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17th September 2009
To find short sale deals, an investor needs to understand the circumstance that leads to foreclosures and short sales. Previously, I've written about the description of a foreclosure, how the foreclosure process unfolds, and how investors can purchase ho... Read >
Author: twc16th September 2009
The entire world is dealing with financial crisis and the mortgage industry is not left behind. 100 % mortgages are withdrawn in the United Kingdom and many lenders are just shying away from entering into new mortgage business. In such a situation, if you... Read >
Author: Creative SEO Content25th August 2009
Some market logic has been known for ages. One of them says that crisis brings lower prices of goods and services. Consumers have less money, they think twice before spending them. Should the seller want to avoid going bankrot, he simply has to go down wi... Read >
Author: Honzovahypoteka01st August 2009
Conveyancing is a process few people ever hear about until they have to go through it via the purchase or selling of their first property.
After getting what it is straight, the next step would be ‘how to go about it wisely’ and in credit crunch t... Read >
Author: CatM29th July 2009
Property365 is an Irish Company which helps Irish investors source
Property Investments at home and
abroad. Our Clients range from novices who have never invested before buying
single units to seasoned investors who are buying large buildings.
Pro... Read >
Author: trainmore12th May 2009
This article looks at the decrease in availability of borrowing options in the current property market and helps suggest solutions to borrowing problems you may have so that you can branch out into property investment.
If you have been watching the pro... Read >
Author: frankwoodford11th May 2009
Prior to January 2008, the residential real estate market of the greater Ponsonby area in Auckland had the longest buoyant period in decades. Expectations were that this market was natural and sustainable so people acted accordingly. They began upgrading ... Read >
Author: Simon Damerell27th March 2009
Are you buying your own home for the first time? It’s a serious and ultimately rewarding first step onto the home-ownership ladder. By definition, you’ll only do it once – so it’s important to get it right. Don’t let that put you off, though. As... Read >
Author: MarkeD10th March 2009
2008 was a rollercoaster of a year for the UK's property market. SecureASale Director Tim Jackson looks back on the ups and downs of London's housing sector over the past year…
2008 started slowly with the hangover for the manic record market of ‘07.... Read >
Author: moviesplanet13th February 2009
At some point in your life you will need to get a home for your family and the best way is to pay for the acquisition. That will be one of your most important financial decisions that you will embark on and that imply that you have arrived. Before congrat... Read >
Author: Ernest Tang09th February 2009
There are many mortgage types available on the UK market. While mortgage lenders have reduced the number of mortgage products available, it is no longer possible to get 125% or even 100% mortgages anymore there are many other options to consider.
The bes... Read >
Author: cborthwick915th December 2008
Here we give an update on the UK property market and on what you need to consider if you want to sell in the current market.
Firstly let's briefly look at what’s happened to the property market. In the summer of 2007 property prices reached their pe... Read >
Author: Wheres My Property15th December 2008
Here we give an update on the UK property market and what you need to consider if you want to sell in the current market.
Firstly let's briefly look at what’s happened to the property market. In the summer of 2007 property prices reached their peak ... Read >
Author: Wheres My Property03rd December 2008
At the moment the government has a great interest in the UK and world banking system; many pundits believe that for too long the banking system and specifically the inter-bank lending has run amuck and is one of the many reasons for our current credit cri... Read >
Author: Andy Adams13th October 2008
The traditional mortgages require that one must pay a down payment before they start paying the monthly installments.
This may not be easy for a young person that is yet to receive his or her first paycheck or has some few on their names.
This should ... Read >
Author: Poly Muthumbi11th September 2008
Following years of growth the UK housing market is slumping with an annual fall to date of 10.9%. Here we look at what is happening and where the market is going.
According to the Royal Institution of Chartered Surveyors (Rics) house sales are at thei... Read >
Author: Wheres My Property11th September 2008
Following years of growth the UK housing market is slumping with an annual fall to date of 10.9%. Here we look at what is happening and where the market is going.
According to the Royal Institution of Chartered Surveyors (Rics) house sales are at thei... Read >
Author: Wheres My Property09th September 2008
As the stabilisation of the UK property market continues, many people are beginning to look overseas. Overseas property investment in Europe is a popular choice. The culture, economy and proximity of western and southern Europe all combine to make it appe... Read >
Author: Parmdeep Vadesha08th September 2008
After mortgage rates went up as a result of the credit crunch they are now starting to come down to the levels seen last year in August.
Homeowners who were struggling with such high rates will welcome the new rates. This show the banks aren’t being a... Read >
Author: cborthwick905th September 2008
Shared Ownership Mortgages and affordable housing schemes are helping people to get onto the property ladder.
As the country enters a severe housing slump, shared ownership mortgages are aiding people to overcome the problems facing those trying to get... Read >
Author: LolitaBrown02nd September 2008
The great housing boom of the nineties and onwards was a time of endless building and big dreams, but these things cannot last and the inevitable downturn has occurred with house prices and value falling at record rates.
We all knew this day would come... Read >
Author: Adam Singleton12th August 2008
House across the UK on average fell by 0.9% last month according to latest figures. This followed on from a drop of 2.5% in May. The average price for a house now stands at �172,415 which is �13,629 cheaper than in October.
The credit crunch is aff... Read >
Author: Robert Palmer25th July 2008
House prices have dropped by 0.6 per cent in March, bringing the annual rate of house price growth down to 1.1 per cent, Nationwide has revealed.
The figures come amidst global financial instability and news that housing market activity is decreasing.... Read >
Author: Seamus Swords17th July 2008
Up until 2007, 100% mortgages were commonplace; in fact, 110% and 120% mortgages were also available, but since the credit crisis struck lenders have become a lot more strict with their lending conditions, with 75% LTVs (loans to value) becoming more and ... Read >
Author: Daniel Collins08th July 2008
Fewer people are purchasing luxury items as there is just not enough cash left in people’s accounts. Could it be that we spend more than we really should on personal treats such as the latest electronic gadget? Is it that we no longer understand the imp... Read >
Author: Arti Manani 07th July 2008
We are all aware of the continuing mortgage and property dilemma that the United Kingdom is currently up against and it is certainly no news that the dreaded credit crunch is starting to constrict it's already tightened grip on the general public's purse ... Read >
Author: Jetske VB26th June 2008
With today's property market, there are some bargains to be had in Tenerife, and more owners are willing to listen to offers compared to previous years.
In order to find the best property in Tenerife, first complete a thorough research to find the best... Read >
Author: Robert Palmer21st June 2008
In the wake of the credit crunch, which hit the USA in late 2007 and has now began to have repercussions in the UK housing market, uncertainty has meant that property price rises have slowed in most areas of the country, and in some places a drop in value... Read >
Author: Daniel Collins10th June 2008
The ongoing credit crunch has hit hard every sector of the UKs financial market, especially mortgage lending. As lenders and building society’s are finding it harder to get hold of finance to back up their lending, more and more consumers are feeling th... Read >
Author: Liam Gerken09th June 2008
According to ‘The Nationwide Building Society’, if house buyers in London want to avoid paying higher interest rates, they would have to stump up fairly higher deposit on a mortgage. The past indicates that the Nationwide put down a deposit of 10% or ... Read >
Author: Jim Brown29th May 2008
With the global credit crunch hitting the headlines day after day, if you are searching for a mortgage a new landscape has developed.
With the withdrawal of 100% mortgages in the UK, and some lenders actually ceasing to take on new mortgage business, i... Read >
Author: Alan Hall20th May 2008
The act of re mortgaging one’s house should never be taken lightly – after all, one is playing with the very roof over one’s head. Never the less, it can be a useful tool in obtaining more capital with which to make investments, or to use to raise m... Read >
Author: Jack Harris15th May 2008
First time buyers are being urged to wait out the mortgage mess. The markets should settle down before customers consider getting a mortgage, experts say.
100% mortgages are no longer an option and a number of banks, including The Co-op Bank and F... Read >
Author: Sarah Othman15th May 2008
The last 100% mortgage which was still on the market was removed from Abbey’s offerings on the 7th of April at 10pm. This marked the end of the no-deposit mortgage era. Abbey is responsible for 1 in 10 mortgages in the UK and the bank said that these m... Read >
Author: Sarah Othman15th May 2008
With the cost of houses and property continuing to rise, UK mortgages are also becoming more expensive. For first-time buyers, this is more of a problem than for those already on the property ladder. With the average cost of a new home now almost £200,00... Read >
Author: michael sterios08th May 2008
A home equity loan lowest rate can be made yours with a good value home equity. Now, what are you waiting for, no more delay your home improvement projects, obtain a home improvement loan online with a simple click on your mouse.
Invest your money wher... Read >
Author: Sadhana07th May 2008
We all agree, purchasing a home will be, for most of us, the largest purchase you will make in our life. You have found your future home, arranged for financing and are now waiting for the closing date. But to many people’s surprise, there are other mo... Read >
Author: Stefan28th April 2008
So you’re looking for a mortgage to buy your first home. You’re ready to put your foot on the first rung of what’s popularly known as “The property ladder.” No doubt you watch the TV news and read the newspapers so you’ve probably gathered tha... Read >
Author: lexisclick18th April 2008
Looking to purchase a shared ownership house? Are you looking for a shared ownership which suits your needs? Cheap shared ownership mortgage rates allow a borrower certain benefits; low interest rates and easy repayment options.
A shared ownership mo... Read >
Author: LolitaBrown16th April 2008
With the continued rise in house prices and interest rates, it's little wonder that first-time buyers have been finding it difficult to make those first, tentative steps onto the property ladder - especially when you consider that in the current UK proper... Read >
Author: Adam Singleton27th March 2008
The threshold at which buyers start to pay stamp duty has risen from £120,000 to £125,000 which will come into effect on sales after the 23rd March this year. The other bands however remain unchanged at 1% between £125,000 and £250,000, 3% between £2... Read >
Author: lazysubmit20th February 2008
In order to find the best property in Tenerife, first complete a thorough research to find the best value for your money.
Then find an agent who is familiar with the land and who knows where to find the best property spots. Find someone with verifiabl... Read >
Author: Robert Palmer11th February 2008
A hundred percent mortgage is one that offers the full mortgage amount to the borrower. It is also called as a no-deposit mortgage.
In such a mortgage, the lender will provide the borrower the exact amount that is needed to buy the property. This mean... Read >
Author: R Rama24th January 2008
The latest trend in the mortgage market has been an increase in the number of borrowers taking out a 100% mortgage. This means that the loan-to-value ratio of the mortgage is 100% rather than the 85% or less normally attached to more traditional mortgage ... Read >
Author: michael sterios30th October 2007
Real estate is in very high demand nowadays, and it is quite normal for all of us to be willing to buy it. The problem is that the purchase of a house requires investing a hefty amount of money in it, which is often not something you have right away. So i... Read >
Author: Arthur York11th October 2007
Negative equity is a term used to describe a situation in which a person owes more money on their property than it is worth. This means that if a home owner were to sell their property they would not be able to pay off their mortgage with the sale proceed... Read >
Author: michael sterios22nd August 2007
Sub-prime mortgage lenders in the USA are struggling to survive and their demise is impacting significantly on the world's financial markets. In London, the FTSE has undergone a series of significant drops, suffering the biggest fall for seven years in on... Read >
Author: Andrew Regan26th July 2007
Buying a home with no down payment, which is known as a 100% mortgage, is the only way for some people to ever purchase a home of their own. It was a program designed to help those unable to save up a 5% down payment, or any down payment for that matter.... Read >
Author: Kathryn Lang29th June 2007
In this day and age of rising costs and low housing affordability, various schemes have arisen to assist first-time-buyers get onto the property ladder. One is these is 100% mortgages, which provide enough funds to the borrower to purchase a property outr... Read >
Author: michael sterios25th April 2007
It's been widely reported that as a nation we're collectively in debt to a higher level than ever before, and many more people are starting to experience problems keeping their finances together. The level of personal insolvencies and bankruptcies is skyr... Read >
Author: Martin Sumner27th February 2007
The thought of actually owning a home can sometimes intimidate and intoxicate first time buyers. Undoubtedly, the idea alone is exciting, but there are many legal procedures that have to be understood. Moreover, you have to find mortgage lenders and relia... Read >
Author: Clint Jhonson21st August 2006
It was over twenty years ago that I attended a seminar presented by noted speaker Robert Allen. He had written a book called, "Nothing Down," that explained how you could amass a fortune in real estate with virtually no money. I joined about fifty other w... Read >
Author: Jeffrey Hauser08th August 2006
Would You Buy a House With a Stranger?
Gaining a foothold on the property ladder is becoming harder and harder for more and more people. The 'cost of housing sufferers' who receive the most attention are the young looking to buy their first house plu... Read >
Author: Simone Robinson12th June 2006
One of the nicer things about getting older is a lot of my friends are retiring or are semi-retired. They now have time to participate in some of the things that my career in real estate allows. Case in point, I have a friend who regularly goes yard salei... Read >
Author: William J Archambault Jr09th June 2006
From a cursory survey of websites and brochures, you'll see a myriad of different types of mortgage. The mortgages explored so far are a basic overview you'll find any amount of types some combining several features and with added incentives to tempt ... Read >
Author: Joseph Kenny06th June 2006
Getting a foothold on the property ladder is not easy particularly these days with property prices above the amount most people's salaries can cover.
Reports from the property market show that the age of first time buyers has increased in recent yea... Read >
Author: Joseph Kenny29th May 2006
A mortgage is a means of buying a house without making full payment. Generally the buyer makes a downpayment and the mortgage lender pays off the remaining amount. But those who are on a tight budget cannot manage to make a downpayment. For them the only ... Read >
Author: Ruth Stanhop10th May 2006
Mortgages are loans that are used to purchase a home; these loans are lent against the equity in your house. All of us desire having a home we can call our own. Mortgage loans let the borrower be the owner of a house in an easy, simple and hassle free man... Read >
Author: Ruth Stanhop11th March 2006
For many of us the thought of taking that first step on to the property ladder is both exciting and daunting. Owning a home of your own for the first time is always exciting but estate agents and mortgage lenders will have to be dealt with, legal procedur... Read >
Author: Ashley Babbs26th January 2006
Applying for and getting a mortgage to finance a foreign property purchase involves many of the same steps as getting a mortgage to buy property in your own country. But there are a few very important extra factors to bear in mind and decisions to make.
... Read >
Author: William Kenny17th December 2005
Buying a home is probably the biggest financial decision most people will make in their lifetime. The percentage of down payment you put in will make a huge difference for the health of your personal finances for years to come. What percentage of down pay... Read >
Author: Natalie Aranda07th September 2005
A mortgage is probably the single largest loan that most of us will have in a lifetime, and choosing to commit yourself to one can be a scary notion. There is very little else that can lay claim on your life for twenty years or more - though a mortgage is... Read >
Author: Jeff Lakie
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