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24th September 2009
The Competition Commission has announced that they intend to ban the sale of Payment protection insurance (PPI) at the point of sale for both loans and credit and store cards. A respected personal finance expert estimates that up to 50 per cent of PPI... Read >
Author: michael challiner16th September 2009
Endowment Mortgages have been easy way to arrange finance of owning loans. This process has its own inbuilt security; hence popularity had skyrocketed in initial stages. But, slumps in stock market, which was prime source of capital generation, and suppre... Read >
Author: Creative SEO Content16th September 2009
A large number of people are affected in UK due to mis-selling of Endowment Mortgage policies when sold heavily in 80s to 90s. General convincing factor or selling propositions were projection of policies being able to provide much higher maturity values ... Read >
Author: Creative SEO Content10th September 2009
Endowment mortgage loans are one of the most controversial types of loans, and have received good and bad press in equal measure. If you are looking for a mortgage loan, then you should look at an endowment mortgage loan as one option. Despite these loans... Read >
Author: Cesar Booth10th September 2009
Many homeowners are being caught in the worsening endowment mortgage scandal. Figures from the insurance industry show that for the first time, the majority of endowment backed mortgage holders are being warned they will probably not be able to fully repa... Read >
Author: michael challiner18th June 2009
I am often asked by South African holiday home owners and those perhaps seeking to purchase a holiday house or apartment in South Africa, if this is firstly a good investment and secondly if they will be able to at least partially off set the costs by ren... Read >
Author: Alan Hawkins15th May 2009
Many financial products have been mis-sold through the years from endowment policies to accident claims and, more recently, there have been bank charges. Lawyers make hefty profits along the way using their catchy slogans - no win; no fee - where there i... Read >
Author: michael challiner03rd March 2009
Endowment policies are the safest bet when you want to cover your entire family and are a middle class salaried person. Endowment policies are the safest in the sense that the sum assured and the benefits one gets from these polices are pure ones. Various... Read >
Author: Heena Vasnani25th November 2008
Since 1970, the average house price in the UK has increased over 35 times. The cost of the average house in 1982 was just over £26,000 – twenty five years later this has risen to almost £185,000.
Nowadays, mortgages come in all shapes and sizes and... Read >
Author: michael challiner17th August 2008
The endowment policy offered by most of the companies in USA is the basic type insurance policy which provides security to the individual members as well as family.
It will provide the security. Endowment policy gives benefits to the family members to ... Read >
Author: Gary Zivkovich24th July 2008
When it comes to the future, we have all got our own ideas about how we will spend it. Perhaps we will end up buying a bigger house than the one we have now. There might be a particular car that we can see ourselves driving around in. And just think ab... Read >
Author: Adam Singleton24th July 2008
When it comes to the future, we have all got our own ideas about how we will spend it. Perhaps we will end up buying a bigger house than the one we have now. There might be a particular car that we can see ourselves driving around in. And just think ab... Read >
Author: Isla Campbell10th July 2008
When it comes to the future, we have all got our own ideas about how we will spend it. Perhaps we will end up buying a bigger house than the one we have now. There might be a particular car that we can see ourselves driving around in. And just think ab... Read >
Author: Daniel Collins23rd June 2008
If you’ve recently received your endowment plan annual statement you may have been left feeling disappointed and thinking “Why did I bother?”, especially when the value of the plan is not much higher than the annual statement last year. Unbelievabl... Read >
Author: Daniel Collins23rd June 2008
If you require monies for your personal needs and your credit rating in the market is not so good, you can go for a loan for bad creditors. Some of the products are very easy to get. You can get a decision in couple of hours and the funds can be transferr... Read >
Author: Shain Johnson21st June 2008
If you require monies for your personal needs and your credit rating in the market is not so good, you can go for a loan for bad creditors. Some of the products are very easy to get. You can get a decision in couple of hours and the funds can be transferr... Read >
Author: Shain Johnson06th April 2008
Although insurance is a great thing to have but some people try to avoid it and they do a classic argument to avoid life insurance UK. Generally they say that if I die then what the money would do. Of course you don't need money in that case but your fami... Read >
Author: Allan02nd August 2007
If you are looking at mortgage protection insurance or MPPI from your mortgage lender, you may find that they only quote you for the cost of covering your mortgage payments.
However, if you lose your income for any reason, your mortgage repayments are ... Read >
Author: Robert Palmer24th July 2007
Critical illness insurance may pay out a tax free lump sum when you are diagnosed with a critical illness acceptable to your insurance company. The money obtained from the insurance can help you sort out part of debts and financial obligations you may hav... Read >
Author: Billy Leverton07th June 2007
New analysis from independent financial magazine “Money Management” shows that payouts to with-profit endowment policyholders are continuing to fall. The list includes some of the biggest insurance companies in UK.
This is not a sudden fall. It beg... Read >
Author: Gina27th March 2007
Does affordable life insurance really exist? Well, this depends on a few different things such as, are you married or are you single? Do you have any kids? What is your current age? What line of work are you in?
Do you have "risky" or unsafe hobbies? ... Read >
Author: Joe Stewart13th March 2007
As one of life's essential financial products for consumers, insurance - whether it's home insurance, travel insurance or life insurance - can be overwhelming. After all, in today's diverse financial market there is a vast variety of insurance products fo... Read >
Author: Andrew Regan19th February 2007
Many new clients we meet have one or two unitised with profits endowments in their investment portfolio. Whilst some have decided that there may be better alternatives available for their money after years of falling returns (and questionable prospects), ... Read >
Author: Ray Prince04th February 2007
The Insurance Companies have been wrongly accused when it comes down
to the sale of life insurance policies. Dying is something that's
going to happen to everyone eventually so it's best that it's dealt
with maturely.
There are three main types o... Read >
Author: Joe Stewart03rd February 2007
The life insurance industry has been misunderstood when it comesdown to the sale of life insurance policies. Folks mustappreciate the fact that dying is just a part of life.
There are many things that must be considered before purchasing any life insur... Read >
Author: Joe Stewart19th December 2006
When you're young, insurance is not always your first concern. In fact, graduates who go straight from university and into a job are usually so caught up in earning their first salary that savings and insurance remain at the back of their mind. This is ... Read >
Author: martymac27th September 2006
A mortgage is typically a loan taken in lieu of some property that you own. Many schemes of mortgages are available in the market today. One of them is known as endowment mortgage. An endowment mortgage is one where the mortgage is arranged based on the i... Read >
Author: James Smith18th June 2006
Property development is big business. The rash of TV programmes about home makeovers and renovations reflects our current obsession with property as a way to make big bucks, quickly. It may seem a failsafe way to make a killing buy a shabby house, paint... Read >
Author: Joseph Kenny09th June 2006
An interest only mortgage is a type of mortgage where you will pay only the interest and does not repay the principal amount for a period of time and during this period; the loan balance will remain the same.
In twenties this type of loan was normal, a... Read >
Author: Jim Glu03rd June 2006
Interest only mortgages have become more and more popular in the past few years probably as a result of the rise in house prices. With this type of loan, you pay off only the interest, so that your monthly repayments are lower than they would be with a ... Read >
Author: Joseph Kenny05th April 2006
Copyright 2006 Geoff Morris
A few years ago, my wife and I looked at our meagre pension schemes, and took what we thought at the time were some pretty radical steps to do sometime about it. Steps that even Mr Brown cannot argue with nor worry us too mu... Read >
Author: Geoff Morris25th March 2006
The role of the regulatory bodies in the UK Financial dealings is very important. We cannot neglect their role in UK Finance. There are many regulatory bodies for UK Finance and Auditing. Some of them are mentioned here.
A non-governmental independent... Read >
Author: Bob Benson30th October 2005
During the 1980's and 90's a new concept of property mortgaging arrived in the UK. Endowment mortgages became extremely popular with homebuyers who wanted a secure but affordable method of repaying their mortgage debt. Most large financial organisations w... Read >
Author: martin nolan31st August 2005
If you have yet to consider taking out any life insurance, don't worry there's plenty of information out there including consumer organisations such as which? and moneynet. Start with some simple, easy questions such as:
* Would my dependents need a... Read >
Author: Rachel Lane
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