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22nd September 2009
Loan repayments, credit card debts, pay day loans, car payments, mortgages the number of liabilities piles up. Monthly repayments have amassed up, on the same lane global credit crunch effects have cut down the salary packs of the common people. This is t... Read >
Author: gracy21st September 2009
Several people in UK have walked into poor credit ratings in effect of the global credit crunch. With the intensive shortage of money, people have largely failed to make correct repayments of many loans, especially unsecured loans and mortgage loans. Many... Read >
Author: gracy18th September 2009
In the whirlwinds of the global credit crunch, the financial sector is passing through several ironical flip-flops. At one side, there is a crucial shortage of credit with the common men, financial institutions and companies. At the other end, the prices ... Read >
Author: gracy15th September 2009
Some formalities such as credit check and collateral evaluation are mandatory proceedings that are being done by network providers or mobile companies while approving contract phone deals. Obviously, better the credit score, brighter is the chance of appr... Read >
Author: awilliam1501st September 2009
When the global credit crunch emerged out, people across the globe and especially in UK have confronted with great shortages of money. So like the big corporate companies and financial firms, most of the plans and dreams of the common people washed out in... Read >
Author: gracy27th August 2009
Credit check is one of the integral activities done by companies while approving contract phone deals. Better is the credit score, brighter is the chance of approval. Earlier, contract phone companies were adopting stringent rules for bad credit holders. ... Read >
Author: awilliam1505th July 2009
With the news filled with stories about the global credit crunch and how it has affected lenders'' decisions about giving out credit it is little wonder that many people think that getting their hands on a credit card these days could prove impossible due... Read >
Author: Reno Charlton01st July 2009
14 Ways to Save Money on your Reception Details
With the global credit crunch taking hold, wedding budgets are getting tighter & creative couples are looking for new ways to save money whilst still having a fabulous wedding. Here are some stylish ways... Read >
Author: weddingdirectory19th June 2009
There is no doubt in the mind of any financial analyst worth his salt that the US economy is mired in a state of torpor, unable to overcome the global credit crunch crisis it precipitated and incapable of putting in place the kind of decisive measures tha... Read >
Author: Dave Lindahl19th June 2009
Looking at the latest information regarding the global credit crunch and the possible slowdown of the global housing market (or rather the local housing market globally) the clear thing is that the housing market is in for a rough ride and whichever way y... Read >
Author: Dave Lindahl18th June 2009
SUCCESSION PLANNING IN THE FACE OF THE GLOBAL CREDIT CRUNCH
By
SAMUEL LARTEY, PROJECT MANAGER.
www.inspiredleaders.com. Email: sammy@inspired.com
There’s an old saying, ‘when the sea is calm, everyone is a great sailor. It is only when the... Read >
Author: Samuel Lartey15th June 2009
In the current financial climate it is not really a big surprise that many of us want to try and keep our debt levels a secret from our partners. For many the issue relates to being embarrassed about the debt, whereas for others the issue relates to tryin... Read >
Author: Reno Charlton11th June 2009
When investing in a franchise it is vital that you carry out careful research before you commit your money to any franchising opportunity. It is important that you consider the marketplace at both a local and national level as well as looking at the qual... Read >
Author: Rich Bendall03rd June 2009
Like the rest of the UK, the Leeds housing market is currently suffering from the global credit crunch. The average cost of a home in Leeds is now £148,732 this is a -7.7% fall in the last quarter and -12.2% less than the same time last year. With fallin... Read >
Author: Scott Wells01st May 2009
Many people dream about financial freedom - but take little action out of their comfort zone to achieve it. The global credit crunch or recession is making many people consider how secure their job is, how much they have put aside as a "financial buffer" ... Read >
Author: Charles Mead23rd April 2009
Debt consolidation can drastically change your life for the better within weeks, months, or years depending on your current debt situation. It is no secret that huge segments of the population could benefit from the services of credit counselors and debt... Read >
Author: maxwell10th April 2009
The global credit crunch has hit many individuals and businesses hard, with a large number of companies looking to cut costs. Few realise however, that many of the essential services that a business need to run smoothly are available for free.
Every bu... Read >
Author: pmcindoe09th April 2009
Most people would not deny that over the past year or so finances have become increasingly tight as a result of the global credit crunch, falling income levels, job losses, and the recession. Many people have struggled to make ends meet as they used to, a... Read >
Author: Reno Charlton09th April 2009
The international Forex trading market has grown in volume and stature in the last few years. According to the Bank for International Settlements, the currency market generates an estimated daily turnover of over $3 trillion, with London generating the hi... Read >
Author: 2Deano08th April 2009
There are many different financial deals and products around these days, and this can make choosing the right financial product difficult. This is a problem that has become more pronounced due to restrictions that have come about as a result of the global... Read >
Author: Alisdair Cosgrove03rd April 2009
The global credit crunch that has taken the world's major economies by storm over the past year has had an effect on our lives in many ways. The credit crunch has wreaked havoc in many areas, and in addition to affecting the economy, industry, and the fin... Read >
Author: Alisdair Cosgrove28th March 2009
For both the property market and the general population, the current credit crunch is having a significant effect on both the housing market and the livelihood of citizens. Many residents, as well as foreigners, have made good investments on property and ... Read >
Author: Roy J walker27th March 2009
I live here in Vancouver the site of the 2010 winter Olympics. I am totally excited about this fabulous sporting event. Providing the world stage for this amateur event is a huge accomplishment for the organizing committee. I just wish more people felt... Read >
Author: Doug King24th March 2009
Britons might be feeling the pinch of the global credit crunch, but they're still ready to pay thousands of pounds for cosmetic surgery, a report suggested. Britain's largest cosmetic surgery provider recently commented and said demand for procedures had ... Read >
Author: jay swedworthy17th March 2009
Teeth Whitening industry gear up for holiday season as people are preparing to go on holiday they are getting their teeth whitened to optimize their tan and make themselves feel better and in the UK there is suppose to be a credit crunch but more and more... Read >
Author: jay swedworthy09th March 2009
As a first time buyer in the current economic climate it is important to arm yourself with as much knowledge as possible and make sure that you are prepared, as buying your first home can be very stressful and confusing. Whilst the number of first time bu... Read >
Author: Alisdair Cosgrove24th February 2009
What’s the likelihood that Sicily property is bucking the global financial turmoil that is plaguing so many countries around the world, including mainland Italy and is currently recording strong capital growth? It's not, is unfortunately the answer.
... Read >
Author: Marc Da-Silva03rd February 2009
Not sure where to holiday in 2009? Well, top destinations tipped to weather the financial downturn include Mexico, Turkey and Egypt. The low cost of goods and services in these counties means that they remain an attractive holiday destination as they did... Read >
Author: Neil Dennis28th January 2009
All over the world, people are keeping fingers crossed that the $700 billion financial system bailout works the way it is supposed to and eases the worsening global credit crunch and restores confidence in the markets. But while the government has been fo... Read >
Author: Jose Roncal23rd January 2009
The past ten years have seen huge numbers of people enter into the buy to let sector, with many seeing the benefits of investing in bricks and mortar, which has really boosted the number of people making this sort of investment.
Most people are well a... Read >
Author: Alisdair Cosgrove20th January 2009
The global credit crunch is upon us all. If you want to create an online business that will stand the test of time then research and patience are the keys. Internet marketing is big business and home based businesses and internet businesses are no excep... Read >
Author: W. Holden16th January 2009
The global credit crunch continues unabated, putting pressure on all UK households to reduce outgoings and ensure that all spending is appropriate and gives best value. So, when something comes along that can help reduce costs it should be eagerly grasp... Read >
Author: Isla Campbell16th January 2009
Since the onset of the global credit crunch last year credit conditions in the UK's financial sectors have really changes, and credit availability has become far more difficult.
Lenders are being far more careful over who they lend to, and have really... Read >
Author: Alisdair Cosgrove16th January 2009
In Boston, an expensive real estate market, coupled with all sorts of advice coming from all sorts of economic and real estate experts, is reason for pause.
The economy is battered and the real estate forecast in unclear. But that doesn’t prevent voi... Read >
Author: michael russell 16th January 2009
In Boston, an expensive real estate market, coupled with all sorts of advice coming from all sorts of economic and real estate experts, is reason for pause.
The economy is battered and the real estate forecast in unclear. But that doesn’t prevent voi... Read >
Author: michael russell 16th January 2009
As most people already know the global credit crunch that swept across the nation last year has resulted in many changes to the financial markets, and has made credit conditions far tighter.
It has become more and more difficult for many consumers to ... Read >
Author: Alisdair Cosgrove12th January 2009
The world is currently poised on the brink of recession. Years of unsustainable economic growth is finally taking its toll and a global economic crisis has taken hold. Some industries will be more affected than others. One industry that could be seriously... Read >
Author: Cooper08th January 2009
Over recent years the methods available for applying for any sort of finances have increased, and whereas previously you had to visit branches and speak to people to try and get finance, you can now apply for your finance by telephone, post, and online as... Read >
Author: Alisdair Cosgrove05th January 2009
Fixed Rate Mortgages
With the global credit crunch in the news on a daily basis, it’s a good time to take a look at your mortgage. But before you decide on fixed rate mortgages or on a variable rate mortgage its best to compare the pro’s and cons o... Read >
Author: Brigs15th December 2008
If you are in the market for home finance then the best bet is to speak with a mortgage broker who will have access to a wide range of home finance product and will be in a position to recommend the right home finance for you. Once an experienced mortgage... Read >
Author: Raymond Gray03rd December 2008
Teeth Whitening industry gear up for holiday season as people are preparing to go on holiday they are getting their teeth whitened to optimize their tan and make themselves feel better and in the UK there is suppose to be a credit crunch but more and more... Read >
Author: jay swedworthy03rd December 2008
With its GDP growth currently standing at around 8-10 per cent per annum representing outstanding economic progress over the last few years, combined with the strength of its domestic property market that offers investors good potential for capital apprec... Read >
Author: Carole French30th November 2008
With Christmas just around the corner many people have already started purchasing their Christmas gifts and items, and despite the global credit crunch and the difficult financial climate many people have indicated that they will still be spending around ... Read >
Author: Reno Charlton26th November 2008
Everyone is feeling the effects of the global credit crunch having a plan is good way to help people with the high cost of dentistry.For a small monthly fee people can save large amounts of money on their dental bills.With this the level of dentistry you... Read >
Author: Rasvir Mustan25th November 2008
Everyone is feeling the effects of the global credit crunch I said to myself what can I do to help people in my neighbor hood. I decided to start my own plan to help people with the high cost of dentistry. So the discounted dental plan(DDP) was born. For ... Read >
Author: Rasvir Mustan20th November 2008
Most families and households have experienced the financial strains that have come about recently because of the difficult financial climate, and the global credit crunch coupled with soaring inflation levels have left many households struggling to make e... Read >
Author: Alisdair Cosgrove18th November 2008
Until recently many people were not aware of just how important it was to have a decent credit history and rating, but since the onset of the global credit crunch, which has resulted in tighter credit conditions and increased difficulties in the financial... Read >
Author: Alisdair Cosgrove11th November 2008
According to AXA upwards of 20 million Brits are unable to save in the current economic climate.
The insurer claims, this amount of people have had no option other than to dig into their savings since the beginning of the year, with only 1 out of every... Read >
Author: ARouse10th November 2008
The Indian economy is diverse and embraces a huge area including, agriculture, mining, textile industry, manufacturing and a vast array of other services. There have been an enormous shift over the last 15 years from what the economy used to be in the pas... Read >
Author: Steve Last10th November 2008
The Indian economy is diverse and embraces a huge area including, agriculture, mining, textile industry, manufacturing and a vast array of other services. There have been an enormous shift over the last 15 years from what the economy used to be in the pas... Read >
Author: Steve Evans05th November 2008
The American economy has spun into an economic meltdown, including the largest drop in GDP growth since 1980. The constant blow to the nation’s consumers has drastically reduced spending power, causing depression worries. A widespread drop in housing p... Read >
Author: liza25204th November 2008
I was at a BBQ on the weekend and a borrower friend was telling me about this terrific home loan finance he had just arranged through a mortgage broker. Another mate said that he didn’t see the need to use a mortgage broker because he simply applied dir... Read >
Author: Mark Bona31st October 2008
Visit Iceland and help them crawl out of their current economical disastrous state, the value of the Krona has plummeted recently and holiday goers are cashing in. The average price of a beer has fallen from a chilling £7 to a more familiar £2.50 which ... Read >
Author: barryloughran@live.co.uk28th October 2008
Many banks have recently taken advantage of the global credit crunch to reduce the commissions paid to a mortgage broker within a bank’s mortgage broker distribution network. Over the past 15 or so years, the majority if not all of the banks have relied... Read >
Author: jillaynesmith21st October 2008
The online dating industry provides free dating services for singles during these tough ecomomic times.
Online dating singles sometimes spend hours online and there are particular words that are repeated on virtually every website you visit.
... Read >
Author: Matt17th October 2008
There are a number of things that you need to look at when considering taking out a loan, and this is why it is vital that you compare different loans and lenders on the market before you take out a loan. Although the global credit crunch has affected the... Read >
Author: Alisdair Cosgrove17th October 2008
With the global credit crunch in the news on a daily basis, it’s a good time to take a look at your mortgage. But before you decide on fixed rate mortgages or on a variable rate mortgage its best to compare the pro’s and cons of each type so that you ... Read >
Author: Brigs17th October 2008
With the global credit crunch looming, it’s a good time to investigate your mortgage rate and to ensure that you have the cheapest mortgage rate available.
Finding the cheapest mortgage rate can be tricky. Sometimes the cheapest rate today could end ... Read >
Author: Brigs17th October 2008
As the owner of your own home, you have a very important resource available to help you weather many financial storms including the current global credit crunch. With the credit crunch in the news on a daily basis, it’s a good time to take a look at the... Read >
Author: Brigs17th October 2008
If you own your own home, then a low interest home equity loan may be a viable solution to outlast the global credit crunch. A home equity loan or home equity line of credit (HELOC) is a loan, which is basically granted using your house’s value as colla... Read >
Author: Brigs01st October 2008
The recruiter holding the interview will have a list of questions to ask you, but do you have a list of interview questions to ask? Your questions for interview are as, if not more, important than the interviewers! You also need to learn the right intervi... Read >
Author: John Pawlett29th September 2008
Switching credit cards to suit your needs and more importantly ease the strain on your pocket has become increasingly common over recent years, and in fact has become so popular it has created a new breed of credit cardholder known as the rate tart.
M... Read >
Author: Reno Charlton23rd September 2008
There has been little doubt recently that the Manhattan real estate market has been slowing down recently. Inventory is up, and sales are down. While average prices have remained strong, it is clear that the days of the superman-like invulnerability in ... Read >
Author: Elika Associates23rd September 2008
There is no doubt that the global credit crunch that has seized the UK over the past year has had a profound effect on the financial markets, and getting any sort of finance has become increasingly difficult even for those with pretty decent credit in som... Read >
Author: Reno Charlton22nd September 2008
There is a saying among economists, "When America sneezes, the world catches a cold". This means that if the US experiences an economic downturn then so does the rest of the world. This saying certainly seems true at current times with the ongoing global ... Read >
Author: Click4credit19th September 2008
Cash investments are considered the simplest and most conservative types of investment, and traditionally, too, they reap lower albeit more dependable returns. In the last few years, investors eschewed cash accounts and turned to the share market which ha... Read >
Author: Click4credit11th September 2008
Many people who are in need of a loan will find that loan rates are at a seven year high due to lenders being careful with their money as a result of the global credit crunch.
An example of this is that since August 2006, a £5,000 loan that is to be p... Read >
Author: Gill08th September 2008
At the verge of global credit crunch, unsecured loans have become a nightmare. They have not only become the rare breed now, but also available to the perfect credit borrowers at an exorbitant rate of interest. Keeping this developments at forefront, the ... Read >
Author: gracy04th September 2008
Partly fuelled by the global credit crunch, which made its way across from the United States last summer, a number of radical changes have occurred in the UK when it comes to the housing and finance sectors over recent months.
House prices have been f... Read >
Author: Reno Charlton02nd September 2008
Things are bad enough these days when it comes to financial matters for most people, with rising living costs and increased bills all adding to the financial strains. The last thing you want in this situation is to end up with a raw deal on your borrowing... Read >
Author: Alisdair Cosgrove02nd September 2008
As we all know the global credit crunch still continues to wreak havoc in the financial markets, and for the average consumer this means that there has been an increase in borrowing costs when it comes to loans, credit cards, mortgages, and other forms of... Read >
Author: Reno Charlton28th August 2008
The global ‘Credit Crunch’ is having an impact on many businesses and it is now as important as ever that businesses manage funds as efficiently as possible.
Managing money has always been a major responsibility for businesses of all sizes, but it ... Read >
Author: Karl Guevara20th August 2008
Loans against property can be broadly divided under two head. They are loans against residential property and and loans against commercial property. Both these loans offer an amount based on the equity value of the pledged property. The real estate market... Read >
Author: gracy16th August 2008
The world's biggest insurer, American International Group Inc, replaced CEO Martin Sullivan after it suffered two quarters of record losses from risky mortgage bets and its share price more than halved over the past year.
Sullivan is the latest Wall ... Read >
Author: Christian Ward15th August 2008
The third largest Asian economy (after Japan and China) and the twelfth largest in the world, the Indian economy is virtually a success story. A mixed economy with more of socialist features to begin with in 1947, India, today, has become home to many MNC... Read >
Author: Aditya14th August 2008
The worsening lending sutuation created by the credit crunch has lead many banks and financial situations to tighten their lending criteria, leaving many people vulnerable to doorstep lenders and loan sharks. These lenders, however, may charge significant... Read >
Author: Christian Ward13th August 2008
There is little doubt that over the past couple of years many banks have been hiking up the fees and charges on their credit card products, and people that are not as financially savvy as others have been left to pay the price. It seems that over recent m... Read >
Author: Reno Charlton12th August 2008
With slowing economy and global credit crunch, unemployment is on the rise in the UK. The latest survey figures predict job loss of 8,100 jobs by the end of this year at a rate of 2.7 percent. Unemployment is a scourge that brings very tough times to thos... Read >
Author: gracy24th July 2008
When we talk about something like debt consolidation
The money markets in 2008 are changing all the time. Anyone taking out a secured loan in July 2008 is faced with a different situation to what they would have found in April the same year. The good... Read >
Author: lexisclick18th July 2008
The UK unsecured loan market has continued to contract in 2007 and more lenders are now focussing on good quality customers rather than the volume of business. Moreover, the advent of the global credit crunch has led to fewer players in this high risk sec... Read >
Author: Aisha Cristal17th July 2008
In a scenario of global credit crunch and rising interest rates, people with a number of loans and debts with different lenders might find they are struggling to pay what they owe each month. According to a recent survey, nearly half of the loans taken ou... Read >
Author: Aisha Cristal16th July 2008
The number of people being forced to take out high interest, short-term loans has risen by more than 130 per cent since August 2007; a figure which analysts say is evidence that the effects of the global credit crunch are showing no signs of easing.
Sh... Read >
Author: Daniel Collins16th July 2008
The car industry is under pressure to make and sell quality products amidst the economic slowdown of the global credit crunch and the increasing awareness of green issues. One important factor in achieving this is to manufacture cars with high safety rati... Read >
Author: Danielle Fletcher14th July 2008
Companies which generate leads for mortgage lenders are finding the market tougher than in previous years. Prior to the global credit crunch companies who indentify people who are looking for a mortgage had an easier time finding people who matched the le... Read >
Author: Danielle Fletcher14th July 2008
The effects of the global credit crunch show no signs of relenting soon. Many households have been feeling the pinch for some time after fuel, food, and petrol prices have skyrocketed across the country. In times of difficulty such as these, many househol... Read >
Author: Danielle Fletcher14th July 2008
Interest rates in the UK have continued to rise over the last few months despite the Bank of England base rate remaining stable. Recent reports show that the cost to lenders for mortgages is continuing to go up, with lenders increasing rates as recently a... Read >
Author: Danielle Fletcher11th July 2008
Debt advice experts have seen an increase in the numbers of middle class people wanting financial help rise by up to 500 per cent, as middle Britain suffers an overwhelming debt crisis.
Many UK households have seen their budgets being pushed to breaki... Read >
Author: Phil 09th July 2008
The global credit crunch in the UK has really taken its toll on the finances of households, and many have found themselves unable to keep up with repayments on debt as well as bill payments.
As a result of this many people appear to be turning to cred... Read >
Author: Reno Charlton09th July 2008
It seems that with household finances getting tighter and tighter due to the global credit crunch, soaring petrol and food costs, and rising bills, now is the time to try and streamline your finances and try and cut back on your outgoings as much as possi... Read >
Author: Reno Charlton07th July 2008
In the UK there is suppose to be a credit crunch but more and more people are spending money on themselves to give them more confidence and make them look great.
Britons might be feeling the pinch of the global credit crunch, but they're still ready to p... Read >
Author: jay swedworthy06th July 2008
Summary: Though there is disparity in the payable rate of interest and other terms and conditions, personal loan is the most cost-effective way to meet short term needs. These loans are gaining popularity in India
Indian banks after the introduction of... Read >
Author: addi30th June 2008
Many recent reports have suggested that more and more of us are becoming increasingly reliant on our credit cards.
With the effects of the global credit crunch taking their toll on credit conditions, and with rising living costs and bills adding to ou... Read >
Author: Reno Charlton26th June 2008
If one goes by the recent reports, there is an indication that many lenders are withdrawing 125% mortgages from the market. These mortgages are quite popular with first time buyers, as they can easily raise the money required to purchase their property, a... Read >
Author: Dave Davies25th June 2008
Summary: The global credit crunch has affected the availability of low cost unsecured loans. The lenders are now more cautious in their operations.
Time is now getting harder for millions of Britons as the availability of cheap credit is now squeezed. ... Read >
Author: Amenda23rd June 2008
A research by Lloyd’s show that UK businesses could soon be faced with increased litigation challenges following the global credit crunch, which has created a future insurance liability crisis
The report warns that the credit crunch crisis means tha... Read >
Author: Mildred23rd June 2008
A new poll shows that UK housing prices will fall 5% this year and market analysts believe that it could get worse as a result of the soaring consumer inflation which limits the scope for interest rate cuts.
The poll conducted by Reuters show that the ... Read >
Author: Mildred20th June 2008
The latest finding of the charity National Energy Action unveiled that over 4 million households in the UK are living with fuel shortage. This proportion of the UK population is spending more than 10% of their income on fuel bills. On 30th of last month, ... Read >
Author: Aisha Cristal13th June 2008
Now is a particularly good time to start saving as rates have become extremely attractive as banks and building societies compete to attract retail funds in the wake of the global credit crunch. International banks are currently balking at lending to each... Read >
Author: Vicky Cochrane11th June 2008
Research from price comparison website MoneyExpert.com has revealed that more than 3 million people in the UK are trying to manage their finances using five or more credit cards.
Thirty per cent of Britons applied for a new card during 2007 – 2008 a... Read >
Author: Phil 11th June 2008
We all know that over recent months it has become more and more difficult to get any sort of finance, and with so many households feeling the pinch due to increased costs it seems that there could not be a worse time for credit conditions to become as tig... Read >
Author: Reno Charlton11th June 2008
Whilst the effects of the global credit crunch plays havoc with the UK housing market, many people are struggling to find suitable mortgages. The problem is the same for a whole range of people from first time buyers to those who are looking to remortgage... Read >
Author: Danielle Fletcher10th June 2008
Since many of us know that currently the global economy is facing the severe problem of global credit crunch. Because of which not only the bad debt credit borrowers are suffering but the decent borrowers are also coming against difficulties in getting th... Read >
Author: Aisha Cristal09th June 2008
According to ‘The Nationwide Building Society’, if house buyers in London want to avoid paying higher interest rates, they would have to stump up fairly higher deposit on a mortgage. The past indicates that the Nationwide put down a deposit of 10% or ... Read >
Author: Jim Brown29th May 2008
With the global credit crunch hitting the headlines day after day, if you are searching for a mortgage a new landscape has developed.
With the withdrawal of 100% mortgages in the UK, and some lenders actually ceasing to take on new mortgage business, i... Read >
Author: Alan Hall28th May 2008
Whether you’re applying for a personal loan to fund a dream holiday or a new family car, switching credit cards to consolidate debts, to take advantage of a 0% introductory offer, or whether you’re a first-time buyer looking to mortgage your new hom... Read >
Author: Andrew Regan23rd May 2008
Across the world, financial markets have suffered due to the American credit crunch. Products have been withdrawn from the mortgage and loan markets and eligibility criteria for other products have been tightened. More and more people have found it diffi... Read >
Author: Danielle Fletcher21st May 2008
There are absolutely no two ways about the fact that the current housing slowdown, coupled with tighter lending conditions that have been fuelled by the global credit crunch, has swept across the UK in the past few months. The Bank of England has stated t... Read >
Author: Jim Brown21st May 2008
The recent rise witnessed in the housing market has undoubtedly stopped
The recent upturn seen in the homes industry is noticeably finished. The prices are flat and declining. That principally is not therefore beneficial news for the wealth that has pr... Read >
Author: sonia07021st May 2008
The recent rise witnessed in the housing market has undoubtedly stopped
The recent upturn seen in the homes industry is noticeably finished. The prices are flat and declining. That principally is not therefore beneficial news for the wealth that has pr... Read >
21st May 2008
With over a million UK householders reaching the end of their fixed rate mortgage deals this year the market for remortgages should be heating up. Instead, the market has cooled as the effects of the global credit crunch slowly erode the confidence and pr... Read >
Author: michael sterios20th May 2008
A new report has indicated that the secured loans market is in line for growth in the future. Research carried out by Datamonitor suggests that the sector is set to grow from the £7.5 billion which was taken out in 2006 to £10.2 billion in 2011 – ind... Read >
Author: Jenny Longmuir20th May 2008
The number of lenders offering unsecured personal loans has fallen; a move that financial information firm Moneyfacts has called a “worrying” trend. Eskimo Loans, which is funded by the financially stricken lender Northern Rock, recently decided to p... Read >
Author: Jenny Longmuir20th May 2008
Since the global credit crunch swept across the UK last year the cost of borrowing has rocketed in all areas of the financial sector, particularly mortgages. We have seen the interest rates on mortgage rocket, and this is despite three recent base rate cu... Read >
Author: Reno Charlton20th May 2008
New research from financial information company, Moneyfacts, has shown that borrowers are to face rising repayment terms on their personal loans which will leave many people with a financial headache.
Lenders were seen to be pushing up certain rates ... Read >
Author: Phil 20th May 2008
The average rates for secured loans are beginning to get closer to the rates offered for unsecured personal loans according to research carried out by Moneyexpert.com.
The figures released show that the lowest rate available for a secured loan o... Read >
Author: Phil 20th May 2008
Britain’s financial regulator has warned that more than one million families in the UK risk losing their homes in the next 18 months as a result of the global credit crunch.
With large mortgages and debts on the increase, the news that banks are bec... Read >
Author: Phil 20th May 2008
The act of re mortgaging one’s house should never be taken lightly – after all, one is playing with the very roof over one’s head. Never the less, it can be a useful tool in obtaining more capital with which to make investments, or to use to raise m... Read >
Author: Jack Harris14th May 2008
US Small Businesses ‘Nervous’ about the Economy
According to the National Small Business Association's 2008 Survey of Small and Mid-Sized Business, most small and medium-sized companies in the US believe that the economy looks bleaker than five years... Read >
Author: Jason Tissuix14th May 2008
According to The Forum of Private Business, more support is required to help small businesses survive the impact of the global credit crunch. These calls coincide with the publication of new figures that indicate a significant rise in the number of failin... Read >
Author: Jason Tissuix09th May 2008
Doorstep lenders and loan sharks are moving into the space vacated by Britain's high street banks, whose tightening or exemptive credit terms are leaving millions of people without access to mainstream finance.
Debt campaigners have seen thousands of ... Read >
Author: Tom08th May 2008
Availability of mortgage products
According to March 2008 statistics from Moneyfacts the number of Buy to Let mortgages available has fallen 60% since the outset of the credit crunch. Much of the 60% can be directly attributed to the sub-prime market a... Read >
Author: MarkeD08th May 2008
This week brought what appeared to be some positive news amid the gloom of falling house prices, as the Bank of England told the world it believed the worst of the credit crunch had passed and that a return of confidence in the coming months was justified... Read >
Author: Assetz UK07th May 2008
Doorstep lenders and loan sharks are moving into the space vacated by Britain's high street banks, whose tightening or exemptive credit terms are leaving millions of people without access to mainstream finance.
Debt campaigners have seen thousands of ... Read >
Author: Jemma07th May 2008
It appears that it’s not all doom and gloom for the entire financial services industry as the global credit crunch continues to bite. Despite credit card applications being declined in record numbers and mortgage products suffering dramatic drops in s... Read >
Author: Andrew Regan01st May 2008
Summary: The global credit crunch, which began during July of last year, is still wrecking havoc in the world's financial markets, more and more consumers are finding it difficult to attain the finance within their means.
As the lenders are either hiki... Read >
Author: Amenda01st May 2008
A rapid increase in the number of days that the UK population has to work to pay off the interest on outstanding loans and credit card balances has prompted a warning from one independent financial search website.
Unbiased have calculated that it now... Read >
Author: mpressman30th April 2008
According to reports, airport operator BAA could have their massive 10bn debt classified as 'junk' in the next couple of months if they fail to refinance it. If their debt is written off in this way, it could spell financial disaster for BAA, which... Read >
Author: Cindy Norgte25th April 2008
Over recent years, with more and more credit cards coming onto the market, many people have started to switch their credit cards on a regular basis in order to try and avoid paying interest on their borrowing. For many savvy, organised individuals this is... Read >
Author: Reno Charlton18th April 2008
It's no secret that the UKs financial market is currently in a considerable state of turmoil. The cause of this, as many know is the global credit crunch, which was sparked off during July of last year by American lenders making somewhat unscrupulous loan... Read >
Author: Liam Gerken13th April 2008
The combination of a slowing UK economy and his chancellor’s first budget may finally force Gordon Brown to shelve any plans he had for calling a general election in early 2009, as voters will be forced to tighten their belts over the next year.
Rumo... Read >
Author: Vicky Cochrane09th April 2008
In recent reports the governor of the Bank of England, along with a range of industry professionals, has indicated that the next base rate cut could come as soon as next week, and not in May as many had originally predicted. Mervyn King, the governor of t... Read >
Author: Reno Charlton09th April 2008
Its official, the Spanish property market is out of favour with today's property investors. Over the last 10 years Spain has become one of the most popular property investment markets in both Europe and worldwide, but recently has seen an about turn and a... Read >
Author: Robert Griggs07th April 2008
With the global credit crunch having affected so many different economies around the world, not least their property markets, more and more experts seem to be singling out France as a shining beacon of hope.
This view may have been epitomised by an artic... Read >
Author: Assetz UK07th April 2008
The first signs that credit will be more difficult to obtain in the future has come with the news that refusal rates for credit card applications are rising, and one major issuer has even unilaterally terminated 160,000 customers’ accounts as it attempt... Read >
Author: Vicky Cochrane06th April 2008
The recent Bank of England interest rate cut comes as cold comfort to millions of homeowners who saw their mortgage payments rise in the weeks before the reduction, as UK banks and building societies are struggling in the wake of the global credit crunc... Read >
Author: mpressman03rd April 2008
Whilst many of us may think that the worst is over when it comes to difficulties in getting mortgages, recent reports have suggested that many lenders are continuing to tighten up on their lending criteria, making it increasingly difficult to get finance ... Read >
Author: Reno Charlton03rd April 2008
Recent reports have shown that consumers hoping to get a new mortgage or remortgage to a better deal are facing very bleak prospects, as more and more lenders take action to try and actively cut back on lending. A number of lenders have increased stringen... Read >
Author: Reno Charlton02nd April 2008
Cheap credit has been available for so many years in the UK that many people have now accepted it as the norm. However, recent events in the global economy could prompt the end of low-cost lending, and bring with it a culture shock for many.
Traditi... Read >
Author: Andrew Regan02nd April 2008
Moneysolve.co.uk
Everyday the number of debt laden people declaring themselves bankrupt rises significantly and with the ongoing global ‘credit crunch’ exacerbated by the sub-prime crisis in the US, the situation is only going to get worse.
Alre... Read >
Author: Karl Guevara03rd March 2008
Over the past couple of weeks a number of lenders have announced that they will no longer be offering mortgage loans of 125%, reflecting the continuing impact of the global credit crunch that has already resulted in tighter lending conditions across the U... Read >
Author: Reno Charlton28th February 2008
At the end of last year the UK had a staggering £1,409 billion in personal debt, a rise of 9.3% on 2006 figures.
This ever rising level in consumer debt has meant that lenders have had to make allowances to compensate for less than credit worthy appli... Read >
Author: Liam Gerken19th February 2008
These days, more than ever, it is important for consumers to shop around for the right credit card before making applications. This is for a number of reasons. Firstly, you need to ensure that you have the right card for your needs in terms of matching yo... Read >
Author: Reno Charlton14th February 2008
According to news reports, the Treasury has told the consortium led by Richard Branson’s Virgin group that they are favourites to take over Northern Rock.
However, they have advised the Virgin group to improve the terms of its rescue plan in order to... Read >
Author: Beverley Bukowski06th February 2008
Despite trailing off towards the end of the year gross mortgage lending hit record levels during 2007, according to figures released by the Council of Mortgage Lenders (CML).
Although the organisation is warning that the market is weakening, it report... Read >
Author: Adam Singleton30th January 2008
With the talk of the global credit crunch seeming to seep into every economic topic, those looking to buy property overseas may be thinking of new markets, places where the economic boom is such that even a global financial crisis cannot hold back growth.... Read >
Author: Assetz UK20th January 2008
January is always time for taking a long-sighted view of matters. While individuals make their resolutions those involved in industries and commerce make plans and predictions of the year ahead. For those in the property industry, the crystal ball may see... Read >
Author: Assetz UK18th January 2008
By now it's a good bet that we've all heard about the global credit crunch to some extent, even if we've just glanced away in boredom when a story about it came onto the television news bulletins. This reaction is perfectly understandable - after all, who... Read >
Author: Martin Sumner18th January 2008
Mortgages are getting less affordable, according to figures released by the Council of Mortgage Lenders, meaning that more people will struggle to keep up their repayments in the coming months.
Interest payments now account for the largest proportio... Read >
Author: Andrew Regan14th January 2008
When interest rates were cut in early December all nine of the Monetary Policy Committee members voted for the cut and that unanimous vote has lead to analysts predicting another cut in early 2008. Welcome news indeed for anyone with a mortgage, as many... Read >
Author: Andrew Regan30th October 2007
With rising cost of housing, frequent rise in the interest rates and credit squeeze hitting the financial market, the Brits are facing a tough situation. It is especially so with the first time buyers. It has been recently found that an increasing number ... Read >
Author: Angelo Drew21st October 2007
The global credit crunch has hit the loan market in the UK. The rate of interest is on the rise, making it necessary to compare loans before taking up any loan deal. Reports say that interest rates have increased by up to 4 per cent due to the turmoil tha... Read >
Author: Amenda
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