|
22nd September 2009
If you have a low credit score, you're probably anxious to bring it up, and fast. The trouble is, it can be hard to get approved for a credit card when you have less than perfect credit. And filling out too many applications can make your score drop even ... Read >
Author: Stephanie Andrews22nd September 2009
A Dynamic Process
Credit repair is a dynamic process of taking control of your credit life. If you proceed in a thoughtful and methodical manner you are destined to succeed. And as the credit repair process begins to bear fruit you will see your old li... Read >
Author: Ed White17th September 2009
Individuals, who have filed for bankruptcies, find rebuilding credit status a very difficult activity, after the bankruptcy has been dealt with. It’s important to rebuild credit after coming out of bankruptcy, since account details are flagged for seven... Read >
Author: Judy Dixon16th September 2009
Bankruptcy administers a devastating blow to your credit card. A bankruptcy may remain on your credit report for up to 10 years. But these effects do not remain long lasting; it starts to diminish on your credit report as soon as your case is closed.
E... Read >
Author: wbdoyle16th September 2009
Many college, and even high school, students have a need for carrying a credit card. Often, however, these students are not yet financially responsible for themselves and still rely on their parents to help take care of their financial responsibilities. ... Read >
Author: wbdoyle16th September 2009
Today many people face the problem of establishing sufficient credit history. It may seem quite easy to apply for a plastic. However, there is no guarantee that this or that credit card will be useful for building good credit. The fact is that plastics fo... Read >
Author: wbdoyle16th September 2009
In today’s time I feel most of you hold a credit card but having a credit card with no basic information about it could be harmful for your financial stake. Credit card is an instrument that could be easily used to purchase something whereby you owe tha... Read >
Author: wbdoyle16th September 2009
If you have ever had credit cards, paid a bill monthly, or obtained a loan, you have a credit rating. When you make payments to a creditor, they report these payments to credit reporting agencies that compile your credit report and track your credit histo... Read >
Author: wbdoyle16th September 2009
Credit has a very important place in most people's lives today. A good credit rating is essential for many of the things we do everyday, such as, use a credit card, rent an apartment, qualify for financing for large purchase department store items, or buy... Read >
Author: wbdoyle16th September 2009
Secured Credit Cards - Pros, Cons, and What to Watch Out For
If you've been turned down for several credit cards, even with low credit limits, a secured credit card may be the right product for you.
In today's society, having a credit card is no lon... Read >
Author: wbdoyle15th September 2009
Student credit cards are geared primarily toward college students. But there are many factors that can make credit cards for college students the right choice for young people. So, it is very important for all consumers, not just students, to first lear... Read >
Author: wbdoyle15th September 2009
Having a bad credit history will make it more difficult for you to get another card, but not necessarily prevent you from getting one. This is because many banks, if they feel that an individual with a bad credit history has good intentions to pay bills, ... Read >
Author: wbdoyle15th September 2009
With so many different types of consumer credit cards available today it can sometimes be slightly overbearing determining which type of card you want or need. The following is a brief guide on the different types of consumer credit cards available today:... Read >
Author: wbdoyle15th September 2009
Advance Fee Credit Cards
Some companies promise to get you a credit card no matter how bad your credit is.
Here’s what can happen if you pay them the $200 or more they usually ask for:
You receive a credit card that’s only good for over-pric... Read >
Author: wbdoyle15th September 2009
A secured card is a credit card that a cardholder "secures" with a deposit to ensure payment of the outstanding balance if the cardholder defaults on payment. Secured credit cards are targeted to customers with imperfect or limited credit histories who do... Read >
Author: wbdoyle15th September 2009
1. Safeguard your credit cards and credit card account numbers. Never give your credit card number to anyone who is soliciting you. If you have contacted a reputable company, and wish to use your card to pay for goods or services, you may need to give ... Read >
Author: wbdoyle15th September 2009
The term "bad credit credit card” was coined to refer to credit cards that can be obtained even with a subprime or bad credit rating. These cards provide the opportunity to citizens (with bad credit rating) to increase then turn around and improve their... Read >
11th September 2009
Today, businesses rely upon secured business credit cards which they give to their employees to help monitor business expenses. The kind of credit cards that businesses often opt for are secured business credit cards which require them to put up some kind... Read >
Author: Elijah James11th September 2009
Bad credit, credit cards are just like regular credit cards but with much higher interest rates and usually an annual fee, sometimes $50 a year and higher. Bad credit, credit cards can save your credit or make it worse if your not careful. Bad credit ca... Read >
Author: wbdoyle11th September 2009
If you have bad credit, your credit card options are limited. Aside from many credit card companies denying your application, individuals with bad credit usually receive very low credit limits and additional fees.
When applying for a credit card, choos... Read >
Author: wbdoyle08th September 2009
Unsecured credit cards are difficult to get in the sense that you don’t want to get ripped off by people who can take advantage of you. But this may be the only way to get yourself a credit card if you have bad credit. This is a great way to build you... Read >
Author: Elijah James01st August 2009
Copyright (c) 2009 Liz Roberts
Secured credit cards are wonderful option for people who can't qualify for a standard credit card because of the status of their credit. The best cards especially those that come with rewards usually require good to exce... Read >
31st July 2009
Chances are you are reading this article because you want nothing more than a second chance to show lenders that you have learned from painfully bad mistakes that you might have made in the past with regards to your credit. You are now older, wiser, more ... Read >
Author: Lara Sawyer31st July 2009
Rebuilding your credit after bankruptcy has been discharged may be preoccupying your thoughts lately. Knowing what credit insiders know about reestablishing yourself as a low risk to lenders can give you the upper hand in getting your credit file back in ... Read >
Author: Lara Sawyer31st July 2009
There is Work to Do
You can hire a credit repair service to clean up your credit report, or you can do it yourself. Either way, it is important to know that it takes more than just sending dispute letters to the credit bureaus to succeed at credit repa... Read >
Author: Ed White28th July 2009
If your credit has turned sour due to a sudden job loss or other circumstance beyond your control, there is no need to put your plans of homeownership on the back burner. Now is the time to become a proactive borrower in order to improve your credit and y... Read >
Author: Amanda Hash24th July 2009
Secured credit cards work because there's collateral deposited into the account. Secured credit cards differ from standard, unsecured, credit cards in that hard cash must be attached to the account. Once authorized for a secured credit card an account... Read >
Author: Diego Sanchez12th July 2009
A weekly paycheck is usually not enough to cover a lot of items that you might need now. If you are looking to fund a larger purchase, an unsecured loan can provide the needed money without having to sacrifice your regular income.
Perhaps you nee to pu... Read >
Author: Amanda Hash12th July 2009
You may be feeling a little overwhelmed after you come out of bankruptcy. You are probably wondering where to turn, if anyone will loan you money, what type of loans you can qualify for, and more. The answers to these questions are foremost on the mind ... Read >
Author: Amanda Hash09th July 2009
Do Something
Now is the time to do something about your credit. There are many credit repair techniques that can clean up your reports and get your scores moving in the right direction. And you will not have to wait years for results. Time can play an ... Read >
Author: Jim Kemish04th July 2009
You Can Do It!
Leave the past behind. Credit repair can offer a solution for your financial puzzle. There are some things that only time will fix, but that does not mean that you cannot have a truly dramatic impact on your life with a bit of intelligen... Read >
Author: Ed White22nd June 2009
Oddly enough, not only will bad credit work against you when applying for a loan or a credit card, but no credit will too. Even though this doesn't seem fair, it is the way things work in the complicated world of consumer credit. Lenders are leery about o... Read >
Author: Kevin Sarisky18th June 2009
If you are a veteran who needs to buy a home thru the VA, you could be considering how your past credit will have an effect on your ability to take out a mortgage or get auto financing for bad credit. The truth is, there are numerous tough rules that have... Read >
Author: Jarvis Duncan17th June 2009
5 MAIN TYPES OF CREDIT CARD AND FEATURES EXPLAINED
Credit cards have become a fact of life. Most of us have at least one or are thinking of getting one. In spite of this not many of us are actually aware of the different types of credit cards availabl... Read >
Author: Uma A Ilango15th June 2009
“Bad credit card" card is used to refer to credit cards that can be obtained even with a bad credit rating. The bad credit card cards provide opportunity to people (with bad credit rating) to improve their credit rating. In that sense, bad credit credit... Read >
Author: JonJG15th June 2009
You Need New Accounts
Your credit repair success depends on the presence of positive accounts on your credit report. Many people jump into a credit repair program thinking only of disputing the derogatory items on their report. Removing reporting error... Read >
Author: Ed White13th June 2009
Credit Repair Made Clear
Credit repair is not as mysterious as it seems. But you should take the time to understand the process before jumping in. Done right, credit repair can make a world of difference; you can expect major changes in your credit sco... Read >
Author: Ed White29th May 2009
Introduction
The credit repair stories you are about to read are true. They are meant to entertain as well as educate. Credit repair is not difficult. But it takes some thought. For those who approach credit repair cautiously success will be certain an... Read >
Author: Jim Kemish15th May 2009
When you get to a financial mess that incapacitates you as far as paying your creditors is concerned, you will need to file for bankruptcy as a result. One does this with the hope of wiping out many of the debts. While it is true that filing for bankruptc... Read >
Author: Peter Gitundu15th May 2009
Even though there are many types of credit cards out there for consumers, there are few for those with bad credit. Those who are looking to repair their credit have a few options available, one of which is the bank secured credit card. This credit card ... Read >
Author: Juliet Sadler14th May 2009
Unsecured credit cards offer a simple means to build up your credit history, since no collateral is required to use it, however, if you do not have good credit, the chances of getting approved on an unsecured credit card are virtually nonexistent.
If... Read >
Author: Alisdair Cosgrove11th May 2009
Finding ways to repair a bad credit is a scenario that no credit holder wishes to be in. There are situations where a he may find it difficult to erase his credit mistakes from a company’s record, which consequently makes new creditors and lenders shive... Read >
Author: J. Owens07th May 2009
Plan Your Credit Repair Effort
Are you planning to make an effort at credit repair? Make sure to do it right. An informed effort will produce amazing results, and subtle details can make a world of difference. Take a bit of time to plan your attack and... Read >
Author: Ian Webber07th May 2009
If you have just been cleared from bankruptcy and you wish to continue acquiring assets, services and other goods on credit, you will need to avoid the pitfalls that led you into bankruptcy in the first place. You should start with credit cards that are s... Read >
Author: Peter Gitundu07th May 2009
After going through a rough time trying to settle your debts while fighting bankruptcy, probably the last word you want to hear is bad credit. However, you can easily and effectively rebuild your credit worth records and continue enjoying credit facilitie... Read >
Author: Peter Gitundu07th May 2009
Many bankruptcy questions usually run through debtors minds once they have been declared insolvent and are no longer able to pay their creditors. One is left to wonder what is required of them next and what the situation will affect their image, credibili... Read >
Author: Peter Gitundu17th April 2009
Bad debt credit card is basically a credit card that the credit card suppliers offer to the people who have bad debt. Did that astonish you? Well, don't let your thoughts run just yet.
You can classify bad debt credit cards into 2 categories based on ... Read >
Author: Jenna Sawin 17th April 2009
Speedy Credit Repair Solutions
Have you been through a rough patch? Has your credit suffered and your scores fallen to sub-prime levels? You do not have to wait seven years to see your credit scores improve. There are many credit repair strategies you ... Read >
Author: Ian Webber10th April 2009
What do you mean by a 'secured credit card'?
Secured credit cards are another very popular breed of credit cards. Secured credit cards, as their name suggests, are secured. Well, they are secured for the credit card supplier, really. Secured credit ca... Read >
Author: Julia Sinan09th April 2009
"Bad credit card card" is used to refer to credit cards that can be obtained even with a bad credit rating. The bad credit card cards provide opportunity to people (with bad credit rating) to improve their credit rating. In that sense, bad credit credit c... Read >
Author: Jenna Sawin 07th April 2009
If you are considering applying for a student credit card, you will most likely be applying for secured credit cards. Secured credit cards are a way of borrowing against collateral. The collateral is in a bank account that is held by the credit card compa... Read >
Author: articlelink01@gmail.com02nd April 2009
Also known as secured credit cards, prepaid Canadian credit cards are especially created for residents of Canada. It is interesting to note that there is a difference between secured credit cards and prepaid cards. One major difference is that a prepaid c... Read >
02nd April 2009
If you are looking for extra credit cards and have no credit or poor credit, one way that you can build up your credit score is to use a secured credit card. A secured credit card allows you to build up credit by making payments towards money that you loa... Read >
Author: articlelink01@gmail.com02nd April 2009
"Bad credit card card" is used to refer to credit cards that can be obtained even with a bad credit rating. The bad credit card cards provide opportunity to people (with bad credit rating) to improve their credit rating. In that sense, bad credit credit c... Read >
Author: Julia Sinan19th March 2009
Credit Repair Sin #1: Sticking Your Head in the Sand
Have you been through a period of financial stress? Is your credit a mess? It can be difficult to look at the damage, but ignoring your credit report is the number-one worse thing you can do. Did you... Read >
Author: John Chase13th March 2009
'Bad debt credit card'- what's that?
Bad debt credit card is basically a credit card that the credit card suppliers offer to the people who have bad debt. Did that astonish you? Well, don't let your thoughts run just yet.
You can classify bad debt... Read >
Author: Julia Sinan10th March 2009
Every shopper needs to pay special attention to details before making a purchase or availing a service. The same is true when it comes to looking for a credit card. The banking industry offers hundreds of different credit cards to choose from and compar... Read >
Author: Allisson May10th March 2009
Using credit cards had been never my way of life till I found the use and advantages of them. Now I have, but three – shimmering, classy and glossy; but, that’s the end of the story. The beginning of the story is – How to Choose a Credit Card.
L... Read >
Author: heenavasvani 03rd March 2009
No credit credit cards are also called secured credit cards. They are the most popular among high school and college age students, who haven't got any credit cards yet. Obtaining this type of credit card is a great way to start building a credit history ... Read >
Author: Chris Smitts23rd February 2009
In the current economic downturn it can be even more difficult for people with bad credit or no credit history to get credit cards.
One way to get access to credit cards and rebuild good credit history is to opt for secured or prepaid credit cards.
T... Read >
Author: ServicePR23rd February 2009
The Horizon Gold Card is an unsecured shopping card, meaning that it is only accepted at one specific Web site.Because this card reports to one of the major credit bureaus, individuals who have low credit scores may apply for this card. The card offers gu... Read >
Author: dmoskel18th February 2009
Start Your Credit Repair Right
Don’t make the mistake of rushing headlong into the credit repair battle without doing your homework, as you are certain to meet with disappointment. Invest a few hours in the planning stage of the battle and you can in... Read >
Author: Ian Webber03rd February 2009
Are you wondering what kind of credit cards you can get in a credit market that seems to be shrinking every day? Do you have bad credit or no credit history at all, but need the convenience and security of a credit card? Well, if you are looking for a cre... Read >
Author: Robert Palmer12th January 2009
Many consumers take advantage of unsecured credit cards because they are a convenient way to add to their credit history. Unfortunately, if you are among the many consumers with poor credit, you may not qualify for an unsecured credit card.
If such ... Read >
Author: Alisdair Cosgrove19th December 2008
Are you suffering from poor credit history? If yes, perhaps you may consider getting a bad credit credit card. What are these cards and how can they help you? Are they recommended for everyone with poor credit?
These types of cards are sometimes also c... Read >
13th December 2008
Some people claim to know how to get good credit by using good, secured credit cards. It is possible, or rather, feasible. What they do not tell you is the risk they take. They do not mention either how sound their economy is, how well they know how to di... Read >
Author: Devora Witts11th December 2008
Starting Your Credit Repair Project
Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look good to you. Good luck,... Read >
Author: Jim Kemish08th December 2008
Are you tired of defaulting on your credit card payments time and again? Is your credit history suffering from an irregular payment pattern and are you suffering from high finance charges on your credit card? Welcome to the world of secured credit cards, ... Read >
Author: heenavasvani 03rd December 2008
Speedy Credit Repair
Credit repair does not have to be a long tedious process. There are many things that can be done to boost your credit score right away. It is true that there are some wounds that only time will heal, but that is no excuse to ignore... Read >
Author: Ian Webber02nd December 2008
Having a credit card makes life convenient but knowing about credit cards is much better. You should educate yourself about credit cards and its various nuances because it actually helps. A credit card is a small plastic card issued by a credit card issue... Read >
Author: bikash Kalita27th October 2008
When it comes to secured credit cards, many myths abound. From "they're only for people with bad credit" to "they're more expensive than unsecured cards", you can't always distinguish the truth from the lie. Worry not. I'm debunking the most common secure... Read >
Author: Sean Masterson16th October 2008
Credit Repair in 90 Days
Credit repair takes time, but there are ways to dramatically improve your scores in only 90 days. A credit repair expert reveals some powerful strategies that can pump up your credit scores before you know it. Are you ready?
... Read >
Author: Ian Webber13th October 2008
Credit Repair Results
Credit repair can produce life changing results. The process can be quick and satisfying if you know what to do. A credit repair expert reveals powerful credit rebuilding secrets that will help you reach your goals easily.
Cred... Read >
Author: Jim Kemish30th September 2008
What Are The Differences Between Unsecured And Secured Credit Cards?
A secured card is a credit card that a cardholder "secures" with a deposit to ensure payment of the outstanding balance if the cardholder defaults on payment. Secured credit cards are... Read >
Author: Debt Consolidation29th September 2008
If you've been facing credit challenges and haven't been able to obtain credit, you may be getting ready to apply for secured credit cards. Before you do, you need to realize that not all secured cards are created equal. Here are some things to consider b... Read >
Author: Sean Masterson09th September 2008
Some people think they know everything there is to know about secured credit cards. You send in a deposit, you get a credit card. End of story, right? Not necessarily. Before you go jumping into the secured credit card world, there are a few things you sh... Read >
Author: Sean Masterson08th September 2008
Unsecured credit cards are the cards which are available readily to the people. This is because no deposit is to be made to get a credit card and that’s why banks also sanction these cards easily. These cards can also be obtained online just by filling ... Read >
Author: Article Manager08th September 2008
A Little Bit of Credit Repair
It’s amazing how much of a difference a little bit of credit repair can make. Here is a true story about a life changing credit transformation. Do you have credit issues? Please don’t ignore your credit. A little bit o... Read >
Author: Jim Kemish04th September 2008
Getting a head start in the business world is difficult if you have no partner in terms of financial security. One is not certain about the future especially now that the economy is shaky. This is the reason that banks exist to help us launch your busines... Read >
Author: james03rd September 2008
Credit Repair Step by Step
There are many things you can do to build your credit and optimize your credit scores. A nationally recognized credit repair expert offers a selection of powerful and easy steps you can take to reach your credit goals.
Pay... Read >
Author: Jim Kemish02nd September 2008
When getting a mortgage or a car loan or a small business loan you realize how important reasonable building of a credit history is. Your credit history is reflected numerically in your credit score. There are credit bureaus that collect financial informa... Read >
Author: Vickie Terrel28th August 2008
Not many people are familiar with Secured Credit Cards. These cards are usually associated with bad credit mainly because they are the only cards available to those with a recent bankruptcy on their credit report. However these cards provide advantages no... Read >
Author: Melissa Kellett24th August 2008
Have you been looking for banks who offer secured credit cards? It's not always easy to find them. Some of the banks that offer these cards don't advertise the fact and many banks don't offer them at all. So are you just plum out of luck? Of course not. Y... Read >
Author: Sean Masterson13th August 2008
Everyone has heard of secured credit cards. These are very well known and can bring a measure of relief into the lives of people who cannot qualify for real, or non-secured credit cards. It is a rather simple premise. In order to acquire a "secured card",... Read >
Author: califmike200313th August 2008
What is a "Bad Credit" Credit Card?
For anyone who's received those tempting card offers in the mail, or spent any amount of time on the internet, the term "bad credit" credit card isn't new. Many people, however, don't fully understand exactly what th... Read >
Author: califmike200312th August 2008
Trying to improve one's credit report can be a challenge. Applying for new credit may prove to be difficult as many lenders prefer clients with good to excellent credit. However, thanks to bad credit credit cards and secured credit cards, getting approved... Read >
25th July 2008
Parents are turning to credit cards for their kids in record numbers all across the nation. For good reason too, they’re safer than cash and they allow parents to easily track their kids spending habits. That being said, the question is, what type of ca... Read >
Author: Aubrey Clark20th July 2008
How many of the credit-challenged masses would be happy to have Capital One secured credit cards in their wallets? Capital One is one of the best credit card companies out there, and there's something to be said for carrying the "what's in your wallet?" p... Read >
Author: Sean Masterson18th July 2008
Every year, millions and millions of Americans are obliged to file and declare bankruptcy due to financial problems that they can handle no more. This should not come as a surprise in a world where nothing comes free and almost every little thing will c... Read >
Author: rickcrosby01@gmail.com10th July 2008
Most people will be suspicious at such a question because credit cards are known for causing bad credit rather than fixing it. However, one should know that credit cards are only financial tools and as with any tool, it is not in essence bad or good but t... Read >
Author: Lara Sawyer05th July 2008
What is all the fuss about paying cash for everything? Isn't that a good thing? If you pay cash for everything doesn't that mean you don't owe anybody? Quite contrary to popular belief this actually hurts you. Let's assume you pay cash for everything and ... Read >
Author: Mike Clover25th June 2008
Right Where You Belong
The credit bureaus are not the enemy. And the folks that created the FICO credit score model are not out to get you. In fact, if you take time to learn the rules you will find out how fun the game can be. Here are a few moves th... Read >
Author: Jim Kemish11th June 2008
Your credit report is not something to be taken lightly these days. It is almost as important as your social security card. There will come a time where your credit report will be required for credit purposes. We see credit reports on a daily basis, and t... Read >
Author: Mike Clover09th June 2008
To repair bad credit might be a mystery to most, but the process is actually quite simple. With all the bad credit out there, you would think there must be something in the water. I know there are different circumstances that cause people to get into trou... Read >
Author: Mike Clover25th May 2008
Your credit report after a bankruptcy will look like a bomb was dropped on it. Your credit score report will be littered with all kinds of derogatory information. Depending on what type of bankruptcy you filed will determine how long it will take to re-es... Read >
Author: Mike Clover21st May 2008
Consumers with bad credit history often find it difficult to repair their credit. But still there is a way out. Credit cards can help you. Of course, you can’t count on the credit card offers you got before. You will have to pay higher interest charges ... Read >
Author: Lillian R. Long15th May 2008
Have you ever seen your credit score crash? Right when you need a good credit score the most?
We've all been surprised by credit reports that weren't as great as we wanted them to be.
Here are ways to make sure your credit is headed for bad news (an... Read >
Author: L.K. Hughes15th May 2008
Have you ever seen your credit score crash? Sometimes at the last minute?
We've all been surprised by credit reports that weren't as great as we wanted them to be.
Here are ways to make sure your credit is headed for bad news (and the ways to have ... Read >
Author: L.K. Hughes08th May 2008
Your credit score is everything these days. Maybe you are just one of those individuals that would rather not know what is on your credit report. Let's assume you just got laid off, and now you have to find a job. Guess what employers are doing now, they ... Read >
Author: Mike Clover04th April 2008
If you have no credit scores due to being new to the credit arena or you have just been a cash person all your life there is hope for you. There is one sure way to get the credit score calculated in about 4 to 5 months. In this article I will talk about h... Read >
Author: Mike Clover25th March 2008
Every year, millions and millions of Americans are obliged to file and declare bankruptcy due to financial problems that they can handle no more. This should not come as a surprise in a world where nothing comes free and almost every little thing will cos... Read >
Author: articlemarketing01@gmail.com19th March 2008
There are numerous articles and informative resources that contain tips and advice regarding secured cards in the United States, but what about those consumers who need a Canadian secured credit card? Are there secured card options for Canadian cardholder... Read >
Author: Max Anderson19th March 2008
Secured Credit Cards have many advantages for someone who does not have any credit, or someone with challenged credit. It is hard to do a lot of things without credit cards. In this article I will discuss why you need credit, and if you don't have credit ... Read >
Author: Mike Clover03rd March 2008
If you're like most business owners, you've probably received more than one business credit cards no credit check application. They promise you a high-limit credit card for your business with no credit check involved. Are these applications for real? Usua... Read >
Author: Max Anderson20th February 2008
Why should you consider a Bank of America secured credit card? When it comes to secured credit cards, the fairness and value offered really does run the gambit. There are the outright atrocious cards that charge ridiculous fees and offer little value and ... Read >
Author: Max Anderson18th January 2008
Think you want a prepaid credit card? You might want to think twice. Those who decide to purchase these cards often do so for the wrong reasons. While prepaid cards definitely have their time and place, make sure you're buying yours for the right reasons.... Read >
Author: Max Anderson02nd October 2007
Typically, secured credit cards are issued when the holder is able to offer a type of "security" deposit to the lender by depositing a pre-arranged amount of money into a savings account, money market or certificate of deposit. This is how it works: Usual... Read >
01st September 2007
There are many types of loans available and the nuances of some can be confusing, but one thing is certain: all loans are either secured loans or unsecured loans. This article will examine some of the issues that you can expect to face when applying for a... Read >
Author: Peter Kenny28th August 2007
As mentioned in an early article, there are two types of credit cards: secured and unsecured. This article will explore some of the issues of secured credit cards.
What is a secured credit card?
A secured card is a credit card that requires you to d... Read >
Author: Peter Kenny26th August 2007
There are two basic credit card types: secured and unsecured. This article explores some of the issues associated with unsecured credit cards.
First, what is an unsecured credit card? An unsecured credit card is a card (and credit line) that does not r... Read >
Author: Peter Kenny07th August 2007
Many people assume that a prepaid Visa card is the same thing as a secured Visa credit card. This actually couldn't be further from the truth. A prepaid Visa credit card is significantly different from a secured Visa credit card. Here are five reasons why... Read >
Author: Max Anderson06th August 2007
A good credit score or credit rating is very important when come the time of applying credit. The better your credit score is, the better deals that have attractive low interest rate will be offered to you by many lenders, enabled you to have choices to s... Read >
Author: Cornie Herring06th August 2007
Search Engines
Anyone can perform an internet search to look for credit cards with poor credit and find hundreds of results; there are so many choices and the “small print” is so varied it can be hard to understand exactly what a consumer is agreei... Read >
Author: Roland Parris Jefferson III06th August 2007
Despite all the publicity to the contrary, there are credit cards for bad credit holders and people are willing to pay a lot of money to get themselves more credit. Very few people with bad credit planned for it to happen, but illness or joblessness can q... Read >
Author: Roland Parris Jefferson III06th August 2007
Many people have viewed the Capital One credit card advertisements on television. These cards promise with enthusiasm to provide many benefits for people. Capital One secured credit cards offer some special benefits for a group of people that would not ... Read >
Author: Roland Parris Jefferson III25th July 2007
It is not uncommon to go through the agony of facing a bankruptcy and spending many a sleepless night worrying about whether you have any chances of getting credit cards after bankruptcy. This might have been impossible earlier, but not now. Increasing ma... Read >
Author: William King11th July 2007
Prepaid Visa credit cards are becoming increasingly popular. Parents are using them to pay their children's allowances, companies are using them for payroll purposes and gift givers find them to be the perfect one-size-fits all present. However, prepaid V... Read >
Author: Max Anderson25th May 2007
Prepaid credit cards are becoming increasingly popular. The problem is that greedy financial scoundrels have noticed this popularity increase and are trying to get in on the action. If you're considering getting one or two prepaid credit cards, there are ... Read >
Author: Max Anderson09th May 2007
Even though there are many types of credit cards out there for consumers, there are few for those with bad credit. Those who are looking to repair their credit have a few options available, one of which is the bank secured credit card. This credit card ... Read >
Author: John Ugoshowa08th May 2007
If you are one of the business owners who hasn't considered what secured business credit cards can do for your business, you're not alone. Many entrepreneurs overlook the benefits of secured business credit cards. If your business's creditworthiness isn't... Read >
Author: Max Anderson26th April 2007
There are three questions that you absolutely have to ask yourself before you apply for secured credit cards. If you apply for a secured card without asking these three questions, you may find yourself seriously regretting it.
Interested in learning mo... Read >
Author: Max Anderson09th April 2007
Secured credit cards are some of the most misunderstood financial tools of our time. While many people think secured credit cards are "less" of a credit card than unsecured credit cards are, this couldn't be further from the truth. If you want to know the... Read >
Author: Max Anderson30th March 2007
When it comes to credit cards for people with bad credit, there are dozens to choose from. However, that doesn't mean they are all good credit cards to have. While some bad credit credit cards really do work towards improving a person's credit, others do ... Read >
Author: Max Anderson27th March 2007
Not all banks who offer secured credit cards advertise the fact. Because of this, you may find yourself applying for numerous unsecured credit cards before you come across a secured credit card application.
This can result in numerous inquiries on your... Read >
Author: Max Anderson05th March 2007
Secured credit cards could very well be your tool to put your finances back into the right track and help you in rebuilding your tarnished credit score. If you are recovering from the after shock of a bankruptcy or a foreclosure, then a secured credit car... Read >
Author: AdamHeist19th February 2007
Capital One secured credit cards have broken the mold when it comes to secured credit cards. Instead of ridiculous processing charges and annual fees, Capital One secured credit cards offer credit-bruised consumers with extremely reasonable interest rates... Read >
Author: Max Anderson22nd January 2007
Credit card owners, the merchants or banks; everybody needs to be sure that every transaction is secure. For merchants, credit card transactions are becoming more secure than any other form of payment because the transaction is made a few minutes after th... Read >
Author: Devin Gilliland04th January 2007
Receipt – When used in the context of credit card receipt means a document that provides a record of a transaction that took place at a point of sale, and may also refer to a printable copy for a card not present transaction. This will include transacti... Read >
Author: Devin Gilliland28th December 2006
First things first! Make sure you have both a savings and checking account in good standing. Most credit card companies are going to see this as a sign of responsible money management skills. And that will go a long way in helping you to get that first cr... Read >
23rd December 2006
Do you have bad credit? If you do, then you are probably thinking that you will have a hard time in getting a credit card. Credit card companies offer cards to those who are most likely to pay for them because they do not like to risk the chance of not ge... Read >
Author: Morgan Hamilton23rd December 2006
Not a lot of people have heard about guaranteed approval credit cards. This is because these cards are a rather new idea when it comes to credit cards for people with bad credit or no credit. Those who have tried to get credit for the first time or tried... Read >
Author: Morgan Hamilton23rd December 2006
Guaranteed approval credit cards are a rather new idea in credit cards for people with bad credit or no credit. Anyone who has tried to get credit for the first time or has tried to get credit with a bad credit history knows it is difficult, if not impos... Read >
Author: Morgan Hamilton15th November 2006
Secured credit cards can be ideal for those who have no credit or damaged credit. In general, the credit line for a secured credit card is guaranteed by collateral such as a boat, a car, or a deposit of money. Secured credit cards often also have low cr... Read >
Author: Beth Derkowitz01st September 2006
Selecting a credit card is much easier today than ever. Just about every financial company offers unsecured credit cards. In selecting a credit card, there are some tips that consumers should use when selecting credit cards.
1. Interest Rates: many ca... Read >
Author: Jack Chevalier21st August 2006
Secured credit cards are great for those without credit or those with bad credit because they help build back credit ratings. A secured credit card is a card where a deposited is made to secure the card. This deposit can be made to a bank account or certi... Read >
Author: Eric Wasselman13th August 2006
Bad credit can be a difficult situation to get out of, but there are ways to get a new credit card and work on repairing your credit rating. Some companies may offer cards with low limits, high APRs, annual fees or all three. Others, like secured credit... Read >
Author: Beth Derkowitz23rd June 2006
Bankruptcy administers a devastating blow to your credit card. A bankruptcy may remain on your credit report for up to 10 years. But these effects do not remain long lasting; it starts to diminish on your credit report as soon as your case is closed.
E... Read >
Author: Darnell Scott16th June 2006
The Orchard Bank Gold MasterCard is designed for the average person who has an average or limited credit history. Card holders like this card because it does not require a deposit to secure the credit card account. A deposit is required when opening many ... Read >
Author: Beth Derkowitz09th June 2006
In today's time I feel most of you hold a credit card but having a credit card with no basic information about it could be harmful for your financial stake. Credit card is an instrument that could be easily used to purchase something whereby you owe that ... Read >
Author: olivia andrews20th May 2006
Establishing Credit
Many countries use a system of 'credit' in order to do business with the public. It is in fact, a very good method in order for merchants to minimize losses. The issue is when a person or business does not have an established credit... Read >
Author: niki camus20th May 2006
Most people don't give much thought to the importance of credit until they need it. When they go to apply for a credit card they discover that their bad credit keeps them from getting a card, or a card at a decent rate. Most people want to pay their bil... Read >
Author: Kevin Funnell11th May 2006
Importance of Your Credit Rating
Credit has a very important place in most people's lives today. A good credit rating is essential for many of the things we do everyday, such as, use a credit card, rent an apartment, qualify for financing for large pur... Read >
Author: Shirley Peel20th April 2006
Millions of people have trouble with their credit each year. From late payments to bankruptcies, families and single individuals work to overcome their poor credit histories and find a way to get along in this world of fast cash and credit card payments. ... Read >
Author: Rebecca Spitzer06th April 2006
With so many different types of consumer credit cards available today it can sometimes be slightly overbearing determining which type of card you want or need. The following is a brief guide on the different types of consumer credit cards available today:... Read >
Author: Patrick Altoft02nd April 2006
Many college, and even high school, students have a need for carrying a credit card. Often, however, these students are not yet financially responsible for themselves and still rely on their parents to help take care of their financial responsibilities. ... Read >
Author: Rob Willard16th March 2006
If you're thinking about a credit card, but don't want the hassle or the worry of a traditional unsecured card, then you might be interested in finding out more about secured credit cards.
Secured credit cards are basically a savings account that use... Read >
Author: Beth Derkowitz13th March 2006
Bad credit can sometimes feel like the end of the world, but it doesn't have to be. There is now a wealth of credit options, such as credit cards, out there for people with bad credit. Sure, you may not have all the options when it comes to terms and perc... Read >
Author: Joshua Shapiro11th March 2006
Student credit cards are geared primarily toward college students. But there are many factors that can make credit cards for college students the right choice for young people. So, it is very important for all consumers, not just students, to first lear... Read >
Author: Rob Willard06th March 2006
Student credit cards can be an ideal choice for college students, but there are many factors to consider when choosing among credit cards for college students. Therefore, it is important for consumers to learn as much as possible about each type of avail... Read >
Author: Willard Robert22nd February 2006
Are you relatively new to the credit card world, and wondering how they all work? There are many types of credit cards out there. In addition to brand names such as Visa and Mastercard, there are many different categories credit cards can fall into.
T... Read >
Author: John Gibb22nd December 2005
Yes, you can get a credit card even if you have a bad credit rating. So if you have been refraining from applying for a credit card because you have a bad credit rating, you can take a sigh of relief. However, this does not demean the importance of a good... Read >
Author: Rudy Hadisentosa07th October 2005
A credit card offers just that -credit, the right to borrow funds from a lending institution. When you make a purchase or withdraw cash (usually called a cash advance), funds are drawn from your "line of credit." You pay back the amount you borrowed or "... Read >
Author: Beth Pardue
|
