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What is Loan-to-Value (LTV)?

04th June 2013
If you have ever shopped for a home loan, you probably have heard the term LTV, which is an acronym for loan-to-value. LTV is a major consideration for mortgage lenders because it is directly related to the risk of loss if they give you a loan and you sto... Read >
Author: M Robert 2011

Are You Protected From A Deficiency Judgment After A Short-Sale Or Walking Away?

02nd September 2010
As horrible it is to lose your home to foreclosure, ex-homeowners may still be on the bait for the deficiency amount. This is simply the difference of what is owed on the mortgage and what the bank could sell at an auction. "Deficiency judgments" can haun... Read >
Author: Jeffrey Fisher

The Top Three Financial Products You Should Invest In

01st April 2010
The financial market the world over is the only sector to underpin every other industry. While many of us would like to think that more than just money makes the world go round, without finance and financial products we wouldn't be able to live life as we... Read >
Author: Harvey McEwan

Common Uses of a Personal Loan

11th February 2010
Recently, the fluctuations of economic are affecting people from worldwide. Every country from all over the world is affected and people are suffering from the impact of this economic crisis. Some business owner force to close down their business while ot... Read >
Author: Anna Peacocks

How Interest Rates Affect a Reverse Mortgage

30th August 2009
Reverse mortgages can be an excellent strategy to help you manage finances and wealth when you reach retirement age. The most common type of reverse mortgage is the Home Equity Conversion Mortgage, a government-backed loan that is designed specifically to... Read >
Author: Wesley Pritchard

Paczki! The Original Polish Donut

06th December 2005
Paczki, is what is known as the original Polish donut, no one will ever agree on how to pronounce them, but everyone will agree that you cannot eat just one or even two. Paczki are maid and eaten on Fat Tuesday the day before Ash Wednesday. Paczki are... Read >
Author: Andrew Krause
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