Articles, tagged with "fico credit score", page 6
07th August 2009
By federal law, you probably qualify for one free credit report per year through the approved government provider and there are a number of on-line companies that offer free credit reports. These offers seem very attractive at first glance because they pr...
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Author:
Jim DeSantis
05th August 2009
Bad or bad credit can sneak up on you before you know what has happened. There are a lot of reasons that you may have less-than-perfect credit. Perhaps you lost your job as so many individuals have in the current financial crisis, or got ill and were un...
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Author:
Scot Johns
05th August 2009
Want to improve your credit score? You need to go right to the source - all three credit reports. Yes, all three reports! You must get reports from all three major credit bureaus. They are Experian, TransUnion, and Equifax. Do not get the free versions. P...
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Author:
Jim DeSantis
04th August 2009
There are many urban myths and just bad advice that you should ignore when trying to fix your credit score. There are way too many arm-chair 'experts' offering unproven advice these days. Read on for what really works if you want to raise your FICO credit...
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Author:
Jim DeSantis
02nd August 2009
If you have ever gone shopping for a new automobile or made a scheme to buy a new home then you are probably familiar with your credit score. Even if you haven?t made any sort of purchase that needed you to get a loan or credit due to the amount of money...
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Author:
Scot Johns
01st August 2009
One of the biggest mistakes that we made when applying for credit was giving our Social Security numbers to loan companies. Why? Because it hurt our FICO credit score. We learned the hard way that it was a really foolish thing to do. Here's what we do n...
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Author:
Jim DeSantis
01st August 2009
You might be wondering why you have a lower FICO credit score than you think you should have. Your lower FICO score could simply be caused by a credit bureau clerical error or due to an oversight you have made in handling your credit. At the same time, it...
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Author:
Jim DeSantis
01st August 2009
Facing bad credits, county court judgement, arrears or have defaulted your loan payment? Does this sound like your situation? Your credit worthiness is low and you may be rejected on grounds of poor financial standing or absence of collateral security. An...
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Author:
Kirthy
31st July 2009
Today's FICO credit scoring reflects a new era of very nervous lenders. In 2008, a FICO credit score of 650 was a a pass key to favorable financing rates to buy a car, purchase a house or get a low-interest credit card. Not any more.
While economic mar...
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Author:
Jim DeSantis
31st July 2009
A long time ago I found out the hard way that my FICO Credit Score could make my financial happiness or break it. It's the one credit number that lenders judge us by so I thought I would show you how that number is arrived at. This is not common knowledge...
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Author:
Jim DeSantis
30th July 2009
Credit Counselors and Debt Consolidators are dominating the Internet, newspapers, magazines, radio, and television with ads promising to rescue you from your poor credit history and your poor FICO credit rating. This appears to be great news. Let's see if...
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Author:
Jim DeSantis
29th July 2009
Today, average folks are facing financial challenges, the reality of tougher credit based on FICO credit scoring by the major credit rating bureaus. Well, there is hope if you find yourself with a less than perfect FICO credit score and credit rating. The...
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Author:
Jim DeSantis
28th July 2009
You would think that obtaining what your FICO credit score is would not be difficult. But, if you have seen your credit report, your FICO credit score is nowhere to be seen. It's almost as if the credit bureau is hiding it. Well, they are, and they want y...
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Author:
Jim DeSantis
27th July 2009
The letter said: 'Sorry, we cannot grant the loan. Your FICO score is just too low.' FICO? What is that? How can I fix it? Fixing your FICO credit report is easier than you imagine, once you know what you need to fix.
The truth is that you can manipula...
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Author:
Jim DeSantis
27th July 2009
Do It Yourself FICO Credit Score Repair Is Now Possible
When you are faced with a credit report crisis, the save your credit hucksters are ready to pick you clean of you last few bucks by promising to sell you miracles that will fix your FICO credit s...
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Author:
Jim DeSantis