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16th September 2009
Ironically, in the midst of a booming economy, times are tough for a lot of people! Interest rates are going up, petrol is at unprecedented prices and is set to soar even more and bananas are unaffordable in Australia.
Never in our history in Australi... Read >
Author: Rashid03rd August 2009
Baby Boomers should be renamed Economic Boomers.
As a statistical demographic, they control more than half of the discretionary spending, they hold more than 70 percent of the country's wealth and a behavioral trend that indicates that they are still s... Read >
Author: Robert Palmer02nd August 2009
In today's economy, consumers are scrambling for ways to save money wherever they can, often, buying only the necessities. Consequently, businesses are suffering from a reduction in revenue, especially those that rely on discretionary spending by consumer... Read >
25th July 2009
Weddings are a costly affair, but sadly, one can’t make much compromises here. Being one’s important event in life, it needs meticulous planning and forethought to conduct it in a grand manner. What is also needed is a spending meter that can warn/ale... Read >
Author: liza25219th July 2009
Posted by: http://fingala.com
Why is the consumer price index (or CPI) so important? Well, it is a quick way of determining how much more or less people are spending on a day-to-day basis, and from this figure we can determine the kinds of pressu... Read >
Author: Aishwarya Jain18th July 2009
Home budget planning always seems a drag, considering the amount of effort that needs to be put in to create a budget and stick to it. Most people abandon budget plans midway after realizing that they need to devote a lot of time for planning.
Here ar... Read >
Author: liza25217th July 2009
Here is a true story about bankruptcy and the advantages it offers.
A married couple who were both practicing psychiatrists had a combined income of $128,000 per annum. They managed to accrue personal debts totalling $44,000, and also were committed to... Read >
Author: HairCareHints23rd June 2009
There are some industries where success has little to do with the state of the economy: Medical sales jobs and healthcare sales jobs are definitely among them.
1. The industry
The UK healthcare industry as a whole is worth billions of pounds and emplo... Read >
Author: SalesTarget18th June 2009
In troubled financial times, cutting costs wherever possible often seems like the wisest course of action for many people. While cutting back on eating out or discretionary spending can certainly be financially advantageous during tough times, one area th... Read >
Author: Jamie Hanson18th June 2009
Prior to the global financial crisis, the concept of employer branding was on everyone’s agenda. Given times are now tough, why the sharp decline in interest? What are the real reasons why employer branding appears to waning?
For one, the economic ha... Read >
Author: David Kent11th May 2009
Whether you've been hit hard by the recession or not, kids and families may be reeling from the effects of the troubled times without a frame of reference for how tough it is out there.
Arun Abey, former investment strategist and author of the book How... Read >
Author: Robert Palmer08th April 2009
After students complete their graduation the freedom to spend (lavishly) with their ‘own money’ is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setti... Read >
Author: liza25213th March 2009
With the way the economy is going today, a lot of people have begun to rethink their expenses and cut-back on discretionary spending, hoping to keep as much of their hard-earned dollars securely in their pockets for as long as possible. Car insurance wise... Read >
Author: Shay West09th March 2009
The parameters of the forming limitations on the debt-to-income ratio and combined-loan-to-value are essential to prevent bubbles in the housing market and to prevent the banking system from becoming imperiled in the future. Loan amounts much be tethered ... Read >
Author: Robert Bell09th January 2009
For most motorcycling is a hobby. It is a minority of riders who depend on their motorcycle for year-round transportation. Fueled largely by discretionary income, motorcycling as an industry is particularly sensitive to economic influences. The tightening... Read >
Author: National Safety Commission20th November 2008
Good Start
Parity recently announced that, although they had some problems in other parts of their business, Resources has made a good start to the year.
The statement they put out to the Stock Market covers the trading period staring from January 1... Read >
Author: Robert Basler20th November 2008
Good Start
Parity recently announced that, although they had some problems in other parts of their business, Resources has made a good start to the year.
The statement they put out to the Stock Market covers the trading period staring from January 1... Read >
Author: Robert Basler11th November 2008
As the global economy takes a nosedive, many retailers are feeling the impact of the downturn. Shoppers are now more discerning and conscious of what they purchase. Retailers are finding it increasingly important to increase efficiency not just at the bac... Read >
Author: jumphigherglobal11th November 2008
As the global economy takes a nosedive, many retailers are feeling the impact of the downturn. Shoppers are now more discerning and conscious of what they purchase. Retailers are finding it increasingly important to increase efficiency not just at the bac... Read >
Author: jumphigher05th November 2008
Copyright (c) 2008 Trevor Willoughby
With countries around the World either in recession or are about to go into recession you are like most worried about your financial security. The most vicious part of any recession is that it leads to job losses, w... Read >
Author: trevwill05th September 2008
Lexington, KY � Announcing, the Red Hot Revolution, the official guidebook into the next women�s revolution. Its author, Arielle, concedes that she didn�t create this revolution; she simply gave it a name. She calls it �the little book struggling ... Read >
Author: Robert Palmer24th July 2008
The value of the UK jewellery and watches market increased by 9.7% between 2002 and 2006 to reach PS4.51bn. The two main sectors of the market are jewellery, comprising real jewellery and fashion jewellery, and watches.
Growth in the market has been aide... Read >
Author: bpwork.com18th June 2008
Potential buyers pursuing their dream of home ownership should consider doing their saving online as that could be the quickest way of achieving the sizable deposit needed to buy a house. Online savings accounts tend to offer the best interest rates, so ... Read >
Author: Isla Campbell29th April 2008
If you are a real estate marketer or investor who has not yet taken a look at Generation Y, you could be making a mistake that will hurt your business dramatically. Part of a real estate investor's business is learning about the people who are buying pro... Read >
Author: Tony Seruga, Yolanda Seruga and Yolanda Bishop25th April 2008
Surveys conducted recently show that spending by students amounted to more than $145 billion this year and nearly $30 billion of that was discretionary spending. What is more, student spending is increasing. Baby boomers' children and their children are, ... Read >
Author: Christopher13th February 2008
Recession. Consumers cut back on spending. Businesses cut costs and lay off employees. In response, consumers cut back even more.
Our economy is officially in a recession when the GDP growth rate is negative for two quarters or more. However, any sl... Read >
Author: Todd Jensen13th July 2007
Britons are paying back a record amount of debt, according to a new study.
Figures released by PricewaterhouseCoopers (PwC) have indicated that for every pound households earn, some 19 pence is going towards repaying debts accrued on personal loans, cr... Read >
Author: ARouse24th April 2007
What Is A Budget Simply put, a budget is a spending plan. It details how much you earn, how much you spend, and how much is left over. If you have any money left over, then you have a budget surplus. If you don't, you have a budget deficit. If you happen ... Read >
Author: Strativia24th July 2006
Do you run out of money before you run out of month? Do you wonder where your money goes each month? Do you struggle to find money to invest for retirement, emergencies and other financial goals? Here are 10 tips to cut your spending and stretch your d... Read >
Author: Kristine McKinley05th December 2005
Are you looking to get rich quick? Do you need some extra income? Are you ready to become a millionaire today? If you answered yes to any of these questions then you are ready to start down the enlightened millionaire path. More than anything, controll... Read >
Author: Adam Smith27th October 2005
The total consumer debt in the United States has ballooned to over two trillion dollars a full 100% greater than it was just a decade ago. As a result more people than are in need of debt relief services. But like with all burgeoning industries, there a... Read >
Author: Dan Johnson03rd October 2005
Silver Surfers: Successful Online Marketing to Seniors Copyright 2005 Kinesis, Inc.
If you are marketing to an older audience, don't discount
the value of a website. People over 50 account for more
than 50% of discretionary spending in the United Sta... Read >
Author: Wendy Maynard
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