Articles, tagged with "overdraft facility", page 6
31st May 2007
If you are considering making home improvements, purchasing a new car, or consolidating you debts, an unsecured loan could be a sensible answer. These loans let you avail money without putting forth any of your valuable assets like your home as collateral...
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Author:
Aisha Cristal
30th May 2007
Do you know that an average credit card user in the UK spends in excess of £150,000 on plastic over the course of his lifetime? It's really true. A recent study by the life assistance company CPP also found that regular purchases such as food or petrol, ...
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Author:
Angelo Drew
21st May 2007
The ability to manage your personal finance is key for successful long term financial health and stability. Regardless of how much you earn, being able to make your income work for you is essential. Not everyone requires a large salary and an expensive ho...
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Author:
Carolyn Clayton
25th April 2007
As the days grow shorter and the nights get colder, our thoughts might start turning towards festive matters. Christmas is coming, and while this should be a cause for excitement and anticipation of good family times, for many of us there's something less...
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Author:
Nicholas Hunt
25th April 2007
What is an overdraft?
An overdraft is a facility (usually at a bank or other financial institution) that enables an account holder to borrow up to an agreed amount and often for an agreed time. The agreed amounts on an overdraft exceeds the deposits by...
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Author:
Angelo Drew
27th March 2007
A current account is an instant access bank account that is used for everyday deposits and outgoings. Most people will use a current account to receive their monthly salary, pay bills via cheque, direct debit or standing order, pay for items via a debit c...
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Author:
Andrew Regan
09th February 2007
With bank charges in the spotlight again following the recent BBC Money Programme investigation, and the numerous campaigns to reclaim charges pending the outcome for the OFTs research due in the first quarter of 2007, Moneyfacts.co.uk takes a look at the...
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Author:
Marco Barra
09th February 2007
Are you one of the millions of people in the UK who have remained loyal to the current account you opened with your high street bank when you first left school or started work?
Are you one of the millions of people in the UK who have remained loyal to ...
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Author:
Marco Barra
20th October 2006
Jingle bell, jingle bell, jingle all the way! It is celebration time! Christmas is knocking at your door! Santa is standing outside wit-h a smiling face and loads of gifts for you. Hey! Why are you not in the festive mood? What makes you look so worried i...
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Author:
Gracy Parker
04th October 2006
Christmas is a time of year when people like to enjoy some quality time with their loved ones. During these period lots of celebration takes place and lot of money is spend. People go for credit cards or use their overdraft facilities for bearing the expe...
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Author:
James Taylor
31st August 2006
One of the most common reasons for building up of debts of a person is increasing use of credit cards. Credit cards provide a comfort in using money anywhere and at any time. Nevertheless, despite of this fact, the people forget its another aspect, that i...
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Author:
Eva Baldwyn
14th August 2006
Small business owners often fail to understand the consequences of inadequate cash flow management until the harsh realities of business life kick in. Typically one significant occasion is when insufficient funds are available within the business to meet ...
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Author:
David Willetts
22nd July 2006
Credit cards are accessories that once anyone has them, he is almost compelled to use them to pay off the expenses, without realizing that he can go into overdraft if he is not careful and keeps a regular track of the incidents happening in relation to th...
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Author:
Aldrich Chappel
30th June 2006
While payday loans have long been popular in the USA, they are a relatively new service for UK customers, and many people aren't sure exactly what they are. With all the controversy over whether they're a worthwhile service or simply a form of legalised s...
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Author:
Nicholas Hunt
24th May 2006
Despite easier than ever access to personal finance services, there are still 3 million adults in the UK today who are completely outside the banking system, and don't have access to a bank account.
Many of these people are unable to get a standard acc...
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Author:
Nicholas Hunt