|
03rd September 2009
The best advice I could give any entrepreneur after 45 years experience is to accept the concept "You don't know what you don't know". Additionally to understand the definition of an entrepreneur as "An entrepreneur is someone who pursues his or her own v... Read >
Author: Steve Mellinger22nd January 2009
A recent study by the Bureau of Labor Statistics found that the more you know, the more you make. It should come as no surprise to you that less than a high school diploma will make you an average of $22,000 per year and that the addition of a Bachelor's... Read >
Author: Lukasavige22nd January 2009
The economy seems to be the talk of the town lately, and for good reason. It seems businesses are falling to the ground all around us. Every day we hear of another that closed its doors.
What if you could recession proof your business? To look at it... Read >
Author: Lukasavige22nd January 2009
You are the same as all of the other businesses around you.
Stop and think for a moment about why someone would buy your product or service instead of from the company down the street or in another state. In other words, what makes you different? If ... Read >
Author: Lukasavige22nd January 2009
Marketing to yourself instead of your target market
Picture yourself as a business owner with a problem. You have a problem because your company, which has been successful in the past, has been experiencing a downturn. If you are a business owner you... Read >
Author: Lukasavige22nd January 2009
Having only one source of referrals
I coach with many coaches across the country to help them build their practices. A common problem most of them have in their business is having only one source of referrals. Many of the Dave Ramsey coaches I talk w... Read >
Author: Lukasavige22nd January 2009
Most twelve-step programs define insanity as doing the same thing over and over again while expecting different results. Those credit cards that have barely budged during the last few years while you have been "getting out of debt" are a sure sign that y... Read >
Author: Lukasavige08th October 2008
Everyone wants to know how to make more money. What if you like where you work or do not desire to make a major move for more income? I have great news for you if you fall into either of these categories. You can make a lot more money without even leav... Read >
Author: Lukasavige07th October 2008
I recently posted this question openly on LinkedIn. While the responses varied, the overwhelming majority of business folks who answered said the downturn in the economy was the biggest problem holding their company back from being great.
Mary answered... Read >
Author: Lukasavige07th October 2008
Yes, the economy is changing. Should you be alarmed? Yes and no. If you are reading this and over fifty or sixty years old, you may be seeing your portfolio taking a nose dive to somewhere south of the equator. If that does not scare you I don’t know w... Read >
Author: Lukasavige07th October 2008
I recently posted this question openly on LinkedIn. While the responses varied, the overwhelming majority of business folks who answered said the downturn in the economy was the biggest problem holding their company back from being great.
Mary answered... Read >
Author: Lukasavige07th October 2008
A recent conversation with a friend reminded me just how important marketing can be. As business owners we often approach things from the standpoint of trying to create things for our market. This is the wrong approach to take.
Instead of creating we n... Read >
Author: Lukasavige07th October 2008
Yes, the economy is changing. Should you be alarmed? Yes and no. If you are reading this and over fifty or sixty years old, you may be seeing your portfolio taking a nose dive to somewhere south of the equator. If that does not scare you I don’t know w... Read >
Author: Lukasavige07th October 2008
A recent conversation with a friend reminded me just how important marketing can be. As business owners we often approach things from the standpoint of trying to create things for our market. This is the wrong approach to take.
Instead of creating we n... Read >
Author: Lukasavige12th September 2008
I can usually tell during the first ten minutes of meeting with a prospective client if they are willing to do the work necessary to bring about change in their life, or if they are simply testing the waters.
The clients that welcome change are open to... Read >
Author: Lukasavige12th September 2008
Alecia wrote me with this very honest and powerful question. She and her husband are working diligently to get out of debt. They want to direct as much money as possible to digging out of their hole, but at this point they are also trying to keep their he... Read >
Author: Lukasavige12th September 2008
Do you honestly know where your income goes each month? Most people have in their minds that a certain part of it goes towards groceries, housing, utilities, car payments, movies and the other stuff, but where does the rest of it go? If you have never i... Read >
Author: Lukasavige12th September 2008
Picture a grandfather who gives a grandson a toy. A few days or weeks goes by and the boy is now tired of playing with it. Once the boy informs his grandfather of this fact, guess what it makes the old man want to do? Of course, he wants to buy another... Read >
Author: Lukasavige22nd August 2008
Americans are not exactly known for their patience and persistence. We live in a microwave society and we wan it now. When we eat we want it fast, even if it’s not the healthiest food. When the store is one mile from home we drive because we don’t ... Read >
Author: Lukasavige22nd August 2008
Americans are not exactly known for their patience and persistence. We live in a microwave society and we wan it now. When we eat we want it fast, even if it’s not the healthiest food. When the store is one mile from home we drive because we don’t ... Read >
Author: Lukasavige22nd August 2008
I wish we were all living our dreams for our lives, but it seems to me that more and more people are living someone else’s dream in their lives. I do acknowledge how difficult it is to pick a career to major in when you are a twenty year old kid, but a... Read >
Author: Lukasavige22nd August 2008
I wish we were all living our dreams for our lives, but it seems to me that more and more people are living someone else’s dream in their lives. I do acknowledge how difficult it is to pick a career to major in when you are a twenty year old kid, but a... Read >
Author: Lukasavige15th August 2008
A man happened upon a butterfly just emerging from its cocoon. The longer he watched the young butterfly struggle to become free the more restless he became. Finally, when it looked like the butterfly would not make it out on its own the man took a pair... Read >
Author: Lukasavige15th August 2008
A man happened upon a butterfly just emerging from its cocoon. The longer he watched the young butterfly struggle to become free the more restless he became. Finally, when it looked like the butterfly would not make it out on its own the man took a pair... Read >
Author: Lukasavige12th August 2008
There are many situations in life where we feel compelled to worry. Whether your money is tight this month or your job is on the verge of laying you off, there is little cause to worry.
Instead, do all that is within your power to develop a plan to ca... Read >
Author: Lukasavige12th August 2008
Many people have goals of moving up in life and especially in their work. While having goals is a great thing, have you ever stopped and thought about where you really want to end up? What is the ultimate goal in your work? Do you want to be a CEO or a... Read >
Author: Lukasavige17th July 2008
It is all over television and the internet. We are bombarded with it every day. Get-rich-quick schemes, the next big thing that will make you money; do not buy into it!
If you chase money, you will never have any. Instead, do something that matters.... Read >
Author: Lukasavige17th July 2008
It is all over television and the internet. We are bombarded with it every day. Get-rich-quick schemes, the next big thing that will make you money; do not buy into it!
If you chase money, you will never have any. Instead, do something that matters.... Read >
Author: Lukasavige17th July 2008
Is it more fun not to plan and take life as it comes, or is it better to develop a plan so as to not be spontaneous? The main reason many people do not develop a plan, or even a budget, is because they claim they cannot then be spontaneous.
I disagr... Read >
Author: Lukasavige17th July 2008
Is it more fun not to plan and take life as it comes, or is it better to develop a plan so as to not be spontaneous? The main reason many people do not develop a plan, or even a budget, is because they claim they cannot then be spontaneous.
I disagr... Read >
Author: Lukasavige11th July 2008
Do you fear that by the time you discover what your dreams are, you’ll be too old to do anything about them?
Anyone I work with knows to not make any decision based out of fear. In fact I do not make any decision based on either fear or greed. If I... Read >
Author: Lukasavige11th July 2008
Do you fear that by the time you discover what your dreams are, you’ll be too old to do anything about them?
Anyone I work with knows to not make any decision based out of fear. In fact I do not make any decision based on either fear or greed. If I... Read >
Author: Lukasavige10th July 2008
My passion lies in helping others get what they want. As it turns out, many people really dislike their jobs. I have to ask myself, why are these people working there in the first place? It could be akin to a couple falling "out of love" in a marriage.... Read >
Author: Lukasavige10th July 2008
My passion lies in helping others get what they want. As it turns out, many people really dislike their jobs. I have to ask myself, why are these people working there in the first place? It could be akin to a couple falling "out of love" in a marriage.... Read >
Author: Lukasavige10th July 2008
I believe that work should be a reflection of the LIFE you want. Instead, I see many people pick a career and try to plan their lives around it. There is a lot of fitting and squeezing that happens during this process, but it usually ends in failure.
... Read >
Author: Lukasavige10th July 2008
I believe that work should be a reflection of the LIFE you want. Instead, I see many people pick a career and try to plan their lives around it. There is a lot of fitting and squeezing that happens during this process, but it usually ends in failure.
... Read >
Author: Lukasavige10th July 2008
You cannot do it on your own. It's as simple as that. This is why singles have it so much harder than married couples when it comes to devising a plan and getting out of debt.
Singles obviously do not have to answer to anyone, but the downside is tha... Read >
Author: Lukasavige10th July 2008
You cannot do it on your own. It's as simple as that. This is why singles have it so much harder than married couples when it comes to devising a plan and getting out of debt.
Singles obviously do not have to answer to anyone, but the downside is tha... Read >
Author: Lukasavige10th July 2008
Some people want to get out of debt because it's a necessity. They are behind on bills and their marriage is hanging on by a thread. They may not know where their next paycheck is coming from and how to pay the electricity bill due this Friday.
Other... Read >
Author: Lukasavige10th July 2008
Some people want to get out of debt because it's a necessity. They are behind on bills and their marriage is hanging on by a thread. They may not know where their next paycheck is coming from and how to pay the electricity bill due this Friday.
Other... Read >
Author: Lukasavige10th July 2008
When I coach with other business owners and people that have ideas I often find reluctance on their part to share those ideas with others. I think this boils down many times to believing that ideas are scarce in this world.
I happen to think that id... Read >
Author: Lukasavige10th July 2008
When I coach with other business owners and people that have ideas I often find reluctance on their part to share those ideas with others. I think this boils down many times to believing that ideas are scarce in this world.
I happen to think that id... Read >
Author: Lukasavige09th June 2008
You cannot do it on your own. It’s as simple as that. This is why singles have it so much harder than married couples when it comes to devising a plan and getting out of debt.
Singles obviously do not have to answer to anyone, but the downside is t... Read >
Author: Lukasavige09th June 2008
You cannot do it on your own. It’s as simple as that. This is why singles have it so much harder than married couples when it comes to devising a plan and getting out of debt.
Singles obviously do not have to answer to anyone, but the downside is t... Read >
Author: Lukasavige09th June 2008
Between Career and Life Coaching and the Business Clients that I work with, I field a lot of questions about the easiest businesses to start. Of course you should always be doing something that aligns with your interests, skills and abilities and your pa... Read >
Author: Lukasavige09th June 2008
Between Career and Life Coaching and the Business Clients that I work with, I field a lot of questions about the easiest businesses to start. Of course you should always be doing something that aligns with your interests, skills and abilities and your pa... Read >
Author: Lukasavige09th June 2008
When I coach with other business owners and people that have ideas I often find reluctance on their part to share those ideas with others. I think this boils down many times to believing that ideas are scarce in this world.
I happen to think that id... Read >
Author: Lukasavige09th June 2008
When I coach with other business owners and people that have ideas I often find reluctance on their part to share those ideas with others. I think this boils down many times to believing that ideas are scarce in this world.
I happen to think that id... Read >
Author: Lukasavige09th June 2008
There are two parts to getting out of debt and changing your future. You can either raise your income or lower your outgo. That sounds pretty simple, right? Well, there is a bit more to it than that.
While you cannot out-earn stupidity (believe me, ... Read >
Author: Lukasavige09th June 2008
The old way of writing a resume was to include a generic objective at the very top. You know the kind that made you look really good but sounded a bit funny when read out loud.
“I desire use the skills I have developed in customer service to work fo... Read >
Author: Lukasavige09th June 2008
With all of the news of the poor performance of the stock market lately, I field many questions regarding contributions to 401(k) and other retirement accounts. Should we invest in something that appears to be heading down at an alarming rate?
In case... Read >
Author: Lukasavige09th June 2008
With all of the news of the poor performance of the stock market lately, I field many questions regarding contributions to 401(k) and other retirement accounts. Should we invest in something that appears to be heading down at an alarming rate?
In case... Read >
Author: Lukasavige20th May 2008
Far too many financial professionals make money way more complicated than it should be. While many of them are concerned about how to maximize your savings and investments to the penny, if it becomes too complicated and you do not do it, all your time an... Read >
Author: Lukasavige20th May 2008
This is a common misconception in the world today. In all actuality, here is how the numbers break down if you want to become a millionaire...
74% - number of people in America who become millionaires have their own business
10% - senior executives
... Read >
Author: Lukasavige20th May 2008
Far too many financial professionals make money way more complicated than it should be. While many of them are concerned about how to maximize your savings and investments to the penny, if it becomes too complicated and you do not do it, all your time an... Read >
Author: Lukasavige20th May 2008
This is a common misconception in the world today. In all actuality, here is how the numbers break down if you want to become a millionaire...
74% - number of people in America who become millionaires have their own business
10% - senior executives
... Read >
Author: Lukasavige06th May 2008
This just in from the IRS… you may be only 3 days away from receiving your rebate! The schedule has been moved forward (a rare move for the U.S. government) and the first recipients will be receiving their money (that’s right, it is yours and not the ... Read >
Author: Lukasavige06th May 2008
If you knew you had one last talk to give, what would it be? Carnegie Mellon University hosts lecturers’ from around the world each year. The premise is, if you had one last lecture to give, what would it be? For Randy Pausch, it was very literal. He h... Read >
Author: Lukasavige06th May 2008
"Life is a _______."
How would you fill in the blank? Would you say struggle, fight or trap; or would you say highway, dream or blessing?
In a recent poll, most mid-level managers answered battle, while most executives answered game. Could this be w... Read >
Author: Lukasavige06th May 2008
If you knew you had one last talk to give, what would it be? Carnegie Mellon University hosts lecturers’ from around the world each year. The premise is, if you had one last lecture to give, what would it be? For Randy Pausch, it was very literal. He h... Read >
Author: Lukasavige06th May 2008
If you knew you had one last talk to give, what would it be? Carnegie Mellon University hosts lecturers’ from around the world each year. The premise is, if you had one last lecture to give, what would it be? For Randy Pausch, it was very literal. He h... Read >
Author: Lukasavige16th April 2008
Our Career and Life Coaching clients usually tell me similar things. Most are looking for a path out of their current position into something that utilizes their true passion. Many times I hear from professionals stuck in their jobs that they are there ... Read >
Author: Lukasavige16th April 2008
Our current economy does not seem to be very kind in regards to the housing market. Foreclosures are at a record rate and the mortgage crisis has made it much more difficult to get financing. With all of this in mind, when is the best time for you to bu... Read >
Author: Lukasavige11th April 2008
Because it does! Normally we think that if we work for a large company or someone else is paying the bills, it does not matter what we do, our job will always be secure. That is simply not true however.
For those that own their own businesses, this ... Read >
Author: Lukasavige11th April 2008
The first thing you need to decide if you want to get out of debt, is not whether you need a written plan or not; that part is pretty much a given. You will not get very far without that piece of the puzzle in place. The very first thing you need to det... Read >
Author: Lukasavige03rd April 2008
It is easily determined that most of what we do in our lives is meaningless and trivial; it stands to offer us no purpose and gives us little gain in life. Certain things come to mind like watching TV, instant messaging, wandering aimlessly on the intern... Read >
Author: Lukasavige03rd April 2008
It is easily determined that most of what we do in our lives is meaningless and trivial; it stands to offer us no purpose and gives us little gain in life. Certain things come to mind like watching TV, instant messaging, wandering aimlessly on the intern... Read >
Author: Lukasavige03rd April 2008
On a recent trip to Europe, we spent a few days in Paris. One of the big similarities of the subway system to many of those in the U.S. is the people begging for money as they walk through the trains.
Now, I have no doubt that life may have knocked ce... Read >
Author: Lukasavige03rd April 2008
On a recent trip to Europe, we spent a few days in Paris. One of the big similarities of the subway system to many of those in the U.S. is the people begging for money as they walk through the trains.
Now, I have no doubt that life may have knocked ce... Read >
Author: Lukasavige03rd April 2008
Today, more workers are withdrawing money from their retirement accounts in the form of 401(k) hardship withdrawals and loans than ever before. Merrill Lynch sampled applications filed in January, 2008 and found the primary reason was to prevent foreclos... Read >
Author: Lukasavige01st April 2008
When it comes to Network Marketing everyone with some experience in it, counted in years, has some advice to give to potential and new distributors. Of course they can talk for hours if you let them and before you know you would be hearing the whole story... Read >
Author: Chris Kosman19th March 2008
Wayne Gretzky was once asked what made him a great hockey player. He simply stated that instead of going to where the puck was, he went to where the puck would soon be. It goes without saying that we will soon be at the place that we spend the most amou... Read >
Author: Lukasavige19th March 2008
Wayne Gretzky was once asked what made him a great hockey player. He simply stated that instead of going to where the puck was, he went to where the puck would soon be. It goes without saying that we will soon be at the place that we spend the most amou... Read >
Author: Lukasavige19th March 2008
Most of us have heard that we need to develop our passion. There should be at least one thing that makes us jump out of bed in the morning, happy to be alive just because we have the opportunity to do it. But what is that one thing, and how do we find i... Read >
Author: Lukasavige10th March 2008
An increasing number of people are finding that they really do not enjoy their work and are looking for excuses to avoid showing up every day. Simply coming down with the flu does not carry as much weight as it used to. Of course your car could always br... Read >
Author: Lukasavige07th March 2008
When it comes to leads the phone ones can be the most safe ones when you purchase them. You don't have to worry about spam complaints any more since no emailing is involved. Now you'll only be wondering if they ever pick up the phone instead of using that... Read >
Author: Chris Kosman26th February 2008
Why do so many of us work for a living? After all, work implies drudgery, mindlessness, boring duties and dissatisfaction. I don’t work for a living; rather I live for what I do. I have created the ideal life for my family and myself, and have based ... Read >
Author: Lukasavige21st February 2008
The most important step to getting out of debt should really come as no surprise. If you find yourself digging a whole and then notice that you are stuck in the bottom of it, the first thing that most intelligent people would do is to stop digging. The ... Read >
Author: Lukasavige02nd February 2008
Have you ever signed up or upgraded your cell phone plan, but then realized that either you could not afford it, the reception was not as good as advertised, or even decided that you did not like the plan? Like many people, you found out that you were in... Read >
Author: Lukasavige18th January 2008
The holidays are over. January is here. I think you know what happens next. Well, Groundhog Day is just around the corner, but I am referring to the credit card bills. Did you pay for your Christmas gifts with a credit card?
If you are like most pe... Read >
Author: Lukasavige16th January 2008
Many of us get stuck in our current reality when setting goals. I meet with people all the time that cannot do one thing or another because of something that has happened to them or someone close to them.
The biggest reality of life is that the past d... Read >
Author: Lukasavige11th January 2008
Here are some ideas to help save your pocket book, while helping the earth at the same time. Yes, they really can go hand-in-hand.
Remember that most of the time it is less expensive in the short-term to keep doing the same thing, but in the long-term... Read >
Author: Lukasavige14th November 2007
Most of us don't plan to fail, but I strive to ask myself, am I planning to win? Winning can be anything you want in life. Some examples of good goals to have are raising your income, purchasing a home, starting a business, getting out of debt, saving for... Read >
Author: Lukasavige14th November 2007
In 1902 a young man of 26 years old by the name of James "Cash" Penney opened a store called The Golden Rule in Wyoming. James Penney was given the nickname Cash because of his moral oposition to credit. Selling merchandise for cash only, Penney grew the ... Read >
Author: Lukasavige14th November 2007
If you're looking for great ways to instill good financial values in your children, here is another idea you may like to try.There are many ways you can teach your children about money, but you have to remember to do it on an age-appropriate basis. If you... Read >
Author: Lukasavige14th November 2007
I receive a lot of investing questions, and many of them have to do with mutual funds.Mutual funds are not supposed to be confusing, but many so-called financial experts have confused us as consumers. A mutual fund is just what it sounds like... a fund th... Read >
Author: Lukasavige14th November 2007
Regardless of wether you're single or married, chances are you won't get out of debt if you go it alone.In fact, if you're married and you become passionate about becoming debt free, but your spouse isn't on board, you not only have a money struggle ahead... Read >
Author: Lukasavige14th November 2007
If you have a timeshare, you know what a drain on your budget it can be. Even when you have it paid off, there are ongoing maintenance fees and other expenses to pay every year. Add to that the fact that you're usually locked into only visiting that one l... Read >
Author: Lukasavige14th November 2007
We all know that fruits and vegetables are good for us. Yet most of us don't make the effort to eat them as much as we should. Many of us are aware that fruits and vegetables can help prevent chronic diseases such as cardiovascular disease and cancer, as ... Read >
Author: Lukasavige
|
