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17th September 2009
Not all Scores are Equal
There are many credit scores available, but the only one that matters is your FICO score. FICO, by the way, is an acronym for Fair Isaac and Company, the developer of the score. This is the score that virtually all lenders ... Read >
Author: jassica10th September 2009
Where Are Your Credit Cards?
Credit cards can do more to speed up your credit repair effort than anything else. In fact, they are the perfect credit repair tool. If you are launching an attempt to improve your credit scores without credit cards you are... Read >
Author: Ed White02nd August 2009
Dreams Come True (With a Little Work)
How does your credit report look? If you don’t like what you see credit repair can help. Credit repair offers a viable alternative to living with bad credit. You can turn your credit around. You just need the rig... Read >
Author: Jim Kemish31st July 2009
There is Work to Do
You can hire a credit repair service to clean up your credit report, or you can do it yourself. Either way, it is important to know that it takes more than just sending dispute letters to the credit bureaus to succeed at credit repa... Read >
Author: Ed White18th July 2009
Introduction
Credit repair involves more than disputing questionable issues with the credit bureaus. In fact, a one-sided, dispute only, approach to the process is pointless and may do more harm than good. To get the full potential from your credit rep... Read >
Author: Ian Webber11th July 2009
Credit Repair Works, But…
Credit repair can do more than clean up your credit reports. It can raise your scores, help you prevail against collectors, guide your debt negotiations, and transform your financial life. But you must do it right. Too many ... Read >
Author: Jim Kemish04th July 2009
You Can Do It!
Leave the past behind. Credit repair can offer a solution for your financial puzzle. There are some things that only time will fix, but that does not mean that you cannot have a truly dramatic impact on your life with a bit of intelligen... Read >
Author: Ed White19th June 2009
Introduction
Credit repair success has little to do with common sense and lots to do with technique. If you don’t make the right moves, the ones that are favored by the FICO scoring model, your credit repair effort will produce less than stellar resu... Read >
Author: Ian Webber18th June 2009
Introduction
Credit repair can produce dramatic results, potentially transforming the appearance of your credit reports and boosting your credit scores. Credit repair may even deliver major results in a reasonably short period of time. But it is not a ... Read >
Author: Jim Kemish15th June 2009
You Need New Accounts
Your credit repair success depends on the presence of positive accounts on your credit report. Many people jump into a credit repair program thinking only of disputing the derogatory items on their report. Removing reporting error... Read >
Author: Ed White08th June 2009
Introduction
Debt validation is a powerful credit repair tool, but like many credit repair techniques it must be approached properly to get the optimal outcome. When done right debt validation can provide wonderful results including proof that the coll... Read >
Author: Jim Kemish06th June 2009
The Credit Bureaus
Many people starting a credit repair program are under the misconception that the credit bureaus are in some way connected to the government. It is easy to understand this perception. But, as influential as they are, the credit burea... Read >
Author: Ian Webber06th June 2009
Introduction
Effective credit repair requires a combination of technical and legal skill along with a healthy dose of common sense. The technical approach requires an understanding of the inner workings of the FICO credit scoring model. The legal appro... Read >
Author: Ian Webber20th May 2009
Credit Repair and Existing Credit Cards
Credit repair can provide benefits beyond obvious derogatory issues. Increasingly, existing creditors are monitoring your universal payment history and altering their terms accordingly. Over the last two years mi... Read >
Author: Jim Kemish17th May 2009
Time for Action
Credit repair can make a big difference. Have you been through a tough time? Don’t give up on your credit. Take the big step and explore the potential of credit repair; you will discover that there are many things that can be done to ... Read >
Author: Ian Webber07th May 2009
Plan Your Credit Repair Effort
Are you planning to make an effort at credit repair? Make sure to do it right. An informed effort will produce amazing results, and subtle details can make a world of difference. Take a bit of time to plan your attack and... Read >
Author: Ian Webber26th April 2009
Give Yourself the Advantage
When it comes to credit repair you should give yourself every advantage you can. There is a lot riding on the outcome, so don’t cut corners. You should arm yourself with a working knowledge of the laws that govern the cred... Read >
Author: Ian Webber15th April 2009
A Measure of Credit Repair Progress
If you are planning to start a credit repair effort you might want to establish a benchmark for your progress; some objective means of marking the results of your efforts. Your credit scores are the logical way to me... Read >
Author: Ian Webber07th April 2009
What Can Credit Repair Do for You?
What can credit repair do for you? The tightening in the credit markets over the last two years has raised the bar so high that millions of consumers are finding they no longer qualify for an auto loan, mortgage, or c... Read >
Author: Ian Webber27th March 2009
An Urgent Need for Credit Repair
Credit repair has become a necessity. Prior to the recession you could afford to have blemishes on your credit report; lenders didn't really care. If your credit score was a little low you would simply pay a modestly hi... Read >
Author: John Chase25th March 2009
You Can Achieve Real Credit Repair Success
There are several important issues to consider before starting your credit repair effort. The time you invest in preparation will save you time and effort, and more importantly, insure that you get the results... Read >
Author: Jim Kemish25th March 2009
Credit Repair in Changing Times
Credit repair has the power to transform your financial life and help you meet creditor guidelines. We are in a period of hard economic times. For the last three years lenders have tightened their requirements. Consumers... Read >
Author: Jim Kemish23rd March 2009
Become a Credit Repair Powerhouse
Credit repair requires a bit of finesse. It is essential to approach your credit repair project from several different angles simultaneously. This multi-faceted of approach will insure the best possible outcome. Leave ... Read >
Author: Ian Webber19th March 2009
Credit Repair Sin #1: Sticking Your Head in the Sand
Have you been through a period of financial stress? Is your credit a mess? It can be difficult to look at the damage, but ignoring your credit report is the number-one worse thing you can do. Did you... Read >
Author: John Chase10th March 2009
An Urgent Need for Credit Repair
Credit repair has become a necessity. Prior to the recession you could afford to have blemishes on your credit report; lenders didn’t really care. If your credit score was a little low you would simply pay a modestly ... Read >
Author: Ian Webber26th January 2009
Credit repair can be a challenge, but if you do it right it can change your life, and may even turn out to be an enjoyable and exciting process. Here are some great pointers on making your credit repair project super-effective, and fun!
Credit Repair a... Read >
Author: Ian Webber15th December 2008
Maxing Out Credit Cards
For the record, there is nothing wrong with using credit cards. But if you are attempting credit repair you must understand the relationship between your card balances and your scores. Max out your cards if you must, but pay the... Read >
Author: Ian Webber30th November 2008
Considering Credit Repair
Credit repair is on many people’s minds these days. Lender’s everywhere have clamped down on their lending guidelines. A significant number of people who had no problem getting financing even one year ago are discovering t... Read >
Author: Ian Webber24th November 2008
Credit Repair Done Right
If you want your credit repair effort to succeed you need the right credit scores and credit reports. The wrong approach can put you on the path to lower credit scores and frustration. The information you are about to read may ... Read >
Author: Ian Webber17th November 2008
Fast Credit Repair
Would you like a quick credit score boost? Would you like to get your credit repair effort off to a fast start? Here are some awesome tips from one of the most respected credit repair experts around. Start your engines!
Credit Rep... Read >
Author: Jim Kemish23rd October 2008
Credit repair may deserve its bad reputation, but the myopic FTC campaign against credit repair may be doing more harm than good. A credit repair expert discusses the FTC, the law, and the need for profession credit repair services.
Credit repair has i... Read >
Author: Ian Webber13th October 2008
Credit Repair Results
Credit repair can produce life changing results. The process can be quick and satisfying if you know what to do. A credit repair expert reveals powerful credit rebuilding secrets that will help you reach your goals easily.
Cred... Read >
Author: Jim Kemish17th September 2008
Credit Repair and the Power to Change
Today is a good day to make a fresh start. There are a million ways to freshen up your life, organize your finances, and start getting your credit into shape. It doesn’t matter what your credit looks like at the ... Read >
Author: Jim Kemish03rd September 2008
Credit Repair Step by Step
There are many things you can do to build your credit and optimize your credit scores. A nationally recognized credit repair expert offers a selection of powerful and easy steps you can take to reach your credit goals.
Pay... Read >
Author: Jim Kemish22nd August 2008
Are You Ready?
Are you ready to get your credit repair effort in gear? There is no time like the present. Here is a collection of powerful tips from a nationally recognized credit repair expert that you can use right away.
Using Your Credit Cards
... Read >
Author: Jim Kemish16th August 2008
Every Point Counts
Do you plan to purchase a home or refinance your mortgage anytime soon? You better make sure your credit score is as good as it can be. A leading credit repair expert offers some powerful tips on improving your credit score and getti... Read >
Author: Jim Kemish12th August 2008
Know Your Rights!
If you are contacted by a collector you should know your rights. A nationally recognized consumer advocate and credit repair expert offers some useful advice about dealing with collectors, and coming out ahead.
The Basic Rules
C... Read >
Author: Jim Kemish09th July 2008
Bring Your Goals to Life!
Effective credit repair involves a systematic effort to clean up and reconfigure the content of your credit report. There is some work involved, and you want the results to last. A nationally recognized credit repair expert of... Read >
Author: Jim Kemish03rd July 2008
Every Point Counts!
Your credit score will determine the interest rate you pay on every dollar you borrow, from your car loan to your mortgage. Every point makes a difference! A nationally recognized credit repair expert explains how to give your credi... Read >
Author: Jim Kemish20th June 2008
Do it Right!
Are you concerned about your credit? A nationally recognized credit repair expert offers a step-by-step guide to getting started with your credit repair effort, and valuable advice on avoiding some common and costly mistakes.
The Need f... Read >
Author: Jim Kemish18th June 2008
Collectors use both law and psychology in the practice of their craft. Many collectors operate legitimately, while others cross the line daily. Do you know your rights? A nationally recognized credit repair expert explains the correct way to deal with a c... Read >
Author: Jim Kemish06th June 2008
Credit Cards Hold the Key
There is nothing like the subject of credit cards to get people excited. Credit cards can be a great convenience, or a weapon of financial destruction. But there is more power in that plastic than you think. Credit cards also ... Read >
Author: Jim Kemish27th May 2008
The Devil in the Details
Have you had credit issues in the past? Are you ready for better times? Credit repair can produce awesome results if done properly. But a wrong turn can leave you worse off than before. A nationally recognized credit repair and... Read >
Author: Jim Kemish18th April 2008
Be Prepared!
Do you plan to apply for a mortgage soon? A nationally recognized credit repair expert discusses the latest change in the way the mortgage industry determines your interest rate, and what you can do about it.
Mortgage Time
Your mortg... Read >
Author: Jim Kemish16th August 2007
It is absolutely essential for anyone attempting credit repair to know the statues of limitation for reporting of derogatory information as it applies to the credit bureaus. Credit repair expert Jim Kemish offers some insight on specific statute of limita... Read >
Author: Jim Kemish
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