life can be unpredictable – not knowing what’s around the corner or what can unexpectedly happen to us.
We can spend all our lives saving for the future and building up our wealth in general, but unexpected turns can lead to loss o... Read >
Author: DCollins23rd January 2008
The root of critical illness insurance lies in South Africa. Critical illness cover became a must as the health care system at that time in South Africa could not cope with the costs for critical illnesses. The idea stemmed from a discussion between a su... Read >
Author: Billy Leverton23rd January 2008
Critical illness cover appeared in East Asia during the year 1988. Since then, it may have been a success for the market. Besides, countries such as Malaysia, Hong Kong, Singapore and Taiwan all form part of the East Asian insurance industry. Companies in... Read >
Author: Billy Leverton23rd January 2008
Likewise to the USA and the UK, the process of integration of critical illness cover in the Canadian market had been slow. But the Canadian life industry expects to see critical illness insurance be as successful as in the UK during the coming years. Let... Read >
Author: Billy Leverton23rd January 2008
The creditor critical illness cover appeared in the Canadian insurance market during the year 1997. This type of critical illness cover may have then been combined to mortgage protection insurance. Canadian dollar 12 million may have been recorded during ... Read >
Author: Billy Leverton23rd January 2008
The adoption of critical illness cover had been relatively slow in the USA. In contrast, critical illness insurance may probably hold a much higher importance for the UK insurance market. The effort to boost critical illness cover sales by the DSF had led... Read >
Author: Billy Leverton09th November 2007
Group critical illness insurance can be viewed as a combination of group benefits and critical illness policies. This type of benefit is seen as an excellent complement to Group life schemes and can provide a very attractive solution for employees.Critica... Read >
Author: Life Insurance Toronto05th November 2007
The risks factors in critical illness insurance may be greater than that of life insurance. Reinsurance of critical illness insurance may be a solution to eliminate some of the financial loss an insurance company might incur. The procedure may take place ... Read >
Author: Billy Leverton05th November 2007
The survival period can be very important in a critical illness policy. So let’s have a look at the survival period in detail. To obtain payment from additional critical illness cover, it may be wise to make an agreement about a survival period. The sur... Read >
Author: Billy Leverton05th November 2007
For some time, there may have been some analysis regarding claims on critical illness products. Figures may not be as accurate so that a sound study could be made about the rate at which people made critical illness claims. However, results were managed t... Read >
Author: Billy Leverton15th October 2007
There is another aspect of critical illness insurance that must however be considered, the additional payment. If you have dependants and feel that the payout will not be enough after a critical illness benefit is obtained, you may go for the additional p... Read >
Author: Billy Leverton15th October 2007
Critical illness insurance made its first apparition in South Africa in 1983 and was known as dread disease insurance. Before 1983, policies having the name cancer policy may have been sold in the USA providing cover for certain types of cancer. These can... Read >
Author: Billy Leverton15th October 2007
Critical illness insurance may sometimes surprise us with some cases, in this case, antiselection. For example, people already suffering from a critical illness may have applied for a critical illness policy without making their insurers aware of the dise... Read >
Author: Billy Leverton15th October 2007
People have been made aware by experts in the insurance industry not to take out critical illness insurance with a company based upon its proportion of critical illness claims it pays out. The figure might give a wrong impression. The impact can affect yo... Read >
Author: Billy Leverton20th September 2007
Critical illness insurance was firstly originated in South Africa. The idea of having a critical illness insurance in South Africa appeared from a discussion between a cardio-thoracic surgeon, Mr. Barnard and the chief executive of a life office. Critical... Read >
Author: Billy Leverton20th September 2007
The Canadian critical illness market experienced a growth for the creditor critical illness insurance. More precisely, with critical illness cover acting as a protection for mortgage. According to Munich Re, 2000, creditor insurance was launched in the ye... Read >
Author: Billy Leverton20th September 2007
Critical illness insurance had been a little slow to be known in Canada. More precisely, it took around five years. However, the Canadian life industry believes that critical illness insurance may adopt a similar trend where it had been a success, for exa... Read >
Author: Billy Leverton20th September 2007
The US market, on a whole had been slow to adapt with critical illness insurance. While in the UK critical illness cover is one among the most famous insurance policies, in the US it may be a completely different thing. On the other hand, most critical il... Read >
Author: Billy Leverton20th September 2007
Critical illness insurance did not exist in the USA long ago. There was a type of insurance known as the cancer insurance. It covered some types of cancers, alike critical illness which covers certain critical illnesses. Cancer insurance had been in the U... Read >
Author: Billy Leverton20th September 2007
There are various critical illnesses that affect people in the UK. Insurance companies used to cover seven major critical illness conditions but gradually, some of them have started to cover around 30. Even if medical technology has progressed considerabl... Read >
Author: Billy Leverton31st August 2007
The diseases that are difficult to be cured and needs lots of money for treatment are called Critical Illness. Cancer, multiple sclerosis, kidney failure, stroke and heart attack are some of the most common illnesses known as critical. There are insurance... Read >
Author: Darlene Kaitlin29th August 2007
Health survey in UK states that almost 20-25% of all people suffer from serious diseases like cancer and heart attack before they reach the age of retirement. Thus, in the case if you are working buddy, and are caught by any serious disease, you have to q... Read >
Author: Darlene Kaitlin26th August 2007
Most often, diseases don't come with pre-calling. It strikes you without signalling you in advance, and leave you unable to continue your regular work. In this case, the only way before you is to get diagnosed, and rest at your home. But financial scarcit... Read >
Author: Darlene Kaitlin24th August 2007
Critical illness insurance is one of the most common types of insurance policies in the UK. Since critical illness insurance was brought in the UK during the mid 1980’s till now, there has been a lot of evolution. Back in the year 1990, critical illness... Read >
Author: Billy Leverton22nd August 2007
There are all sorts of insurance policies available to protect various aspects of our lives these days, such as travel insurance, car insurance, medical insurance, critical illness insurance, and life insurance amongst others.
Amongst the most popular... Read >
Author: Reno Charlton14th August 2007
Critical illness insurance, origin of South Africa arrived in the UK in the year 1985. Some companies tried to market the product but in vain. It was not until the late 1980’s that the real success for critical illness cover came.
In the year 1990, p... Read >
Author: Billy Leverton14th August 2007
Critical illness insurance may provide you with cover if you are diagnosed with a critical illness met by your insurance’s policy definitions. There may be around seven core cases that can be found on most critical illness policies. These are: Cancer, h... Read >
Author: Billy Leverton14th August 2007
Should you fall prey to a critical illness in the future, the impact on your dependents and yourself could be considerable. For example, if you had stroke, heart attack or cancer you may consider taking out a critical illness cover. When you fall critical... Read >
Author: Billy Leverton14th August 2007
Critical illness insurance policy may vary from one company to another. You may find a critical illness in one policy but may not come across it in another policy. Critical illness policies contain exclusions. Exclusions are things which are not covered b... Read >
Author: Billy Leverton14th August 2007
Critical illness insurance has become one of the most popular forms of insurance policy in the UK and also in the world. As a result, nowadays there exist thousands of insurance companies in the UK offering critical illness insurance. Let’s have a look ... Read >
Author: Billy Leverton14th August 2007
When critical illness insurance came into the UK during the mid 1980’s, people did not know a great deal about it. Some companies tried to market critical illness insurance but were unsuccessful. The real success came in the 1990’s with over 100,000 p... Read >
Author: Billy Leverton14th August 2007
Critical illness cover is one among the most sought insurance policies in the UK. 1 in every 3 men may suffer from a heart attack at a point in his life. Seeing the growing risks of falling ill and being concerned about the security of their family more a... Read >
Author: Billy Leverton14th August 2007
The sale of critical illness cover has been considerable in the UK and Ireland during the late 1990’s. For many companies, critical illness insurance may have been a source of revenue profits. Critical illness cover was mainly sold to young adults as pr... Read >
Author: Billy Leverton14th August 2007
The critical illness policies firstly launched in the UK was simple compared to those we can find today. During the year 1990 the core set of illnesses had already been defined as cancer, heart attack, stroke, CABG, major organ transplant and kidney failu... Read >
Author: Billy Leverton10th August 2007
Every human wants to lead a healthy and disease free life. Common ailments, such as a cold, cough, influenza, etc., afflict almost every human and can be cured easily. These are problems that have become a part of human existence, so much so that we have... Read >
Author: Darlene Kaitlin10th August 2007
Though bitter, it is a fact that one out of each five men and one out of each six women in UK experience some kind of critical illness before their normal retirement age. In fact, nobody ever cherishes the nightmare of suffering from critical illness. But... Read >
Author: Darlene Kaitlin24th July 2007
Critical illness insurance was firstly created in South Africa in the year 1983. It was generally known as dread disease insurance. Critical illness insurance was then brought to UK in the year 1985. The first policy was then introduced by Lloyds Life now... Read >
Author: Billy Leverton24th July 2007
Critical illness insurance may pay out a tax free lump sum when you are diagnosed with a critical illness acceptable to your insurance company. The money obtained from the insurance can help you sort out part of debts and financial obligations you may hav... Read >
Author: Billy Leverton24th July 2007
According to Dinani A and others (March 2000) “A Critical Review”, in the year 1998, almost two thirds of critical illness sales were mortgage related. It can also be said that around 50 percent of in force critical illness policies were riders to mor... Read >
Author: Billy Leverton13th July 2007
Critical illness insurance has become one of the most rapidly growing forms of insurance available today. According to tiscali.money, critical illness insurance may have over 1 million of policies sold in the UK in the year 2002. This type of insurance wa... Read >
Author: Billy Leverton13th July 2007
Critical illness affects a lot of people worldwide. Critical illness insurance has an important role to play in the lives of people nowadays. Nearly everyone knows about the numerous advantages they can benefit from a critical illness insurance. Surveys s... Read >
Author: Billy Leverton13th July 2007
Life is unpredictable. You may suffer from a certain critical illness at a point in your life. As per Belvins Franks statistics, almost everyone has a friend or relative that has suffered from a critical illness in his life. Similarly 1 of every 3 men may... Read >
Author: Billy Leverton13th July 2007
Taking out an insurance policy is a wise idea. Whether it is a life insurance, critical illness insurance or income protection insurance, you are required to pay premiums. Premium payments tend to vary according to the type of insurance and policy you buy... Read >
Author: Billy Leverton13th July 2007
Critical illness insurance has become a popular form of insurance nowadays in the UK. The reason behind is that there may have been a considerable increase in critical illness among people in the UK. As a result, more and more people seek a critical illne... Read >
Author: Billy Leverton13th July 2007
Critical illness insurance is a type of insurance designed to pay a tax free lump sum at the moment you are diagnosed with an illness considered as critical illness. Most insurance companies that offer critical illness insurance cover seven major diseases... Read >
Author: Billy Leverton11th July 2007
If you are taking out a mortgage for the first time, your lender may try to push you into taking out mortgage protection insurance at the same time. Be careful. It benefits them � they get a commission � but that doesn�t mean it�s the best thing... Read >
Author: Robert Palmer02nd July 2007
Much as we may like this not to happen, critical illness is a life risk that can catch up with anyone. The cases of cancer are on the rise and so is other diseases like AIDS. And more so in today's times, when many of our eating and living habits may not ... Read >
Author: Darlene Kaitlin15th June 2007
• Critical illness insurance
Critical illness insurance is a type of insurance designed to award a tax free lump sum on diagnosis of a critical illness acceptable to the insurance company. People are becoming more aware of the need for insurance cov... Read >
Author: Billy Leverton15th June 2007
With the continuous advance in the medical field, critical illnesses such as cancer, stroke, heart disease, multiple sclerosis, etc are being discovered prematurely. Therefore, the chance of pulling through the critical illness could be much higher. Recen... Read >
Author: Billy Leverton15th June 2007
We are all conscious of our health and many of us will suffer one form of illness or another in our lifetime. As a result, more and more people are buying a critical illness insurance policy. While some buy life insurance policies, others buy critical ill... Read >
Author: Billy Leverton15th June 2007
Whilst it is true that people live longer nowadays than years ago, it is equally true that we are more likely to suffer from a critical illness before we actually die. A Critical illness cover aims to pay a tax-free lump sum when someone insured claims fo... Read >
Author: Billy Leverton08th June 2007
There is a gap in Insurance coverage when a person suffers certain critical illnesses. Their medical expenses could be covered, but they are now ill and unable to work. Critical Illness Insurance fills this gap.
Critical Illness Insurance pays a lump s... Read >
Author: Barry Waxler25th May 2007
We do not always get the time to think about our health. But our health remains precious and vitally important to everything we do. Yet we often take it for granted that we will always have the best of health. The fact is, we do not know what the future h... Read >
Author: Billy Leverton25th May 2007
Critical illness cover is a very popular type of insurance. Surveys show that many people suffer from a critical illness before they reach the age of 65. If you do not have a critical illness cover, you should consider getting one. Critical illness cover ... Read >
Author: Billy Leverton25th May 2007
Have you ever thought about how sensible your health is? Many people do not get the time to think about it whereas others do. Surveys tell that someone is more apt to falling critically ill than to die before the age of 65. That is why critical illness in... Read >
Author: Billy Leverton26th April 2007
It is very important to reveal your medical past to your critical illness insurance. Not revealing facts you judged unimportant to your critical illness insurance, could be very costly. Therefore it is necessary that you tell your critical illness insurer... Read >
Author: Billy Leverton26th April 2007
Surveys tell that most people are more likely to become critically ill than to die before they reach the age of 65. Critical illness affects a lot of people in UK as well as all over the world. Consequently, life insurance companies found a solution. They... Read >
Author: Billy Leverton26th April 2007
Critical illness insurance is not just a measure of precaution for the future. It can also be considered as a means to save you money. The idea of having a critical illness insurance is fine. But it can be rather tricky when choosing a critical illness po... Read >
Author: Billy Leverton21st February 2007
Critical illness insurance is designed to pay out a lump sum if you are unfortunate enough to be diagnosed with one of a list of medical conditions specified in the policy documents.
There is a wide variation in the length of the lists, some covering a... Read >
Author: michael challiner19th February 2007
Many new clients we meet have one or two unitised with profits endowments in their investment portfolio. Whilst some have decided that there may be better alternatives available for their money after years of falling returns (and questionable prospects), ... Read >
Author: Ray Prince17th November 2006
Thousands of women with family histories of breast and ovarian cancer could pay higher insurance premiums or even be denied cover altogether under new proposals from the insurance industry.
The Association of British Insurers (ABI) is expected to lodge... Read >
Author: michael challiner31st August 2006
You can buy pretty much everything over the Internet these days and this most certainly applies to insurance. But the process of buying something over the telephone or Internet means that you do not have the benefit of having a person in front of you to e... Read >
Author: michael challiner31st August 2006
Twenty per cent of critical illness claims are turned down. That means for every five people making this important claim, one will have it rejected at this crucially important time.
The whole reason behind taking out critical illness cover is that, in ... Read >
Author: michael challiner22nd August 2006
Critical illness insurance offers cover for certain specified conditions such as cancer, heart problems, kidney failure, loss of limbs, etc., The cover is quite simple and straightforward, in that if you are diagnosed with one of the severe illnesses list... Read >
Author: michael challiner16th August 2006
You have taken out a critical illness insurance policy so that if you ever are in the unfortunate situation of developing a life threatening condition, you will be compensated.
But what if you wind up with a critical illness that is not guarded against... Read >
Author: michael challiner24th February 2006
If you've found your way here, you've no doubt decided you need to purchase a new insurance policy or add to your existing level of insurance. It can be a little confusing deciding just what you need. So let's cover some of the most popular types of insur... Read >
Author: Natalie Aranda24th February 2006
We all hope that we never need disability insurance or critical illness insurance. However, a lot of us do find ourselves at some point in our lives thankful that we spent those few dollars per week for just such a case. It could be something as simple as... Read >
Author: Natalie Aranda24th February 2006
Many of us think of Critical Illness Insurance and Disability Insurance as something that would be nice to have but not really fitting into our budget. We somehow rationalize that $5 cup of gourmet coffee in the morning, but not the few dollars per week w... Read >
Author: Natalie Aranda13th February 2006
Critical illness
One of the worst situations ever to be caught up in is finding out that you or a loved one is critically ill. You cannot help but feel helpless and powerless when you or a person you love gets sick. The effect is not only physical but ... Read >
Author: Adrian Lawrence27th January 2006
A mortgage is a long-term financial commitment and you have to maintain the monthly repayments for the full duration of the mortgage. That's going to be over many years but non of us have the benefit of a crystal ball so no one knows how your circumstan... Read >
Author: michael challiner16th January 2006
Recent stories in the press have again lambasted the insurers over critical illness insurance. The core problem is that a critical illness claim is not as straightforward as, for example, a claim under life insurance. With life insurance it's going to be ... Read >
Author: michael challiner16th January 2006
In recent years sales of critical illness insurance have flagged. The primary cause is the huge 70% increase in premiums experienced during recent years. For many, critical illness insurance has simply priced itself out of the market.
It's not that cr... Read >
Author: michael challiner19th December 2005
The life insurance industry is becoming tougher on smokers and those of us who are overweight.
When an insurance company calculates its premiums, it has to work out the risk of you dying whilst the policy is in force. (Or with Critical Illness Insurance... Read >
Author: michael challiner08th December 2005
The origin of private medical insurance goes back a long way before the NHS was formed. In pre-NHS days, people contributed to "friendly societies", which provided financial assistance to people in times of need. Some private medical insurance provi... Read >
Author: sam lowe09th November 2005
GREAT NEWS! There's now a one in five chance of you winning the lottery before you retire.
Getting excited? Think it's just a matter of time before you win? Think again, it's not going to happen - but it got you thinking!
Now think of the same o... Read >
Author: michael challiner20th September 2005
Critical illness insurance:
Critical illness insurance will cover you in the event of a serious illness such as cancer, coronary artery by-pass surgery, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. Additional co... Read >
Author: Rachel Lane15th September 2005
There are three main types of insurance cover you can buy to protect yourself and your family: life insurance, private medical insurance and critical illness insurance. If you want your financial health to be completely bionic then you could choose all t... Read >
Author: Rachel Lane13th September 2005
Critical illness cover (CIC) is a type of insurance which provides a significant one-off payment if you are diagnosed with a specified life-threatening condition specified being the important term, because if your illness isn't in the terms and conditio... Read >
Author: Rachel Lane24th August 2005
Contemplating what may happen to your wife (or husband) and children if you die is not likely to be a thought you wish to contemplate. However, avoiding the issue may make life more difficult for your family after your death.
Life insurance looks set ... Read >
Author: Rachel Lane
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