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07th September 2009
If you work for the financial security of yourself, spouse or children, what would happen if you were unable to work - or worse still - to your family if you died? Insurance for life, critical illness or permanent illness is readily available and easily u... Read >
Author: michael challiner
07th September 2009
A great many people recover from cancer but it remains a serious illness and treatment and recovery time can be prolonged and have a significant impact on family and work life. Despite this, only just over 10 per cent of people who are working have critic... Read >
Author: michael challiner
07th September 2009
There are many companies offering life insurance quotes in the UK. Finding a cheap life insurance doesn't have to be difficult. If you're thinking about taking out a life insurance policy, there are a few things to consider first. Your policy could make t... Read >
Author: Trent Griffin
02nd September 2009
It's a happy fact that people are living longer. The advances in fast and accurate diagnosis of diseases and the subsequent treatments mean that formerly life-threatening conditions are now viewed very differently by the insurers.
The basic idea of cr... Read >
Author: michael challiner
02nd September 2009
The various life insurance terms are confusing. It's all very well for the professionals to be quoting life, whole of life and term, but many people simply don't understand the actual meaning of the words. It's a good idea to ascertain the basic meanings... Read >
Author: michael challiner
31st August 2009
People who apply for life or critical illness insurance often make light of any health or lifestyle problems to keep the premiums down. One of the UK's largest life insurance companies tells us it can't always quite believe what they're reading on some of... Read >
Author: michael challiner
31st August 2009
A great many people beat cancer and go on to live full and active lives, although it has to be said that a condition as serious as this can have a significant impact on a patient's lifestyle for an extended period. Relatively few people have the cover for... Read >
Author: michael challiner
31st August 2009
If you have a young family to support, or indeed anyone who is dependant on you, it's very probable that you are in need of some life insurance cover. There are various types of cover available. The one you're probably most familiar with is simple life in... Read >
Author: michael challiner
18th August 2009
The loss or critical illness of a loved one is going to be a difficult time at best so it makes sense to avoid any stress that can be brought about by additional financial burdens. Life insurance is therefore one of the most important policies you will h... Read >
Author: Vicky Cochrane
23rd July 2009
Mortgage Payment Protection Insurance (MPPI) covers your mortgage interest payments if you're unable to work due to an accident or illness, or if you lose your job. It can also reduce the risk of your home being repossessed.
What exactly does it cover?... Read >
Author: MarkeD
16th July 2009
Thinking about securing health is a wise decision that enables an individual to live a healthy lifestyle. It all depends on the critical illness cover providing company that what all additional facilities are being provided with the main plan. The health ... Read >
Author: apollodkv
27th June 2009
The life insurance in UK is very similar to the general life insurance options available in different parts of the world. However there are a lot of differences in the endowments, coverage options and other related details. It should be remembered that ge... Read >
Author: Diwakar Pandey
15th June 2009
One’s health is said to be one’s wealth, and when a critical illness occurs, the adage becomes self-evident. The cost of caring for such unseen catastrophes can undo the savings of even the most well-salaried individual. Yet the added expense of acqui... Read >
Author: sturat
04th June 2009
http://www.easyquotedirect.com/ - Best place to take online insurance in Atlanta, Georgia, USA.
Avail Online Insurance Quotes for Term Life Insurance, Health Insurance, Disability Insurance, Mortgage Protection. Avail atlanta life insurance, georgia li... Read >
Author: computerservicesin
19th May 2009
If for some reason you were unable to work due to illness, an accident or unemployment how would you cope?
Nobody likes to think of the worst-case scenario but unfortunately, if for some reason you are unable to work then bills don't magically stop. Yo... Read >
Author: Gareth Flanagan
18th May 2009
You never think about passing away and leaving something for a loved one. In fact, many parents who presently have young kids are ones who seriously thinking about getting life insurance coverage. If you are one of these young parents who don’t have any... Read >
Author: Om Prakash
22nd April 2009
It has been revealed that life insurer Pru Life UK witnessed a 15.8% increase in net profit in 2008, despite a drop in single-premium sales resulting from the weak investment market.
Pru Life UK President Nishit Majmudar said the drop was due to lower ... Read >
Author: catherine
17th April 2009
Choosing life insurance can be a daunting and confusing decision with regard to looking after your family when you pass. It’s hard to understand the different policies and types of life insurance obtainable to you with each having different benefits for... Read >
Author: petergoligher
01st April 2009
In line with the trends of the last 3-4 years, many insurance companies have announced their claims statistics for critical illness cover.
As a brief reminder, the idea with critical illness cover is that it will pay out a lump sum (usually) in the eve... Read >
Author: Ray Prince
27th March 2009
Most people these days spend a lot more money than they make. This is mainly the fault of banks around the world, hence, the situation the economics are in today, the Credit Crunch. This has left many people in debt leaving them to sell up and move to sma... Read >
Author: petergoligher
25th March 2009
First off, just to clear up, critical illness cover is not life insurance, life insurance will not pay out upon the incidence of a critical illness. Also, Terminal illness, is usually included in the policy and is completely different from Critical illnes... Read >
Author: petergoligher
25th March 2009
A few years back, critical illness life cover became the necessity to have within life insurance policy's as it just seemed confiding to have. However, everybody knows the progression that the medical sector are developing, thus making diagnosis of diseas... Read >
Author: petergoligher
25th March 2009
The news, as always is slamming life insurance companies under the aspect of critical illness cover. Critical illness and life insurance is not as straightforward as plain old life insurance. The reason why cover and critical illness claims are problemati... Read >
Author: petergoligher
19th March 2009
Now a days, a simple life insurance policy is not enough for many individuals due to the occurrence of critical illnesses arising within populations. You may not have a critical illness at present, but what happens if you develop one in the near future?
... Read >
Author: petergoligher
17th March 2009
Copyright (c) 2009 Mark Walpole
Mortgage life insurance
Decreasing term mortgage life insurance covers you for a set term. It will pay your dependents a lump sum if you die during that term. How much your dependents are paid will depend on the term ... Read >
Author: Mark Walpole
10th March 2009
One of the U.K"s largest insurance companies says it does not believe what is put on some policy applications. Therefore, it is now giving customers an opportunity to come clean about their lifestyle and also their state of health. This is before any clai... Read >
Author: bzblogged
25th February 2009
Critical Illness Cover (CIC) pays you the lump sum insured, which is tax-free, if you are diagnosed with a life-threatening illness which renders you incapable of working.
People are living longer with conditions which might have been a death sentence... Read >
Author: michael challiner
25th February 2009
Premiums for Critical Illness Cover (CIC) are rising as a result of the increasing number of claims and advances in medical research. If you are diagnosed with a life threatening illness, CIC ensures that you will benefit from a tax free lump sum, to carr... Read >
Author: michael challiner
25th February 2009
As per Dr Bimal Chajjar, former Cardiac Consultant at New Delhi’s AIIMS - “India is the hub of largest epidemic of heart disease in the world”. On similar lines are the diseases like diabetes and cancer which hit almost every 10th Indian. We all kno... Read >
Author: Heena Vasnani
24th February 2009
Whenever you apply for insurance it is always tempting to stretch the truth a little.
You only smoke occasionally, so for these purposes, no, you do not smoke. You only enjoy the odd glass of wine; the beer does not count, does it?
One of the U.K’s... Read >
Author: michael challiner
20th February 2009
Critical Illness Cover (CIC) will pay you a tax-free lump sum following diagnosis of a life- threatening condition.
However CIC is becoming more expensive, as the number of claims increases and advances in medical science introduce a range of new treatme... Read >
Author: michael challiner
16th February 2009
Irrespective of whether or not you have been healthy all of your life, you are taking a big risk if you do not cover yourself and your family with critical illness cover. There are a lot of good companies out there that carry great products to suit a wide... Read >
Author: rudi oneil
12th February 2009
If you want to make savings as well as make sure that your family are really protected then you need to be considering combination critical illness cover /w life insurance. it is something that more and more people are doing and so really can do with a li... Read >
Author: Nigel Thomas
30th January 2009
Three years ago when David Elliot was told he had a brain tumour, life was never going to be the same again but after a life-saving operation his recovery has been good. Yet he lives with the knowledge that the tumour could re-occur at some stage in the n... Read >
Author: michael challiner
25th January 2009
The need to keep up to date with what cover you have purchased and how much you need now has been highlighted by a new survey from a major British insurer. When buying life insurance many people fail to take in to account the need to renew and amend the p... Read >
Author: Darell Joyce
25th January 2009
The need to keep up to date with what cover you have purchased and how much you need now has been highlighted by a new survey from a major British insurer. When buying life insurance many people fail to take in to account the need to renew and amend the p... Read >
Author: Darell Joyce
06th January 2009
With all the excitement of the holiday season almost upon us, many will be looking forward to unwrapping presents, feasting on turkey dinners and enjoying time with the family.
However, for many of us there will no doubt be financial aftermaths to the ... Read >
Author: DCollins
01st December 2008
A pension scheme is important to the individual, and most people are aware that if they have no other cover it is essential to initiate a scheme in preparation for later life. Really it has a close relative in life insurance, although the pension is tied ... Read >
Author: michael challiner
10th November 2008
Critical insurance is a useful backup to have in the event of becoming ill. But twenty percent of all claims against it are turned down – which means that one in five of those who take out critical illness cover are not getting the insurance they pay fo... Read >
Author: michael challiner
30th October 2008
Author: Dot Piper
Life insurance, term assurance, critical illness cover, level term, pension term and Uncle Tom Cobley and all!
Confusing, isn’t it? Despite all the different names, insurance policies are all there to protect you. Some insurance ... Read >
Author: michael challiner
30th October 2008
Author: Richard Norfolk
In the good old days (?) before the industrial revolution the economy of this country was largely based on agriculture, and so most of the working class employees spent long hours outside in the fields. Inevitably their skin wou... Read >
Author: michael challiner
16th October 2008
It may seem morbid, but death is a part of life and something which is sadly inescapable. Everyone will die eventually and that is why it can pay to be pragmatic about the fact we are all mortal. However, while we are alive we should not spend hours d... Read >
Author: Daniel Collins
19th September 2008
Group health insurance is a policy that covers all individuals in a group. Insurance companies offer great incentives to employers who opt for group insurance policies.
Group insurance policies include: fee-for-service plans; health maintenance organiz... Read >
Author: MatthewPawlina
11th September 2008
Anyone reading about insurance can be forgiven for thinking that the terms ‘life insurance’ and ‘life assurance’ are interchangeable, but are there any differences between the two terms and if not, why are there two different words for the same ... Read >
Author: pmcindoe
10th September 2008
Do you ever worry about how your loved ones would cope if you were severely ill or gone one day? It is an unpleasant thought, but something very crucial to think about. Sure you know there are a number of good friends and reliable family members that will... Read >
Author: Karl Guevara
09th September 2008
To obtain full benefit from critical illness cover, reading your policy documents attentively can be vital. Critical illness claims may be becoming less frequent these days. But still, people find their claims being turned down. Non disclosure is one co... Read >
Author: Billy Leverton
09th September 2008
Discounted critical illness insurance as its name mentions, can be obtained at an affordable price. Discounted critical illness insurance may sometimes be confused with private medical insurance. Private medical insurance may pay for the treatment procedu... Read >
Author: Billy Leverton
09th September 2008
Critical illness cover is considered as a rather complex form of insurance. Critical illness cover has many underlying stipulations. Obtaining a successful claim under critical illness cover may not be as easy and direct as life or car insurance. With lif... Read >
Author: Billy Leverton
09th September 2008
Every year, around 700,000 people may be affected by a critical illness such as stroke. On the other hand, heart attack may make approximately 340,000 victims while around 1 million may be diagnosed by a critical illness like cancer. If you have term crit... Read >
Author: Billy Leverton
09th September 2008
Arguably, the biggest wealth that someone can have is staying in good health. Sound health conditions open up chances to achieve many things in life. But you should realise the fact that anyone may contract a critical illness at any time in his lifetime. ... Read >
Author: Billy Leverton
14th August 2008
An early form of life insurance can be traced back to Roman times when, because of the high costs of funerals, clubs were formed, known as ‘burial clubs’. The guarantee of such an organisation for its members was that for a regular contribution they k... Read >
Author: Daniel Collins
21st July 2008
It’s probably fair to say that nobody really knows what tomorrow may bring, and many people probably prefer not to think too much about the future, choosing to live as much for today as possible.
Whilst this attitude may be commendable in many respec... Read >
Author: Daniel Collins
20th June 2008
Figures for people taking out private health insurance has exceeded six million for the first time, according to the Association of British Insurers (ABI). Reasons behind this include policy holders, who are becoming increasingly wary of unhygienic hospi... Read >
Author: Ruth
16th June 2008
Scottish Widows has released critical illness data which has boosted statistics for pay outs during the years 2000 and 2007, to a total amount of £150 million for more than 4,500 critical illness claims.
The figures showed that the number of successfu... Read >
Author: Phil
03rd June 2008
Smoking is not just a burden on your health but your finances as well. There is the direct cost of purchasing them and the accrued cost over time can be ridiculously high. The collateral financial cost of smoking is the negative impact it can have on life... Read >
Author: Saurav Dutt
25th May 2008
If you are a dentist, it's likely that you've taken out income protection insurance (also referred to as permanent health insurance). In fact, you may have even claimed on your policy.
During the last few years many of the leading insurers have been re... Read >
Author: Ray Prince
22nd May 2008
Smokers may be paying as much as £2,000 more in life insurance premiums than non-smokers, according to price comparison website moneysupermarket.com. Following on from last year’s public smoking ban this is another area in which smokers are being speci... Read >
Author: Mark Skinner
20th May 2008
Advances in medicine and increased life expectancy have diluted the importance of life insurance, according to a leading South African surgeon. Dr. Marius Barnard asserted that these days critical illness insurance is a wiser investment due to its practic... Read >
Author: Mark Skinner
20th May 2008
If you are a chain-smoker, heavy drinker or are extremely overweight, you are likely to find it difficult obtaining a life insurance policy with reasonable premium rates. However, sexual orientation should now have no bearing on the availability to you o... Read >
Author: Jenny Longmuir
15th May 2008
Everyone wants to live a peaceful life. It is not very easy to get that in the materialistic world. But by proper planning of finances you can attain that peace. A good financial plan ensures that your income and expenses are in good balance, you are gene... Read >
Author: Anton Kadin
31st March 2008
There are two main types of mortgage life insurance. These are decreasing term insurance and level term insurance. The type of policy required will depend on whether the life insured’s mortgage is a capital repayment or interest only mortgage plan. W... Read >
Author: sir smith
23rd January 2008
Critical illness cover first made its appearance in South Africa during the year 1984. At that time critical illness cover was a merely raw product. The insurance market had yet to propagate the product and people did not know about it. As time passed by,... Read >
Author: Billy Leverton
23rd January 2008
The South African market had not taken much time to adopt critical illness cover. The success of critical illness cover in the South African market may have been one worth considering. Should it not have been this way, critical illness cover might not hav... Read >
Author: Billy Leverton
23rd January 2008
The root of critical illness insurance lies in South Africa. Critical illness cover became a must as the health care system at that time in South Africa could not cope with the costs for critical illnesses. The idea stemmed from a discussion between a su... Read >
Author: Billy Leverton
23rd January 2008
Critical illness cover appeared in East Asia during the year 1988. Since then, it may have been a success for the market. Besides, countries such as Malaysia, Hong Kong, Singapore and Taiwan all form part of the East Asian insurance industry. Companies in... Read >
Author: Billy Leverton
23rd January 2008
Likewise to other countries such as UK, South Africa, etc various causes of critical illness exist in East Asia. In East Asia also, probably most of the critical illness claims come from cancer. Cancer may have made around 77 percent of critical illness c... Read >
Author: Billy Leverton
23rd January 2008
Likewise to the USA and the UK, the process of integration of critical illness cover in the Canadian market had been slow. But the Canadian life industry expects to see critical illness insurance be as successful as in the UK during the coming years. Let... Read >
Author: Billy Leverton
23rd January 2008
The creditor critical illness cover appeared in the Canadian insurance market during the year 1997. This type of critical illness cover may have then been combined to mortgage protection insurance. Canadian dollar 12 million may have been recorded during ... Read >
Author: Billy Leverton
23rd January 2008
The adoption of critical illness cover had been relatively slow in the USA. In contrast, critical illness insurance may probably hold a much higher importance for the UK insurance market. The effort to boost critical illness cover sales by the DSF had led... Read >
Author: Billy Leverton
18th January 2008
Most Britons aspire to owning their own home, and those about to get on the first step of the property ladder need to ensure that they have all the relevant insurances against mishaps, not just those relating to the home but also to the homeowner.
Bu... Read >
Author: Andrew Regan
05th November 2007
With critical illness cover there had been evolution concerning the medical endorsement. Experience with life and disability insurance may only be of minimum use. Because when assessing the different risks, the single cause of death and disability may ste... Read >
Author: Billy Leverton
05th November 2007
The survival period can be very important in a critical illness policy. So let’s have a look at the survival period in detail. To obtain payment from additional critical illness cover, it may be wise to make an agreement about a survival period. The sur... Read >
Author: Billy Leverton
05th November 2007
For some time, there may have been some analysis regarding claims on critical illness products. Figures may not be as accurate so that a sound study could be made about the rate at which people made critical illness claims. However, results were managed t... Read >
Author: Billy Leverton
05th November 2007
Another alternative to account for the fact that more and more critical illness conditions may be included in the critical illness policy is to add TPD (Total and Permanent Disability) as benefit triggers. Loss of Independent Existence (LIE) could also be... Read >
Author: Billy Leverton
15th October 2007
The complexity of critical illness cover may give rise to different aspects. One aspect may be the reinstatement of life cover (buy back option). The buy back option may become useful if used under a prepayment critical illness policy. This could help the... Read >
Author: Billy Leverton
15th October 2007
There is another aspect of critical illness insurance that must however be considered, the additional payment. If you have dependants and feel that the payout will not be enough after a critical illness benefit is obtained, you may go for the additional p... Read >
Author: Billy Leverton
15th October 2007
Critical illness insurance made its first apparition in South Africa in 1983 and was known as dread disease insurance. Before 1983, policies having the name cancer policy may have been sold in the USA providing cover for certain types of cancer. These can... Read >
Author: Billy Leverton
15th October 2007
Critical illness insurance may sometimes surprise us with some cases, in this case, antiselection. For example, people already suffering from a critical illness may have applied for a critical illness policy without making their insurers aware of the dise... Read >
Author: Billy Leverton
15th October 2007
People have been made aware by experts in the insurance industry not to take out critical illness insurance with a company based upon its proportion of critical illness claims it pays out. The figure might give a wrong impression. The impact can affect yo... Read >
Author: Billy Leverton
20th September 2007
Critical illness insurance had been a little slow to be known in Canada. More precisely, it took around five years. However, the Canadian life industry believes that critical illness insurance may adopt a similar trend where it had been a success, for exa... Read >
Author: Billy Leverton
20th September 2007
The US market, on a whole had been slow to adapt with critical illness insurance. While in the UK critical illness cover is one among the most famous insurance policies, in the US it may be a completely different thing. On the other hand, most critical il... Read >
Author: Billy Leverton
20th September 2007
Critical illness cover has become a common type of insurance policy in the UK. Many people have bought critical illness cover to protect their family in the future or may be to secure their mortgage. Research has shown that combined critical illness polic... Read >
Author: Billy Leverton
24th August 2007
The Association of British Insurers had also published model definitions for exclusions in critical illness cover. Some common exclusions found in many critical illness policies are as follows: Aviation, criminal acts, drug abuse, HIV/AIDS, failure to fol... Read >
Author: Billy Leverton
24th August 2007
Critical illness insurance is one of the most common types of insurance policies in the UK. Since critical illness insurance was brought in the UK during the mid 1980’s till now, there has been a lot of evolution. Back in the year 1990, critical illness... Read >
Author: Billy Leverton
24th August 2007
The model definitions you will find as you read further in the article has been taken from the ABI’s best practice for critical illness cover (May 2002). Insurance companies, members of the ABI must adhere to these model definitions when they sell crit... Read >
Author: Billy Leverton
24th August 2007
The Association of British Insurers had also published in its Statement of Best Practice for Critical Illness Cover May 2002, the model definitions for additional conditions covered. When you compare policies, you could do so in regards with the core crit... Read >
Author: Billy Leverton
14th August 2007
Critical illness insurance, origin of South Africa arrived in the UK in the year 1985. Some companies tried to market the product but in vain. It was not until the late 1980’s that the real success for critical illness cover came.
In the year 1990, p... Read >
Author: Billy Leverton
14th August 2007
Should you fall prey to a critical illness in the future, the impact on your dependents and yourself could be considerable. For example, if you had stroke, heart attack or cancer you may consider taking out a critical illness cover. When you fall critical... Read >
Author: Billy Leverton
14th August 2007
Critical illness insurance has become one of the most popular forms of insurance policy in the UK and also in the world. As a result, nowadays there exist thousands of insurance companies in the UK offering critical illness insurance. Let’s have a look ... Read >
Author: Billy Leverton
14th August 2007
When critical illness insurance came into the UK during the mid 1980’s, people did not know a great deal about it. Some companies tried to market critical illness insurance but were unsuccessful. The real success came in the 1990’s with over 100,000 p... Read >
Author: Billy Leverton
14th August 2007
Critical illness cover is one among the most sought insurance policies in the UK. 1 in every 3 men may suffer from a heart attack at a point in his life. Seeing the growing risks of falling ill and being concerned about the security of their family more a... Read >
Author: Billy Leverton
14th August 2007
The sale of critical illness cover has been considerable in the UK and Ireland during the late 1990’s. For many companies, critical illness insurance may have been a source of revenue profits. Critical illness cover was mainly sold to young adults as pr... Read >
Author: Billy Leverton
24th July 2007
Critical illness insurance was firstly created in South Africa in the year 1983. It was generally known as dread disease insurance. Critical illness insurance was then brought to UK in the year 1985. The first policy was then introduced by Lloyds Life now... Read >
Author: Billy Leverton
24th July 2007
Critical illness insurance may pay out a tax free lump sum when you are diagnosed with a critical illness acceptable to your insurance company. The money obtained from the insurance can help you sort out part of debts and financial obligations you may hav... Read >
Author: Billy Leverton
24th July 2007
According to Dinani A and others (March 2000) “A Critical Review”, in the year 1998, almost two thirds of critical illness sales were mortgage related. It can also be said that around 50 percent of in force critical illness policies were riders to mor... Read >
Author: Billy Leverton
24th July 2007
When critical illness cover first appeared, only six illnesses were covered. These were cancer, stroke, heart attack, kidney failure, major organ transplant and coronary artery bypass. Nowadays, the number of critical illnesses covered, have increased in ... Read >
Author: Billy Leverton
23rd July 2007
If we count our possessions to assess our most important assets, our lives would always rank at the highest. It thus makes perfect sense to give it the protection it deserves with a life insurance policy. It is a popular policy as it is, in the UK. It is ... Read >
Author: Allan
13th July 2007
Taking out an insurance policy is a wise idea. Whether it is a life insurance, critical illness insurance or income protection insurance, you are required to pay premiums. Premium payments tend to vary according to the type of insurance and policy you buy... Read >
Author: Billy Leverton
01st July 2007
UK Online Finance is a private organisation, which owns and operates this web site. We act as an intermediary presenting a range of insurance and financial products for people in their various life roles as bread winners, family members and individuals. W... Read >
Author: Ani Ben
29th June 2007
Financial Protection can help you and your family with insurance cover and is an invaluable aid to cope up with lifelong illness. You can various options and you can choose between Life cover, Critical Illness Cover, Lifestyle and Income Protection.
A... Read >
Author: Darlene Kaitlin
19th June 2007
It's not a subject any of us like to dwell upon, but cancer is a fact of modern life.
The good news is that advances in treatment and medication mean that cancer is not the automatic death sentence it once was.
Sometimes an even harder subject to co... Read >
Author: Ray Prince
15th June 2007
• Critical illness insurance
Critical illness insurance is a type of insurance designed to award a tax free lump sum on diagnosis of a critical illness acceptable to the insurance company. People are becoming more aware of the need for insurance cov... Read >
Author: Billy Leverton
15th June 2007
With the continuous advance in the medical field, critical illnesses such as cancer, stroke, heart disease, multiple sclerosis, etc are being discovered prematurely. Therefore, the chance of pulling through the critical illness could be much higher. Recen... Read >
Author: Billy Leverton
15th June 2007
We are all conscious of our health and many of us will suffer one form of illness or another in our lifetime. As a result, more and more people are buying a critical illness insurance policy. While some buy life insurance policies, others buy critical ill... Read >
Author: Billy Leverton
15th June 2007
Whilst it is true that people live longer nowadays than years ago, it is equally true that we are more likely to suffer from a critical illness before we actually die. A Critical illness cover aims to pay a tax-free lump sum when someone insured claims fo... Read >
Author: Billy Leverton
25th May 2007
We do not always get the time to think about our health. But our health remains precious and vitally important to everything we do. Yet we often take it for granted that we will always have the best of health. The fact is, we do not know what the future h... Read >
Author: Billy Leverton
25th May 2007
Critical illness cover is a very popular type of insurance. Surveys show that many people suffer from a critical illness before they reach the age of 65. If you do not have a critical illness cover, you should consider getting one. Critical illness cover ... Read >
Author: Billy Leverton
25th May 2007
Have you ever thought about how sensible your health is? Many people do not get the time to think about it whereas others do. Surveys tell that someone is more apt to falling critically ill than to die before the age of 65. That is why critical illness in... Read >
Author: Billy Leverton
25th May 2007
Statistics reveal that someone somewhere in the UK falls prey to a critical illness every 2 minutes. That critical illness is most probably the heart attack. As surveys are carried out, results appear, showing that 93 percent of these people are likely to... Read >
Author: Billy Leverton
26th April 2007
It is very important to reveal your medical past to your critical illness insurance. Not revealing facts you judged unimportant to your critical illness insurance, could be very costly. Therefore it is necessary that you tell your critical illness insurer... Read >
Author: Billy Leverton
26th April 2007
Critical illness insurance is not just a measure of precaution for the future. It can also be considered as a means to save you money. The idea of having a critical illness insurance is fine. But it can be rather tricky when choosing a critical illness po... Read >
Author: Billy Leverton
21st February 2007
Critical illness insurance is designed to pay out a lump sum if you are unfortunate enough to be diagnosed with one of a list of medical conditions specified in the policy documents.
There is a wide variation in the length of the lists, some covering a... Read >
Author: michael challiner
17th November 2006
Like the ostrich, are you sticking your head in the sand when it comes to insuring yourself? According to recent statistics from the insurance industry, sales of the most basic personal protection insurance products, i.e. life insurance and income protect... Read >
Author: michael challiner
16th November 2006
In the good old days (?) before the industrial revolution the economy of this country was largely based on agriculture, and so most of the working class employees spent long hours outside in the fields. Inevitably their skin would have been well bronzed, ... Read >
Author: michael challiner
31st August 2006
Twenty per cent of critical illness claims are turned down. That means for every five people making this important claim, one will have it rejected at this crucially important time.
The whole reason behind taking out critical illness cover is that, in ... Read >
Author: michael challiner
07th August 2006
It seems to be a little known fact that in the last budget, legislation was introduced which has created a tax loophole on a certain type of life insurance. We gather that early indications point to the fact that, for 50% of people, the most economical so... Read >
Author: michael challiner
15th September 2005
There are three main types of insurance cover you can buy to protect yourself and your family: life insurance, private medical insurance and critical illness insurance. If you want your financial health to be completely bionic then you could choose all t... Read >
Author: Rachel Lane
13th September 2005
Critical illness cover (CIC) is a type of insurance which provides a significant one-off payment if you are diagnosed with a specified life-threatening condition specified being the important term, because if your illness isn't in the terms and conditio... Read >
Author: Rachel Lane
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