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29th September 2009
Saving is one of the best ways to allow yourself financial freedom and independence. You might be saving for next year’s holiday or simply want to keep aside some cash for the future. Whatever the reason, saving some of your income gives you greater l... Read >
Author: Adam Singleton22nd September 2009
Developing the discipline of setting aside enough money each month to accumulate a healthy savings balance that can provide for lean times has been thrown back into the spotlight following the development of the UK's recent financial turmoil.
Prudence... Read >
Author: Adam Singleton28th August 2009
If you managed to make use of your Individual Savings Account (ISA) allowance in the last tax year, then you will be pleased to know that as of today, you have another £7,200 of potential tax free investments in which you can deposit into ISAs.
If you... Read >
Author: Samuel Gooch28th August 2009
Most people have heard of, or have money invested in a cash ISA, but many don't know enough about stocks and shares ISAs to choose this savings method either as part of or all of their ISA allowances.
If you are unfamiliar with ISAs, here's a quick sum... Read >
Author: Samuel Gooch07th August 2009
The economic climate has forced millions of people around the globe to search for ways to spend less and stretch what little they do spend as far as it can go. Thankfully, there are many options to help you save, including a variety of choices at your ban... Read >
Author: Adam Singleton27th June 2009
Investment is a big decision and one that should be considered and researched thoroughly prior to making any financial moves. A good starting point when considering your investment options is to look at the types of investment opportunities available to y... Read >
Author: Adam Singleton05th June 2009
Should you save in a cash ISA or invest in an equity ISA?
In the last tax year just over 13,000,000 new ISAs were opened according HM Revenue & Customs and around 88% of them were cash ISAs.
But while they are more popular with consumers, average ca... Read >
Author: MarkeD20th May 2009
Savings accounts come in a number of different shapes and sizes and offer varying degrees of flexibility and high interest returns accordingly. With so many options, it pays to shop around to make sure that you’re receiving the best return for your mone... Read >
Author: Andrew Regan11th May 2009
Should you play it safe with your ISA or take a chance? With the ISA deadline of 5th April fast approaching you need to act fast to keep your hard-earned cash from the taxman's grasp. But should you save in a cash ISA or invest in an equity ISA?
In the... Read >
Author: MarkeD22nd April 2009
In a bid to encourage UK residents to save more money the British government introduced ISAs, short for individual savings accounts. The appeal of an ISA lies in the tax efficiency that you receive when saving your money in this type of account.
With ... Read >
Author: pmcindoe17th April 2009
If you managed to make use of your Individual Savings Account (ISA) allowance in the last tax year, then you will be pleased to know that as of today, you have another £7,200 of potential tax free investments in which you can deposit into ISAs.
If you... Read >
Author: Which4u09th April 2009
Most people have heard of, or have money invested in a cash ISA, but many don't know enough about stocks and shares ISAs to choose this savings method either as part of or all of their ISA allowances.
If you are unfamiliar with ISAs, here's a quick sum... Read >
Author: Which4u09th April 2009
Key to doing this is ensuring you don’t hand over more cash to the taxman than you have to. But does that mean investing in an offshore tax haven or working out a tax avoidance scheme? Not at all.
What is an ISA?
ISAs, or Individual Savings Accounts... Read >
Author: MarkeD07th April 2009
As the current tax year comes to end, so does the opportunity to invest up to £3,600 and enjoy tax-free returns. That is the maximum amount that current government regulations state you can invest each tax year in a Cash ISA (Individual Savings Account).... Read >
Author: pmcindoe30th March 2009
The 21st century consumer could be forgiven for placing more focus on spending than saving. Wherever you look and wherever you go, you are encouraged to spend. Whether it’s a High Street spring sale, a ‘buy one, get one free’ deal or an ‘interne... Read >
Author: pmcindoe10th March 2009
According to financial experts, one of the smartest ways to maximise the value of your savings is to avoid paying tax on them. Therefore, if you have money to save and want it to work as hard as possible for you, then it might pay to invest in a Cash IS... Read >
Author: Jamie Rigwell10th March 2009
Many Cash ISAs move at a variable rate tracking the Bank of England base rate. However, recent dramatic cuts in base rate have seen interest rates fall to a historic low. In this low rate environment, it means that it could be time for savers to consider... Read >
Author: Andrew Regan10th March 2009
In today’s economic climate, it’s smart to try to save as much as possible. Whether you are saving for a rainy day or a long-term financial goal, it makes sense to make saving part of your money routine. Putting a little away each month can really add... Read >
Author: Adam Singleton02nd March 2009
The best rates of interest you are likely to get on any savings account are achieved by avoiding the obligation to pay tax on the interest earned. Although there are limits on the value of savings that can earn you tax-free interest, it is nevertheless ab... Read >
Author: MarkeD13th January 2009
The two types of mortgages are repayment and interest only. You could also have a mixture of the two. There are obviously benefits to each option, pros and cons depending on your situation.
Repayment Mortgage
A repayment mortgage will see monthly pa... Read >
Author: cborthwick922nd November 2008
There are a whole host of reasons different people want to save money. Perhaps you want to buy a property, need a new car, fancy a tropical getaway or are simply saving for future security. Whatever the reason for stashing your pounds you will want to ... Read >
Author: Isla Campbell05th September 2008
An individual savings account or ISA allows you to save up to £7,200 in total tax free in any one tax year. There are two types of ISA and these are cash ISAs and a stocks and shares ISA and the amount of £7,200 applies to the total of these two ISAs co... Read >
Author: Tim04th September 2008
The term ISA stands for Individual Savings Account. They should be a necessary addition to the financial portfolio of anyone has savings or capital. To qualify for an ISA you must be a UK resident and aged eighteen or above (sixteen for cash ISAs).
ISA... Read >
Author: Hanson Wealth Management25th June 2008
ISA’s are a type of saving account in the UK. They are Individual Savings Accounts hence the term ISA. ISA’s where introduced in Gordon Brown’s first budget as chancellor in 1997. The ISA savings account replaced the TESSA and PEP accounts that had ... Read >
Author: Highway Five12th June 2008
Money making is an art and to save it is a real science. You need to do many calculations, additions, permutations to make a good saving decision. Nowadays various investment solutions are present which can make your money grow. It is highly confusing to... Read >
Author: Anton Kadin12th June 2008
Money making is an art and to save it is a real science. You need to do many calculations, additions, permutations to make a good saving decision. Nowadays various investment solutions are present which can make your money grow. It is highly confusing to... Read >
Author: Anton Kadin10th June 2008
The end of a tax year always signals changes in the financial sector, and is a good time to have a rethink about where you are investing your money. Individual Savings Accounts (ISAs) are a great way to save, as there is no tax to pay on interest earned... Read >
Author: mpressman08th May 2008
Wealth creation is an art and making it grow is mathematics which is not easy. You need expertise and good knowledge regarding financial environment to do it. Investment is one of the best ways of making money grow. You must take good investment decision... Read >
Author: Anton Kadin08th May 2008
Wealth creation is an art and making it grow is mathematics which is not easy. You need expertise and good knowledge regarding financial environment to do it. Investment is one of the best ways of making money grow. You must take good investment decision... Read >
Author: Anton Kadin01st May 2008
Investment is necessary and good investment options are essential and it would become very difficult if you don't have knowledge regarding various investment solutions. These days one of the best options of getting knowledge regarding various investment o... Read >
Author: Anton Kadin13th April 2008
When it comes to making money, you would be utilizing your professional knowledge and experience to convert that knowledge into money. But when it comes to investment then you would be feeling a strange insecurity. You might be getting confused as where t... Read >
Author: Anton Kadin02nd April 2008
You might be working hard for earning money but imagine your money working hard for you. You can say this is unbelievable but it can be possible and investment solutions UK is making it possible. Investment is the most efficient tools as far as saving is ... Read >
Author: Anton Kadin28th March 2008
Everyone needs a peaceful life but what is that peaceful life. A peaceful life doesn’t mean an affluent life rather a life which has no any financial difficulty, where the adults can make enough money so that they can save and where their children can g... Read >
Author: Anton Kadin26th February 2008
Almost every time we earn or spend money, the taxman is waiting to take his slice. Unfortunately there is no exemption for your savings.
But there are legal ways to shelter your nest-egg from the Inland Revenue’s grasp by taking advantage of Individu... Read >
Author: born4thesurf07th June 2007
When it comes to investing your money, earning and saving are top priorities. And the money you invest is likely to have already been subjected to income tax- so why would you allow your accrued investment interest to be cut by taxes yet again?
The tr... Read >
Author: Andrew Regan01st June 2007
New Year Resolutions, do you ever keep them? Join the gym on the second January, never set foot inside after the middle of February. Yes, I know you were full of good intentions, but good intentions don't get you fit. The same goes for your cash. If you'r... Read >
Author: Katie Brown
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