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23rd September 2009
Some people can not cope with financial difficulties because they have failed to educate themselves about financial issues and concerns. In order to avoid getting yourself into financial troubles, you have to know certain financial issues that have grea... Read >
Author: JhoanaCooper 23rd September 2009
When you are changing your job to a new one, it is extremely important that you resort to rollover 401k. Else there is a possibility that your earlier employer may charge you for maintaining your account even when you don’t work for him anymore. The amo... Read >
Author: John Penn22nd September 2009
The key to making money in the stock market is invest for the
long-term, buying only undervalued stocks which, to quote Benjamin
Graham, have a "Margin Of Safety". Ben Graham and Warren Buffett
both made enormous fortunes through long-term value invest... Read >
Author: ansaarmemon18th September 2009
If you have ever heard me speak on tax or wealth strategies, you've probably heard me say that I am not a big fan of 401(k)s or IRAs.
One of the reasons I am not a big fan of Traditional IRAs and 401(k)s is because they only defer tax. While tax defer... Read >
Author: Tom Wheelwright07th September 2009
Saving for retirement is even more important for solo-entrepreneurs because you don’t have a company sponsored pension plan or matching 401K contributions to rely on. There are many retirement plans available to self employed individuals and small busi... Read >
Author: wbdoyle23rd August 2009
Transfer Gold, 401K gold, IRA gold,
Gold
Gold IRA
As the ultimate long-term store of value, gold coins and bullion are the literal gold standard retirement asset. With the main asset classes most often employed in retirment plann... Read >
Author: andreamarie23rd August 2009
Gold YES - you can can hold precious metals within a traditional IRA, Roth IRA or a 401K! Many people are not aware of this exciting fact. You may transfer an existing Traditional or Roth IRA to a qualified gold IRA with no taxes or penalties. In som... Read >
Author: andreamarie23rd August 2009
GoldRetirement accounts will most likely be among the greatest casualties in the wake of this financial meltdown.
Gold IRAAmerican retirement funds have already lost an estimated total of $2 trillion in value since summer 2007. By that measure, the ave... Read >
Author: andreamarie16th August 2009
Roth IRA's’s are beneficial to a traditional IRA because the guidelines allow you to withdrawal money tax free before you officially reach retirement age.
If you’re saving only for retirement, you can start making tax free withdrawals after you re... Read >
Author: sundar7710th August 2009
Certain ages are critical when managing our retirement plans. Failure to plan with those ages in mind can produce lost benefits. In this article I outline those dates and explain how they affect your retirement benefits.
You've saved for years to accum... Read >
Author: Shane Flait18th July 2009
While 401k accounts are run by your employer, a Roth IRA is control by you as an individual. Roth IRAs invest your monies in a variety of different markets. The Roth IRA taxes contributions as they're made instead of in the future. You will lose a lot o... Read >
Author: Tyson Best12th June 2009
Copyright (c) 2009 Selwyn Gerber
IRAs now compromise a significan portion of individual's estates. An increasing number of IRAs may be left to heirs as this trend continues. IRA distribution laws have recently changed, allowing heirs to take distribu... Read >
11th June 2009
An IRA (Individual Retirement Account) is a great way to save for retirement and it offers tax benefits. When you place money into a traditional IRA, you do not pay any Federal income taxes on it until you take it out. For example, after deductions, you... Read >
Author: Michael11th June 2009
Recent studies show that baby boomers, currently those who are between the ages of 45 and 62, are not saving enough money for their retirement. On average, roughly half are falling short of meeting their retirement needs.
About 20 percent of Americans... Read >
Author: Michael17th May 2009
In today’s economy, people of all ages and walks of life are experiencing new unforeseen struggles, and retired Americans are no exception. Luckily, there are several things a retiree can do to lower their tax liability and save a little bit of cash.
... Read >
Author: Roni Deutch17th May 2009
In today’s economy, people of all ages and walks of life are experiencing new unforeseen struggles, and retired Americans are no exception. Luckily, there are several things a retiree can do to lower their tax liability and save a little bit of cash.
... Read >
Author: Roni Deutch08th May 2009
Protecting your assets from unfair or unjust complaints is an important part of financial and estate planning. But before constructing a comprehensive asset protection plan, you should know what protection the government offers for 4 investment categories... Read >
Author: Shane Flait10th April 2009
Effective January 1, 1998, most people can fund a Roth IRA. The maximum contribution is $2,000, as in a regular IRA, but a person cannot establish a Roth IRA if they show an adjusted gross income (AGI) of $110,000 (single) or $160,000 (married). If a re... Read >
Author: Edward Hulse09th April 2009
By Laurie Bachelder and Rajeev Kotyan, Principals, NUA Advisors, LLC
Self-directed retirement accounts (SDRA) allow for a variety of investments, beyond the traditional securities markets (namely stocks, bonds, and mutual funds), which provide for grea... Read >
Author: nuaadvisors09th April 2009
Investing for retirement in IRAs is a good idea, especially right now when there are so many bargains in the stock market. A Roth IRA allows a contributor to have more flexibility in their plan when it comes to choosing stock in which to invest. Unlike ot... Read >
Author: ArthurMavericck09th April 2009
Investing for retirement in IRAs is a good idea, especially right now when there are so many bargains in the stock market. A Roth IRA allows a contributor to have more flexibility in their plan when it comes to choosing stock in which to invest. Unlike ot... Read >
Author: ArthurMavericck07th April 2009
It doesn’t matter what age you are, planning for retirement is always a good idea. Now is always a good time to think about the future. Whether you are in your early 20’s or late 50’s, retirement planning should be taken seriously. There are many te... Read >
Author: Bernz Jayma P.03rd April 2009
Named after Sen. William Roth, the Roth IRA was introduced on January 1, 1998. It is an Individual Retirement Account that enables you to enjoy tax-free growth on your retirement account. Unlike traditional retirement plans, Roth IRA allows you to earn ta... Read >
Author: Bernz Jayma P.02nd April 2009
It doesn’t matter what age you are, planning for retirement is always a good idea. Now is always a good time to think about the future. Whether you are in your early 20’s or late 50’s, retirement planning should be taken seriously. There are many te... Read >
Author: Bernz Jayma P.02nd April 2009
Investing for retirement has become more and more important over the years. The economy is not always stable and it has become extremely important to secure finances after retirement. With people retiring at the same age, but living much longer now than e... Read >
Author: Theresea02nd April 2009
We live in a world where people are retiring well before the average life expectancy. With the average lifespan now into the 80's, it is possible for people to spend a third of their lifetime in retirement. So it is no wonder that they want to set up some... Read >
Author: Theresea02nd April 2009
Investing for retirement is a crucial step to insuring financial stability when you retire. In addition, it can provide some financial relief to any family you may leave behind. People are interested in different forms of retirement planning. This can ran... Read >
Author: Theresea03rd March 2009
The Individual Retirement Account (or IRA), was created by Congress as a way to provide tax-advantaged retirement savings to workers not covered under an employer-sponsored plan. Unlike a 401k plan, an IRA doesn't need to be sponsored by any particular em... Read >
Author: LSOYO24th February 2009
There are many different types of Individual Retirement Accounts (or IRA’s) to choose from when you are planning your retirement strategy but there are only two basic categories: the traditional IRA and the Roth IRA.
The Roth IRA differs from the tr... Read >
Author: Bernz Jayma P.18th February 2009
What do you do when your new boss doesn't offer a retirement plan? Walter Updegrave shows you where to find the money.
Question: I contribute to my 401(k), but a firm that doesn't offer a 401(k) recently bought my wife's company. We both contribute the... Read >
Author: JamesTomb18th January 2009
Are you saving for retirement? Are you confused about all of the different terminologies used for retirement accounts: Traditional IRA, Rollover IRA, Roth IRA, Roth 401k, Traditional 401k. What do they all mean? What are the differences? Which is bes... Read >
Author: Lillian Dikovitsky09th January 2009
Believe it or not, there are ways to convert taxable income into non-taxable income, without any fear of an IRS audit. Here's one of my favorites. It's been part of our tax code for over 30 years, yet many still don't take advantage of it.
What am I ta... Read >
Author: Wayne M. Davies30th December 2008
The Roth IRA has been around since 1998, and yet still, many people are asking the question "what is a Roth IRA?" To find out how a Roth IRA works, its advantages and disadvantages and whether it's right for you, keep reading.
What is a Roth IRA?
... Read >
Author: Trevor Price01st December 2008
Retirement may be a long way off for you – or it might be right around the corner. No matter how near or far it is, you’ve absolutely got to start saving for it now. However, saving for retirement isn’t what it used to be with the increase in cost o... Read >
Author: jamulco10th November 2008
Ever wondered how to maximize the returns you make on your retirement investments? Many people have incurred huge losses due to the economic downward spiral we are finding ourselves in. The first step in recuperating those losses is rolling over from a tr... Read >
Author: Laurel Cohen10th November 2008
What if I told you that it's possible to double or even triple the returns you are getting on your retirement investments? If you think 1 to 3 percent returns are reasonable think again. It's possible to make far more than that by buying real estate with ... Read >
Author: Laurel Cohen10th November 2008
I don't know a thing about you, but I'll bet that you aren't exactly impressed with the returns you have been getting on your retirement investments. Many people have incurred big losses due to the recent economic turmoil. Rather than crossing your finger... Read >
Author: Laurel Cohen04th November 2008
If you're like most people, you're probably gritting your teeth as you hear one news story after another predicting the looming economic recession. Whether you're worried about losing your job, you have lost a lot of money in stocks, or you simply aren't ... Read >
Author: Laurel Cohen04th November 2008
Let's face it. With the way the economy is going today, investing in stocks is as worrisome as it is unprofitable. If you're stuck in an employer-sponsored plan, your first step should be to rollover into a Roth IRA. Roth IRA investing is much more flexib... Read >
Author: Laurel Cohen03rd November 2008
Can you use IRA money to buy real estate, the simple answer is yes, but you have to stick to IRA and IRS rules, The property has to be used for investment reasons only, not personal use.
Is it wise to use IRA money this way? It's all relative to your c... Read >
Author: Mike Iredale30th October 2008
Are you frustrated with the performance of your investment portfolio? Are you enraged every quarter as you read your financial report, only to find that your investment dollars decreased in value again?
What are the best Roth IRA investments in these t... Read >
Author: Jim Riley30th October 2008
There are certain rules regarding Roth IRA investing, but there are a variety of investment types that are allowed. Many people are unaware of investing IRA money in real estate, because typically a brokerage or a bank is handling their account.
Anyone... Read >
Author: Jim Riley30th October 2008
Your Roth IRA rate of returns depends on your investment choices. Your Roth IRA income limit, on the other hand, depends on the tax year and your filing status.
If you make the safest choices, your Roth IRA rate of returns will be in the "lowest" perce... Read >
Author: Jim Riley30th October 2008
Using a Roth IRA for real estate purposes is an excellent idea, as long as you know what you are doing. There's a lot to learn, but here's just a little advice.
In any tax-sheltered retirement account, there are certain types of transactions that are p... Read >
Author: Jim Riley06th October 2008
Extend your tax return to October 15th and you've got good company. Roughly forty percent of taxpayers extend their tax returns. (Anyone can extend by completing the very simple, 4868 form, which is available from the www.irs.gov web site.)
But while e... Read >
Author: Stephen L. Nelson17th September 2008
A number of people have been searching the internet and other resources for the latest tips in stocks and in earning money at a faster rate. So much time is spent on earning money through any method possible and even less effort is spent trying to keep th... Read >
Author: dmishesq15th September 2008
Recently I've been sharing tax strategies related to getting your children in the game and on your payroll. Now that you've put your children to work, the next step is to put their money to work!
There are many ways your children can put their money t... Read >
Author: Tom Wheelwright05th September 2008
There’s a reason that when you do an internet search for “songs about money” you get over 5 million hits in .25 seconds: everyone wants a solid financial future. Unfortunately, not everyone knows how to get one. Establishing a solid foundation ensur... Read >
Author: Amanda Moore01st September 2008
A recent book titled: "Boomers-Bank Financial Intelligence for Real Estate Investing" explains clearly why you should invest in real estate using your retirement plan? In the book, the author discusses several concepts for buying real estate using IRAs a... Read >
Author: lookout01st September 2008
If you're looking to maximize your contributions to a deductible retirement account, one thing is for sure! Few choices are looking as good as the Solo 401K these days.
If you are self-employed, solo IRAs and 401Ks will allow you to save for your retir... Read >
Author: JoeiLOC22nd August 2008
Did you know the IRS allows you to direct how your IRS funds are invested? And in fact, you can direct your IRA monies to purchase investment real estate. With the help of Uncle Sam, your IRA funds can work for you under your direction and bring great t... Read >
Author: Brice Sheppard21st August 2008
Did you know the IRS allows you to direct how your IRS funds are invested? And in fact, you can direct your IRA monies to purchase investment real estate. With the help of Uncle Sam, your IRA funds can work for you under your direction and bring great t... Read >
Author: Brice Sheppard21st August 2008
Did you know the IRS allows you to direct how your IRS funds are invested? And in fact, you can direct your IRA monies to purchase investment real estate. With the help of Uncle Sam, your IRA funds can work for you under your direction and bring great... Read >
Author: Brice Sheppard14th July 2008
You can never reach your destination without knowing your current
location or starting point, and a journey to financial success
is no different. The balance sheet or net worth statement is
your personal finance road map. Most people don't know ... Read >
Author: Ken Hall21st June 2008
Are you frustrated with the performance of your investment portfolio? Are you enraged every quarter as you read your financial report, only to find that your investment dollars decreased in value again?
What are the best Roth IRA investments in these t... Read >
Author: Jim Riley16th June 2008
Everyone knows that investing in ventures that make one’s money grow is an excellent means of securing one’s future. What escapes many investors is the understanding that powerful opportunities exist online which have the ability to greatly increase r... Read >
Author: John Reed29th May 2008
Retirement may or may not be in your near future, however it should be something you are preparing for today. Many experts believe that being able to save money for your retirement is even more important than paying off your credit cards and/or having an ... Read >
Author: Gina Clark08th May 2008
With continual talk of an economic recession, and ongoing concerns with the social security system, it is now more important then ever to prepare for your retirement. This article lists the top 10 retirement planning programs in the United States and thei... Read >
Author: Roni Deutch08th May 2008
With continual talk of an economic recession, and ongoing concerns with the social security system, it is now more important then ever to prepare for your retirement. This article lists the top 10 retirement planning programs in the United States and thei... Read >
Author: Roni Deutch18th April 2008
Years ago, people kept their money in one location-usually under their mattress! People did not trust banks and sometimes people hid their money in locations in their home. Crazy to think about isn’t it!
Nowadays, people have money in countless varie... Read >
Author: Bryan Benson17th April 2008
Part 3: What it means to you
In part one we talked about what it really means to complete a deal on your IRA. You have just completed the deal. And not you have placed a large sum ($40,000) into your IRA. It was easy-almost too easy right? What do you ... Read >
Author: Bryan Benson16th April 2008
Part 3: What it means to you
In part one we talked about what it really means to complete a deal on your IRA. You have just completed the deal. And not you have placed a large sum ($40,000) into your IRA. It was easy-almost too easy right? What do you ... Read >
Author: Bryan Benson26th February 2008
It is important to save for your retirement. There are many ways to accomplish this, so this article will look at the Roth IRA and the Roth 401(k) opportunities. There are many rules that vary when compaing the Roth plans to the traditional plans.
The ... Read >
Author: Steve Jackson19th January 2008
Retirement may be a long way off for you – or it might be right around the corner. No matter how near or far it is, you’ve absolutely got to start saving for it now. However, saving for retirement isn’t what it used to be with the increase in cost o... Read >
Author: Bo Sandkvist07th November 2007
If you're like me, then you may continually be looking for ways to teach your children valuable life lessons. I only know of a handful of topics that are as important as money.If you love your kids enough to arm them with the information they need to deve... Read >
Author: Lukasavige06th November 2007
There are many different ways to invest in Real Estate. Many people understand the importance of investing, especially in Real Estate, but don’t know the many different opportunities that are available in this magnificent field.Every week there are man... Read >
Author: Alan D. Kosinski05th November 2007
For many baby boomers retirement is around the corner. It is amazing how fast the years have gone by. In 2007 the oldest baby boomers started collecting social security, and in the following eleven years another 77 million are expected to do the same.Curr... Read >
Author: Carol Stack02nd August 2007
When it comes to figuring out your financial future, there are some investing tools that are invaluable. How much should you save for retirement? When should you start saving? Should you rent or buy your home? What kind of mortgage can you afford? Should ... Read >
Author: Emma Snow02nd August 2007
In the big world of investing, it seems we hear a lot about what securities to invest in, but not as much about what types of accounts to invest in. There are so many different types of investment accounts, each covering a different purpose, and new type... Read >
Author: Emma Snow24th July 2007
I learned something new today. Or maybe I received financial revelation. Regardless of what happened, I am about to share this combination income tax, portfolio building finding with my faithful radio listeners and article readers. “Do what the hell I t... Read >
Author: Ron Piner, CPA24th July 2007
Even a person with significant financial or business knowledge finds navigating the financial world difficult. The world of finance is a world full of legal riddles and unfamiliar speech. To help professionals and laypersons to maneuver in this complex ... Read >
Author: CharleyHwang15th June 2007
1) The best case for an IRA rollover is the ability to keep the money growing tax-deferred for your beneficiaries. Many company retirement plans do not allow this strectch option even though the IRA rules permit it. The cusiodian of your company plan d... Read >
Author: John McCartin16th May 2007
An IRA or Individual Retirement Account is an account regarding a plan to retire, which provides certain tax advantages. The Individual Retirement Account as most people call it is legally known as the Individual Retirement Arrangement.
The Individu... Read >
Author: Alan10th May 2007
Insured investments are an important part of any financial plan. An annuity is one such aspect.
An annuity is a legal contract whereby one party pays in a lump sum of money to another and receives regular payments in return over an extended period of t... Read >
Author: Barry Waxler08th May 2007
We all need to save more for our retirement years. The biggest issue and deciding factor of how much you have at retirement is twofold.
First, how early you begin to save has a significant impact on the end result. Second, the type of retirement acco... Read >
Author: Danna Schneider30th April 2007
The tax free distribution aspect of a Roth IRA has many people wanting to convert their current retirement plans to Roths.
A 401k is an employer sponsored retirement plan. It gets its name from a provision of the Internal Revenue Code that allows the ... Read >
Author: Barry Waxler30th April 2007
For tax purposes, many people are considering converting their IRA to a Roth. Alas, there are a number of factors you need to take into account before doing this.
The Roth IRA is often so attractive that holders of Traditional IRAs seek to convert thei... Read >
Author: Barry Waxler30th April 2007
Given the tax-free distributions from Roth IRAs, one is tempted to stuff every penny possible into one. Alas, the IRS isn’t particularly keen on such an approach.
The Roth IRA is a very effective tool in a life long financial planning process. It is ... Read >
Author: Barry Waxler30th April 2007
While most people think of the Roth IRA as a retirement account, it is really a tax plan. This, of course, means there are regulations you must comply with.
The Internal Revenue Service establishes the regulations that govern individual retirement ac... Read >
Author: Barry Waxler30th April 2007
The popularity of the Roth IRA is undisputed. Unfortunately, certain people are precluded from using one.
A Roth IRA is a very good idea for the person who anticipates making a lot of income later in their life and wants to shelter as much of this inc... Read >
Author: Barry Waxler30th April 2007
As the Baby Boomer generation ages, the government has been spurred into creating incentive based retirement vehicles. The Roth IRA is one of the best.
A Roth IRA is a form of Individual Retirement Account that is available in the United States. The Ro... Read >
Author: Barry Waxler27th April 2007
In this modern age, we are renowned for failing to save money. To get your financial house in order, you need to start doing it and doing so in ways where you get tax advantages.
Whether you like it or not, saving money is something you should be doin... Read >
Author: Barry Waxler26th April 2007
In the world of retirement planning, the Roth IRA is considered an undisputed success. More of a good thing seems to make sense, so we know have the Roth 401K.
Many businesses undertake some form of planning to help both owners and employees save for r... Read >
Author: Barry Waxler26th April 2007
Every so often, the federal government enacts something that proves to be brilliant. Okay, it is a rare event, but the Roth IRA represents a really effective tool for most retirement planning.
The first question for most people is where the heck did t... Read >
Author: Barry Waxler21st April 2007
The IRA is a retirement vehicle with plenty of potential, but almost no one takes advantage of it. One strategy for getting the most out of your retirement dollars is to buy real property.
Have you ever heard of buying property with an IRA? Probably no... Read >
Author: Barry Waxler18th April 2007
Investments are the rose-beds for old age. So it is imperative that you invest and ensure a comfortable future, after you retire. But investment involves a lot of strategy and planning. A smart investor would know what to invest, where to invest and most ... Read >
Author: Wain Roy06th March 2007
You have a number of choices when it comes to selecting a beneficiary (or beneficiaries) for your IRA. Some are appropriate. Some are mistakes and can lead to delays and expenses in getting the funds to your desired recipients. Some may even exclude some ... Read >
Author: Robert D. Cavanaugh, CLU05th March 2007
If you're like most people, the idea of POSTPONING taxes is very attractive. That's a big reason tax-deferred retirement plans are so popular.
But do you REALLY come out ahead tax-wise by deferring your taxes? The answer may surprise you! Let's take... Read >
14th January 2007
Today is the best day to start planning and saving for the rest of your life. The 401(k) is a wonderful savings plan if offered by your employer because the money goes directly into your retirement account. Not only is the money tax deferred when placed d... Read >
Author: John Mehrmann08th January 2007
New Year's Day came and saluted us with a few changes: higher contribution limits for 401(k) plans, a decline in the top federal estate-tax rate and more deduction for many mortgage insurance buyers. Personal exemption, standard mileage rate, income brack... Read >
Author: Earnest07th January 2007
Being the season of giving and receiving gifts it is appropriate that we take a look at what we have been giving and what we have been receiving. Are all the toys or gifts that you gave to your loved ones still appreciated? Probably not. Are all the gif... Read >
Author: AdamHeist05th December 2006
As we all know, an IRA fund is a great way to invest in your future by deferring taxes and building equity for retirement. The fluctuating state of the stock market has many people feeling unsafe with their current investments. As a result, more and mor... Read >
Author: Kathy Fettke05th October 2006
Copyright 2006 Larry Klein
Under the Pension Protection Act of 2006, there are some new items beneficial to IRA owners that the average IRA owner will miss:
First, if you leave your employer and you had a tax sheltered annuity (typically the type of... Read >
Author: Larry Klein29th July 2006
An odd quirk in the recent legislation to extend the Bush Tax Cuts is giving IRA holders a huge break. For one year, and one year only, the income cap will be gone.
Convert To Roth IRA Regardless of Income 2010
2010 may seem like a long way off, ... Read >
Author: Richard Chapo23rd June 2006
Copyright 2006 Emma Snow
When it comes to figuring out your financial future, there are some investing tools that are invaluable. How much should you save for retirement? When should you start saving? Should you rent or buy your home? What kind of mort... Read >
Author: Emma Snow16th June 2006
Copyright 2006 Ronald Hudkins
An IRA is an IRA is an IRA, unless it's a Roth IRA. Roth IRAs, which burst upon the investment scene not so long ago, offers some attractive departures from traditional IRAs, especially if it's being used as a retirement ... Read >
Author: Ronald Hudkins16th June 2006
Copyright 2006 Leo J Quinn Jr Enterprises, LLC
You're probably reading this article because you really want to know: "How can I save money?".
That means you probably aren't a saver...you're likely a spender.
Unfortunately, if you aren't already ... Read >
Author: Leo Quinn07th June 2006
The key to making money in the stock market is invest for the
long-term, buying only undervalued stocks which, to quote Benjamin
Graham, have a "Margin Of Safety". Ben Graham and Warren Buffett
both made enormous fortunes through long-term value inves... Read >
Author: Colin Klinkert15th May 2006
Copyright 2006 Emma Snow
In the big world of investing, it seems we hear a lot about what securities to invest in, but not as much about what types of accounts to invest in. There are so many different types of investment accounts, each covering a diff... Read >
Author: Emma Snow10th May 2006
Brand new employer sponsored retirement plan is a hybrid of a traditional 401k and a Roth IRA.
Income tax rates have been cut, the marriage penalty done away with, and the death tax is also on a path to no more. All of this is a result of the Bush adm... Read >
Author: Simon Fox28th March 2006
Many Americans make annual contributions to individual retirement accounts. If you haven't done so for the 2005 tax year, you still can.
Not To Late To Make 2005 IRA Contribution
Contributing to individual retirement accounts just makes sense. Most... Read >
Author: Richard Chapo21st March 2006
The typical scenario is that you get your paycheck. After you recover from the shock at how little is left after taxes, you proceed to divvy it up among all your outstanding bills, intending to put whatever is left over into your savings.
But there nev... Read >
Author: Chris Cooper12th March 2006
If you are looking for some education money for yourself or your spouse, or your children or your grandchildren, and you have not reached age 59, consider a withdrawal from either your traditional IRA or your Roth IRA, without having to pay the 10% addit... Read >
Author: Glenn Dahlke06th March 2006
Copyright 2006 Kristine McKinley
Saving for retirement is even more important for solo-entrepreneurs because you don't have a company sponsored pension plan or matching 401K contributions to rely on. There are many retirement plans available to self e... Read >
Author: Kristine McKinley05th March 2006
Copyright 2006 Kristine McKinley
You've probably heard about the Nebraska meatpackers who won the largest lottery jackpot in the United States last week. One winner replied "I've been retired for about four days now" when asked what he would do with h... Read >
Author: Kristine McKinley05th March 2006
Reality Check - How many years do you have left until you're 65?
Whether retirement is just around the corner or have many more years to go, setting yourself up for retirement is key and must start now. Do the math. If you want $10,000 and you're investi... Read >
Author: Drew Miles23rd February 2006
If you fall into the Baby Boomer generation, having been born between 1946 and 1964, this 3rd stage of life, retirement, is right in front of you. Keep in mind, that potentially, this is the longest stage of life, possibly lasting 20-30 years. Dont' fail... Read >
Author: Kent Smith19th December 2005
Do you remember any of the New Year's resolutions you made for 2005? If you don't, it may not be such a tragedy. After all, you still may have had a good quality of life even if you didn't get to the gym three times a week, learn a new language or take th... Read >
Author: Kent Smith10th December 2005
Parents must give serious thought to protecting their family through estate tax planning. While life insurance and trusts should be a part of every plan, Roth IRAs can be a simple tool for passing money to your child on a tax-free basis.
Roth IRA
Fi... Read >
Author: Richard Chapo09th December 2005
The Retirement savings plan, Roth 401(k) introduced by the Economic Growth and Tax Relief Reconciliation Act, 2001 will come into force from January 2006. Unlike a traditional 401(k) Retirement Plan, a Roth 401k plan applies to all employees but the latte... Read >
Author: Lance Williams18th October 2005
Roth IRA's are some of the most sought after investments. But, why? What are they? Why should you invest in them? For many people, the investment world is somewhat of a mystery. We just do not know what it is all about. But, we can easily learn by t... Read >
Author: Travis Lawrence05th October 2005
I am often asked the question, "Should I invest in a regular IRA or a Roth IRA"? The next most frequent question I get is,
"Should I convert to a Roth IRA?" In both situations, it depends on many factors. Here I will address a few of the situations that... Read >
Author: Lois Center-Shabazz
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