|
24th September 2009
Payment Protection Insurance (PPI) pays your loan or credit card interest if you aren't able to keep up the repayments yourself, say if you’ve been made redundant or can't work due to illness or for whatever reason. You’d think that sounds like a ver... Read >
Author: michael challiner07th September 2009
American Express will be charging its credit cards customers a £20 annual "dormancy" fee if they fail to use their cards for a year.
The fee will applied to its Platinum cashback credit card, and is to be introduced to existing customers from 1 Octobe... Read >
Author: Sam Gooch06th July 2009
For many finding the right plumber, electrician or builder can be extremely difficult, at the best of times, but now according to a new report many have been jeopardising there home insurance policies by unwittingly hiring under qualified or cowboy trades... Read >
Author: seamus28th June 2009
First-time buyers have faced a conundrum over the last couple of years. After years of house prices spiralling out of reach of the average first-time buyer, they have finally fallen.
But in a cruel twist, the mortgage market froze up last year and len... Read >
Author: MarkeD13th June 2009
The financial turmoil of the past 18 months has led to a wave of consolidation in the banking industry, making it even harder to ensure you're not putting all your eggs in one basket.
We take a look at today's banking sector to find out who actually ow... Read >
Author: MarkeD11th June 2009
Credit card companies are forever coming up with various marketing ploys to attract new customers, but cards connected to the airlines offer irresistible incentives to sign up. BMI and its baby, British Airways, Flybe and Ryanair all offer a free flight i... Read >
Author: michael challiner29th May 2009
HIGH RISK BONDS:Otherwise known as 'Precipice' Bonds or 'high income' bonds which originally surfaced around 2000. Lloyds TSB again faced a substantial compensation bill of £98 million, 44% of the policies sold being unsuitable for those individuals. The... Read >
Author: Martyn Witt11th May 2009
These are worrying times for savers. Not only have interest rates fallen to record lows, slashing the returns people can earn on their money, but there have also been a number of high profile banking collapses.
Unsurprisingly, many consumers have been le... Read >
Author: MarkeD11th May 2009
Edinburgh is the capital city of Scotland and is home to almost 500,000 people. Being the second most visited city in the UK after London, you'd probably expect to find the majority of jobs in Edinburgh situated in the retail and tourism sectors, but sur... Read >
Author: MarkeD20th February 2009
One of the main reasons this country is seeing the effects of a recession is due to the banks being afraid to lend to each other. The reason that the banks are hesitant to lend are that they aren’t sure that the banks are being totally honest about the ... Read >
Author: sam lowe30th January 2009
Lloyds TSB are one of the country’s most popular home insurance providers meaning that they receive there fair claim of claims ranging from the serious to the downright outrageous. 2008s round up of claims certainly shows that there were a few eyebrows ... Read >
Author: Seamus Swords30th January 2009
Lloyds TSB are one of the country’s most popular home insurance providers meaning that they receive there fair claim of claims ranging from the serious to the downright outrageous. 2008s round up of claims certainly shows that there were a few eyebrows ... Read >
Author: Seamus Swords25th January 2009
The winter blues could empty out your pockets if you don’t take adequate precautions to protect your home this winter, homeowners have been warned.
As the arctic weather draws in, the last thing anyone would want is to start the first few months of t... Read >
Author: Manani25th January 2009
The winter blues could empty out your pockets if you don’t take adequate precautions to protect your home this winter, homeowners have been warned.
As the arctic weather draws in, the last thing anyone would want is to start the first few months of t... Read >
Author: Arti Manani24th January 2009
A home insurance company revealed that there has been a 15% increase in home insurance claims this winter period from people who have experienced burst pipes in their homes as a result of the cold weather which has put its icy grips around the UK.
The ... Read >
Author: Catherine White04th January 2009
Should I leave my New Star funds or just sit and wait?
19 December 2008
How the mighty have fallen! During the year, this share has traded from 167.50p to a halfpenny! The years fall is recorded at a horrible 98.96% which is pretty much as bad as it... Read >
Author: Peter McGahan02nd January 2009
Should I leave my New Star funds or just sit and wait?
19 December 2008
How the mighty have fallen! During the year, this share has traded from 167.50p to a halfpenny! The years fall is recorded at a horrible 98.96% which is pretty much as bad as it... Read >
Author: Peter McGahan17th December 2008
TV’s Phil Spencer has recently been urging homeowners to "do everything they can" to improve the saleability of their properties saying that improvements to kitchens and bathrooms are among the best ways of selling houses.
A recent Lloyds TSB Tickbo... Read >
Author: Ivor Bates15th December 2008
The internet is fast becoming the medium for shopping and with it there is an inevitable increase in transactions made online. It is now becoming vital for businesses to begin to trade online and by doing so you need to set up an internet merchant account... Read >
Author: davidstoppa08th December 2008
A leading UK bank, Lloyds TSB, has announced as at 31 October their Scottish House Price Monitor showed the average property in Scotland dropped in value by 4% in the quarter August to October 2008.
The bank has stated this is the largest fall since th... Read >
Author: cborthwick908th December 2008
The UK’s biggest building society has announced on Thursday it will pass on the full one percentage point cut for existing tracker customers. RBS/Natwest also said on Friday that they would be cutting their mortgages by 0.75 of a percentage point. The g... Read >
Author: cborthwick903rd December 2008
If you find yourself in a vicious circle of debt with a number of credit card or store card providers then you will be pleased to hear that the government have met with the top lenders to conjure a deal which will ease the strain off struggling borrowers.... Read >
Author: barryloughran@live.co.uk01st December 2008
It seems that recently there has been incredible events happening mainly in the American finance sector which are greatly effecting the rest of the world credit wise, where banks are not confident about lending money to other banks as there is so ... Read >
Author: Mortgage Services01st December 2008
The fact that the Bank of England (BOE) has slashed interest rates by 1.5% to 3%, I think shows how worried they are about the British economy.
In a Bloomberg survey of 60 economists, nobody had predicted such a large cut in one go.
You would be for... Read >
Author: Ray Prince21st October 2008
With the cost of living rising and the availability of credit withering at an alarming rate, many Scots have prioritised keeping their finances protected against rising debt in the battle with the crunch.
Such is the claim of Lloyds TSB, which explaine... Read >
Author: ARouse20th October 2008
UK authorities have seized control of Kaupthing Singer & Friedlander, the UK arm of Kaupthing. Kaupthing Edge –the Internet bank- was transferred to ING Direct and the UK operation put into administration. The Icelandic government decided then to nati... Read >
Author: tugsearch15th October 2008
It is a mark of our times that we are consistently reminded of the importance of good debt management practice. The U.K. already has the worst personal debt record in Europe and the increasing menace of the credit crunch only looks like making our persona... Read >
Author: RicReev15th October 2008
It is a mark of our times that we are consistently reminded of the importance of good debt management practice. The U.K. already has the worst personal debt record in Europe and the increasing menace of the credit crunch only looks like making our persona... Read >
Author: RicReev13th October 2008
Moneyfacts has revealed the number of mortgage products offered by mortgage lenders for new borrowers is at its lowest value since the start of the credit crunch.
One year ago mortgage lenders offered 10,726 mortgage products to new borrowers; last Fri... Read >
Author: cborthwick901st October 2008
Bradford & Bingley being nationalised, just as Northern Rock was, spells the end of self cert mortgages.
Bradford & Bingley were the leading provider of self cert mortgages and buy-to-let mortgages and now we will see the two mortgage products being ph... Read >
Author: LolitaBrown23rd September 2008
The week began with thousands of employees turning up to work at the famous Lehman Brother investment bank to find they no-longer had jobs after the bank filed for bankruptcy. The bank had been operating for over 150 years before they fell victim to the c... Read >
Author: Which4u05th September 2008
Growing numbers of employees want to work more flexibly in order to achieve a better balance between their jobs and the rest of their lives. But while growing numbers of organisations are trying to accommodate their employees’ requests, they are doing i... Read >
Author: Clive Sexton25th August 2008
Brits are generally seen as having a stiff upper lip and are perhaps generally thought of as being a tad on the boring side. However, sometimes something happens to remind everyone that the UK has its fare share of eccentrics - not least of all when it c... Read >
Author: Isla Campbell16th July 2008
Home loans are easily available in the UK these days. Generally they are offered at various rates which include home loans at fixed rates, home loans adjustable rates and home loans with balloon-rates. All these rates are based on the base interest rate s... Read >
Author: mariane07th July 2008
One of the UK’s biggest joint, buy-to-let mortgage providers, Bradford & Bingley, (B&B) has been in the news recently for numerous reasons, included the resignation of the company’s chief executive, Stephen Crawshaw, down to ill health. This coinci... Read >
Author: Ruth27th June 2008
The number of people working from home has grown massively in recent years, thanks mainly to the increase in the use and availability of the internet.
The majority of people in the United Kingdom now have internet at home and often more than one compu... Read >
Author: Carys Robshaw20th June 2008
April 2008 saw the arrival of the Infosec Show in London, where top IT security companies came together to discuss the hot topics in the information security industry. One of the hottest of the hot topics discussed at the 2008 show was the increase in ph... Read >
Author: pmcindoe17th June 2008
The mortgage providing division of Lloyds TSB has very recently launched an AIRMILES mortgage.
In the second stage of its partnership with AIRMILES, Lloyds TSB says the new mortgage service will allow customers to earn 6000 airmiles upfront, and an ad... Read >
Author: Monica09th June 2008
A new nationwide consumer poll from Lloyds TSB has suggested that concerns about food, fuel and energy costs are driving expectations of high inflation in the year to come.
The consumer barometer identified that average expectations for inflation in th... Read >
Author: ARouse05th June 2008
Bank charges are once again making the headlines with the news of a verdict on the test case launched by the Office of Fair Trading (OFT) against seven major banks in July 2007.
The test case verdict went in favour of the OFT and could result in bank ... Read >
Author: pmcindoe20th May 2008
Those investing in the property market will wonder what, if anything, the government can do to help people get on the property ladder. A reduction in house prices is clearly not helping, partly because the cause of it is the same factor - the credit crunc... Read >
Author: Assetz UK20th May 2008
The current value of the Pound Sterling has dropped to a rather depressing low against the Euro compared with last year and it is estimated that the average two-week holiday in Europe this summer will cost a few hundred pounds more than last year. Sounds... Read >
Author: David Stevens23rd February 2008
For years, shopping has been the highly addictive and pleasurable pastime for people everywhere and a leading comparison site has discovered that thousands of women in the UK are spending their loans and credit cards on their shopping habit.
It was fou... Read >
Author: Gill04th February 2008
When it comes to financial matters, we are very cautious before making any kind of choices. And similarly we appreciate those who are cautious about our money and how can we get maximum benefits. Therefore one choice that really makes each of us ponder an... Read >
Author: Smith James24th August 2007
Some of the UKs biggest banks, including "Halifax", "RBS" and "Lloyds TSB", have decided to scrap the mortgage exit fees charged to borrowers repaying their loan. Pressure had been mounting on the lenders to take action over the spiralling charges, follo... Read >
Author: PaulCake07th August 2007
No one in their right mind likes nor wants to purchase car insurance. Since we have too, we hope to get the best deal possible with a time friendly process that is fast, clear and easy to follow.
I have researched and reviewed many UK car insurance co... Read >
Author: Daniel27th July 2007
Driving contains several of safety measures which requires its presence every time one drives. Lacking the concentration and concern take one to meet accident on road. The accident could be minor and even in some case very severe. And having an insurance ... Read >
Author: Allan25th July 2007
The latest installment of a survey that is conducted monthly on behalf of Lloyds TSB Corporate Markets by Continental Research portrays general pessimism in the service sector. Over 200 companies with business turnover above a million reported that they ... Read >
Author: -ddd-23rd July 2007
Well, it is a different kind of affair that British women seem to have been enjoying. A research by price comparison website recently revealed that British women have unsecured loans amounting to a whopping twenty billion pounds. And, these loans do not i... Read >
Author: Rodney Elvis24th May 2007
The idea of contactless credit cards has been in the pipeline for some time now, but on Tuesday 8 May, the UK banking industry finally confirmed plans for the introduction of contactless technology on UK credit and debit cards. From September 2007, contac... Read >
Author: Andrew Regan19th April 2007
Almost half of British holidaymakers plan to use their credit card to shop abroad, according to a recent Post Office warning.
According to USwitch.com, the price comparison site, UK holidaying consumers using cards abroad will be charged a total of £3... Read >
Author: Alison White02nd April 2007
Look at some of the facts and figures that describe the personal debt scenario in the UK.
The average consumer borrowing via credit cards, motor and retail finance deals, overdrafts and unsecured personal loans had risen to £4,526 per UK adult at the e... Read >
Author: Anaya Erika09th February 2007
With bank charges in the spotlight again following the recent BBC Money Programme investigation, and the numerous campaigns to reclaim charges pending the outcome for the OFTs research due in the first quarter of 2007, Moneyfacts.co.uk takes a look at the... Read >
Author: Marco Barra09th February 2007
In our 2007 Mystery Shopper survey, Business Moneyfacts approached 10 business banks, posing as a micro business looking to switch current account provider. Whilst any survey of this nature can be somewhat subjective, it is important to stress that banks ... Read >
Author: Marco Barra09th February 2007
Christmas is over for another year and we are now nervously awaiting the arrival of the dreaded credit card bill due to hit the doormat any day now.
Many of us will have made new year's resolutions to sort out our finances, so why not take a look at so... Read >
Author: Marco Barra15th November 2006
UK becoming a 'nation of bankrupts'
4th August, 2006
Figures from the government are expected to show a record number of people declared themselves bankrupt this spring.
Financial services group KPMG predicts the number of people who went into inso... Read >
Author: Paul Mccann05th October 2006
For months, we were trigger-swipe happy, putting our groceries,
clothes, holidays and service charges on our credit cards.
We wanted mortgages, we took out loans, we watched Property
Ladder and What Not To Wear. Whether you were born middle
class,... Read >
Author: jupita fanklin03rd October 2006
If you were doing the logical thing and sunning yourself on holiday at the start of August 2006 you may have missed some pretty scary news about personal debt in the UK.
As if from nowhere, a flurry of announcements arrived in the space of a few days. ... Read >
Author: Stuart Langridge21st August 2006
You can opt for personal loans for any reason on the earth. The cause for which personal loans can be utilised ranges from infinity to infinity.
A recent research from banking group Lloyds TSB suggests that people in UK were opting for personal loans e... Read >
Author: Philip Mould13th August 2006
UK becoming a 'nation of bankrupts'
Figures from the government are expected to show a record number of people declared themselves bankrupt this spring.
Financial services group KPMG predicts the number of people who went into insolvency in England an... Read >
Author: jane conlen28th March 2006
An interesting ruling was made in the British Court of Appeals recently ...
The justices determined that British customers who use a credit card abroad or on the internet will be given the same protection as those who shop in Britain.
This decision ... Read >
Author: J Square Humboldt09th September 2005
For months, we were trigger-swipe happy, putting our groceries, clothes, holidays and service charges on our credit cards. We wanted mortgages, we took out loans, we watched Property Ladder and What Not To Wear. Whether you were born middle class, had m... Read >
Author: Rachel Lane
|
