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28th September 2009
Everybody in business needs a bank account. But all banks are not the same and some offer services that might suit your needs whilst others are not designed for your type of business.
Banks love small businesses! This is why they have introductory offe... Read >
Author: wbdoyle16th September 2009
With so many credit card deals on the market, consumers can have a hard time deciding on the right deal for them. There are many rate options for new credit card customers. These include cards with a 0% interest rate for a fixed period, low balance transf... Read >
Author: wbdoyle16th September 2009
How many "pre-approved" credit card offers do you get in the mail in the average month that seem to shout at you to accept the offer before it expires? If you're in the market for a credit card, take some time to shop all the offers to get the best credit... Read >
Author: wbdoyle16th September 2009
Around £6billion a year is lost due to credit card users not understanding how their credit card works. Too many people are dazzled by the latest deals offered by credit card companies and end up paying more than they should, simply because of a lack of ... Read >
Author: wbdoyle16th September 2009
We've all been tempted by 0% credit card interest rate offers. These offers are usually for short periods of three to 12 months and there are usually conditions attached. For example, the preferential rate may apply to balance transfers, but not to cash w... Read >
Author: wbdoyle15th September 2009
What is better than cash? Stolen credit card is the answer. The situation worsen since the introduction of online shopping.
As such, it's wise to be proactive in preventing such thing from happening to you. Furthermore, the responsibility always lies ... Read >
Author: wbdoyle15th September 2009
When credit cards were first introduced, they were a pretty simple proposition: use your card for purchases, and be charged a single rate of interest on your unpaid balance.
Then came the rise of the ATM (cash machine), and credit card issuers realised... Read >
Author: wbdoyle15th September 2009
Credit cards getting you down at the moment, wish there was a way to ease the burden for a short while and save yourself some money in the process, well read on and find out how.
Balance transfers could be the answer to your prayers, some of the intro... Read >
Author: wbdoyle15th September 2009
Credit cards can earn you cash, airline miles, or rewards. To get the most out of your credit card company, you have to choose the right program and use your card often.
Pick The Right Program
Do you want a free trip to Hawaii or cash at the end of ... Read >
Author: wbdoyle10th September 2009
0 APR credit cards are here to stay. Now that we're well into the New Year we've learned (again) the lessons of the festive season. Zero interest credit is a nice idea, but why not extend it beyond your present credit card to the next, and the next. This ... Read >
Author: wbdoyle10th August 2009
0 APR credit cards are here to stay. Now that we're well into the New Year we've learned (again) the lessons of the festive season. Zero interest credit is a nice idea, but why not extend it beyond your present credit card to the next, and the next. This ... Read >
Author: dbp200509th July 2009
If you are reading this you may already have come to your own conclusion about your partners infidelity. But when push comes to shove, do you actually have any hard evidence to confront them with?
Just because you've discovered that they lied to you, ... Read >
Author: Stacey Kyzcinski08th July 2009
Joint accounts are particularly beneficial in a situation where the finances of two or more individuals are linked, whether by paying shared rent, mortgages or household bills. As well as being convenient for settling shared outgoings, joint accounts can ... Read >
Author: Adam Singleton18th June 2009
When you choose credit card, it is necessary for you to see all the points that affects it. There are lots of credit cards available in the market right now and they all defer in fees, charges and features to be had. It is really important to choose the b... Read >
Author: Max10th June 2009
In present financial scenario, plenty of us can’t help but to get into and live of credit to some degree and a common way in which plenty of us use credit cards. Though, it is crucial that you don’t misuse your credit card and that you are prudent abo... Read >
Author: Bob Adams03rd June 2009
The global financial crisis that plagued the economies of the world has now reached new ground, now not even cash in bank is safe from its terror. The harsh times caused by massive inflation, rising commodity pricing and huge job layoffs had caused anxiet... Read >
Author: darewin ocampo19th May 2009
The international debit card is now the new authority in electronic payment transactions. It can be used for shopping, ATM transactions, cash withdrawals, and immediate banking. Around 80% of Americans now hold international debit cards and they now rival... Read >
Author: darewin ocampo19th May 2009
The use of international debit cards has become a regular part of the lives of most Americans today. It has in fact overtaken the credit card as the king in the electronic payments scene. But though using international debit cards for purchases and cash w... Read >
Author: darewin ocampo18th May 2009
Since deregulation of banking in the mid 1980's, financial and banking industries in Australia have become increasingly competitive and innovative. Australia is ranked as one of the countries with the least controlled systems of banking globally with a fo... Read >
Author: Mel C13th May 2009
The growing popularity of debit cards as a means to parry the possibility of inaccessibility to one’s own cash because of a frozen bank account has took the world by storm. More and more people are aiming to get their won international debit cards. With... Read >
Author: darewin ocampo12th May 2009
The rising popularity of the international debit card has been even further pumped up by the difficulties brought about by the seemingly unstoppable rampage of the global financial crisis. With the now very harsh environment anyone can commit mistakes, mi... Read >
Author: darewin ocampo12th May 2009
At the end of the day, we end up thinking how much interest rate our swipes of credit card would incur. That’s true, but then there is other side of the coin too. Every time you swipe your card, you also incur points which can be redeemed at the end of ... Read >
Author: heenavasvani 12th May 2009
With the global financial crisis continuously troubling the economies of the world people are desperately searching for better ways to carry their precious money easily and conveniently. And it is because of this demand that international debit cards gain... Read >
Author: darewin ocampo06th May 2009
Credit Cards are just gimmicks – I heard someone saying it the other day. I was about to ask him – “Is it really so? For how many years have you been using credit cards; but then I did stop as some years back, I used to think on the same lines.
... Read >
Author: heenavasvani 01st May 2009
Applying for a credit card may be a stressful time for anyone if they don't know what they're doing. Knowing more about them and learning its process can make a big difference in making your application as stress-free and relatively painless as possible.
... Read >
Author: J. Owens17th April 2009
Are you a small business owner who just found out that you owe taxes this year, but are short on the cash to pay your dues? If so, then you might be able to use invoice factoring to cover your tax debt. For peace of mind solution, factoring can help you a... Read >
Author: kgabriel15th April 2009
Matching the right type of card to your type of spending
When choosing to use a credit card or debit card, our first question is often, ‘can I afford it this month?’ When it should actually be, ‘what’s in it for me?’ More than a mere substitu... Read >
Author: MarkeD09th April 2009
Travel money cards are a relatively new way of spending money when you’re abroad. But what exactly are they and why are they so useful?
Travel money cards work like prepaid debit cards. This means that you load cash onto them – and can only spend a... Read >
Author: Rahul Rungta09th April 2009
Travel money cards are a relatively new way of spending money when you’re abroad. But what exactly are they and why are they so useful?
Travel money cards work like prepaid debit cards. This means that you load cash onto them – and can only spend a... Read >
Author: Rahul Rungta09th April 2009
Travel money cards are a relatively new way of spending money when you’re abroad. But what exactly are they and why are they so useful?
Travel money cards work like prepaid debit cards. This means that you load cash onto them – and can only spend a... Read >
Author: Rahul Rungta28th February 2009
In the current financial climate many of us cannot help but to get into debt and live off credit to some degree, and a common way in which many of us do this is by using credit cards. However, it is important that you do not misuse your credit card and th... Read >
Author: Reno Charlton17th February 2009
It is undoubtedly the fact that credit cards have become cheaper, that has made them more popular. There is more competition in the market, with the likes of football clubs and supermarkets issuing them, whereas previously the market was dominated by fina... Read >
Author: Nigel Thomas17th February 2009
On the credit card market right now there is a bewildering array of fees, charges and features to be had. It really pays to compare credit cards carefully in order to get the right one for your individual circumstances. The things to look for when you co... Read >
Author: Avi Solutions20th January 2009
Worried about using - or losing - your money overseas? Don't let foreign banks and borders confuse you - check out our jargon buster for the low-down on those tricky travel money terms...
ATM
Automated teller machines (ATMs) offer convenient 24-hour c... Read >
Author: MarkeD08th December 2008
Your kid, whether he is a young teen or a young adult, is going abroad for awhile, and you want to make sure that he always has enough money with him, in local currency. You also want the funds to be kept safe.
To date your options haven't been great.
... Read >
Author: tomer_pay03rd December 2008
The credit crunch has brought the inevitable uncertainty to the credit card market. With the Bank of England dropping its base rate, there was an expected decrease in interest rates, concerning a number of products. Instead, loan companies, and more rece... Read >
Author: Rachael051805th November 2008
As the number of unsecured loans being made available to consumers withers, many are turning to their credit cards for cash they cannot find elsewhere, uSwitch has claimed.
The group state that there are fewer personal loans available now that there ha... Read >
Author: ARouse04th September 2008
Credit cards have become part and parcel of many a wallet, with many consumers turning to the useful little plastic cards in order to spread payments and free up a bit of extra cash. However, there are many misconceptions that come with owning a credit ca... Read >
Author: DCollins12th August 2008
ATM/Cash Withdrawals
Cash withdrawals from an ATM machine are the easiest, quickest and cheapest way to obtain the locale currency of a country.
Before Going Abroad:
1. Double Check Your Password:
The majority of ATM machines around the world only acc... Read >
Author: Ben nedles12th August 2008
ATM/Cash Withdrawals
Cash withdrawals from an ATM machine are the easiest, quickest and cheapest way to obtain the locale currency of a country.
Before Going Abroad:
1. Double Check Your Password:
The majority of ATM machines around the world only acc... Read >
Author: Ben nedles29th July 2008
Those days are passé when mobile phones were only an instrument that facilitated communication. Today, they are multipurpose gadgets where making and receiving calls is just one of the many aspects of these multitasking handsets. Mobile phones today can ... Read >
Author: ajnabi.thakur29th July 2008
Those days are passé when mobile phones were only an instrument that facilitated communication. Today, they are multipurpose gadgets where making and receiving calls is just one of the many aspects of these multitasking handsets. Mobile phones today can ... Read >
Author: ajnabi.thakur22nd July 2008
The amount of money people generally spend on a daily basis when using a credit card tends to exceed an initially thought-out budget. This is due to the fact that we can’t physically see the money we are using until the bill arrives at the end of each m... Read >
Author: Hadassah21st July 2008
Credit card interests have been skyrocketing for some time now and the recent credit crunch has made borrowing from banks harder and harder.
Credit card costs have increased since the beginning of the year; there have been 22 purchase hikes and 15 cas... Read >
Author: Elfy Anders20th July 2008
With the six-week school holidays looming up around the corner many parents may now be thinking about planning a holiday abroad for the family, although many may decide to opt for a holiday within the UK or simply for a selection of day trips as a result ... Read >
Author: Reno Charlton14th July 2008
Barbados, the island that so many love, has an appeal throughout the year. With the tourist season running from January to June and temperatures ranging from 24 to 29C throughout the year it really does have a lot to offer to beach lovers. During the off ... Read >
Author: Travel Guru06th July 2008
Summary: Credit cards should not be used as a borrowing option. If borrowed from credit card, the card user should repay the amount within the grace period.
plastic money is the smartest way of prepaid credit. It offers the ease of easy shopping. But b... Read >
Author: addi21st June 2008
With a new credit card, coming out almost every week, there can certainly be something for everyone, according to recent reports. Amidst the credit crunch, card users are using credit card more and more.
This includes interest free credit cards, b... Read >
Author: Ruth30th May 2008
The terms and conditions of your credit card are made up of a number of clauses, one of which is the allocation of payments clause. This tells you the order in which your monthly repayments are allocated to your total balance.
Your credit card's tota... Read >
Author: Zoe Badowska07th April 2008
The first signs that credit will be more difficult to obtain in the future has come with the news that refusal rates for credit card applications are rising, and one major issuer has even unilaterally terminated 160,000 customers’ accounts as it attempt... Read >
Author: Vicky Cochrane26th March 2008
No matter how convenient credit cards are - and they're almost obligatory for modern life - there's no denying that they can land the unwary card-holder in a whole world of trouble if not used carefully. Here we present the seven deadly sins of credit car... Read >
Author: Michael Strauss19th March 2008
Situated in the eastern Mediterranean Sea, the island of Cyprus adopted the Euro as its currency at the beginning of 2008. This unique island is currently split in two, with Turkish Cypriots living in the north.
As a popular holiday location, you'll fi... Read >
Author: Keith Barrett11th February 2008
A headline in the Financial Times (FT) on 9th February 2008 states “It’s more than personal as credit gets tough”. And later in the same edition of the FT, journalist Sharlene Goff reports that “Even those with a faultless payment record face redu... Read >
Author: TonyHG18th January 2008
Many people enjoy the ease and convenience of paying for goods and services with a credit card. Unfortunately, some people become victims of the growing problem of credit card fraud. The first you may know of fraudulent activity on your credit card accoun... Read >
Author: Gregory Graham14th November 2007
One of the most successful items in the financial industry is the credit card. In the past few decades, they have grown from one general purpose card invented in the late 1950s to a huge array of cards available. It is true that few adults live without at... Read >
Author: Anne Wolski14th November 2007
Many UK credit card holders are withdrawing cash from ATMs using their card, oblivious to the cost implications of doing so, according to the comparison website Moneysupermarket. Ironically, many of those people are withdrawing cash to pay for an item or... Read >
Author: Elisha Burberry25th September 2007
While affairs thrive on secrecy, a cheating spouse commonly gets complacent about the affair and fails to cover their tracks after the initial period. While in the beginning of cheating on their spouse, he or she will exercise a lot of caution in the way ... Read >
Author: Tim Denio02nd September 2007
If you are planning to take a break in the sun this summer and finance your trip it by borrowing, then you are not alone, according to the latest research carried out by comparison website MoneyExpert.com.
This year, almost one in five UK adults will p... Read >
Author: Adam Singleton31st August 2007
Those days are passé when mobile phones were only an instrument that facilitated communication. Today, they are multipurpose gadgets where making and receiving calls is just one of the many aspects of these multitasking handsets. Mobile phones today can ... Read >
Author: Jayson Pablo10th August 2007
Following a successful six-month trial, ATM organization Link has announced that they are to increase the number of UK ATM's that dispense foreign currency. As well as giving out UK Sterling, cash points throughout the country will be adapted to allow dol... Read >
Author: Roland Parris Jefferson III01st August 2007
Following a successful six-month trial, ATM organisation Link has announced that they are to increase the number of UK ATMs that dispense foreign currency. As well as giving out UK Sterling, cash points throughout the country will be adapted to allow doll... Read >
Author: Adam Singleton01st July 2007
According to research by Nationwide Building Society, over two-thirds of credit card users do not know the order in which their payments are allocated to their account, when it comes to understanding their monthly credit card statement.
Most people ele... Read >
Author: Andrew Regan27th April 2007
For many credit cards can be a hassle or even a way to get deeper into debt and for others it can be a lifesaver, and still others a tool to enhance and even make their credit even better, but how is this done and what is the difference between these type... Read >
Author: William Twiner20th April 2007
Unhappy that many customers use their credit cards wisely, i.e. paying off their balance at the end of each month, and with an eye on adding more stress to those in financial difficulty, some banks are deploying dubious tactics to snare unsuspecting consu... Read >
Author: JamesQuinton19th April 2007
Almost half of British holidaymakers plan to use their credit card to shop abroad, according to a recent Post Office warning.
According to USwitch.com, the price comparison site, UK holidaying consumers using cards abroad will be charged a total of £3... Read >
Author: Alison White09th February 2007
Draw up a monthly budget that shows you how much money you have left once all your bills have been paid. Ensure you stick to your budget, otherwise continued overspending will put you back in the red and cost you money in fees and interest charges that ... Read >
Author: Marco Barra04th January 2007
Account Number – This is the number given the most exposure on a credit card. Often around 15 letters, and embossed on the physical card that the financial institution will give to a customer.
Additional Cardholder – This is when the credit card h... Read >
Author: Devin Gilliland16th December 2006
When it comes to getting a credit card, what may appear to be the best option at first may not work out like you expect. That is why getting your head around the industry jargon and terminology can put you in a better position to work out what will be the... Read >
Author: Devin Gilliland07th November 2006
Credit cards are a great convenience in our everyday lives, allowing us to easily buy products online and by telephone, and freeing us from having to carry large amounts of cash when making purchases in the bricks and mortar world. However, there's a pote... Read >
Author: Michael Strauss20th September 2006
Having a debt and paying no interest on it seems almost too good to be true. But many consumers use their credit cards to do just that. The process is known as rate surfing or credit card jumping.
How Do I Start With Credit Card Jumping?
Many credit... Read >
Author: Joseph Kenny14th September 2006
A business credit card might a be good option if you are a business owner looking to streamline your accounts management. Here are some factors to consider when choosing a business credit card.
Look At The Interest Rate
One of the most important iss... Read >
Author: Joseph Kenny07th July 2006
With so many credit card deals on the market, consumers can have a hard time deciding on the right deal for them. There are many rate options for new credit card customers. These include cards with a 0% interest rate for a fixed period, low balance transf... Read >
Author: Joseph Kenny07th July 2006
We've all been tempted by 0% credit card interest rate offers. These offers are usually for short periods of three to 12 months and there are usually conditions attached. For example, the preferential rate may apply to balance transfers, but not to cash w... Read >
Author: Joseph Kenny30th June 2006
While payday loans have long been popular in the USA, they are a relatively new service for UK customers, and many people aren't sure exactly what they are. With all the controversy over whether they're a worthwhile service or simply a form of legalised s... Read >
Author: Nicholas Hunt08th June 2006
When credit cards were first introduced, they were a pretty simple proposition: use your card for purchases, and be charged a single rate of interest on your unpaid balance.
Then came the rise of the ATM (cash machine), and credit card issuers realised... Read >
Author: Michael Strauss23rd January 2006
0 APR credit cards are here to stay. Now that we're well into the New Year we've learned (again) the lessons of the festive season. Zero interest credit is a nice idea, but why not extend it beyond your present credit card to the next, and the next. This ... Read >
Author: Gordon Goodfellow19th January 2006
Credit cards getting you down at the moment, wish there was a way to ease the burden for a short while and save yourself some money in the process, well read on and find out how.
Balance transfers could be the answer to your prayers, some of the intro... Read >
Author: Peter Kenny22nd December 2005
Credit cards have moved on to become almost a necessity today. It's rare to find people having no credit card. In fact most of the people have more than one credit card. However, possessing a credit card is not enough. You also need to understand how to u... Read >
Author: Rudy Hadisentosa11th November 2005
If you are currently experiencing problems making repayment of your credit card debt, then the time has come to consider switching your credit card account to a 0% account.
However, if you make the wrong choice, you could end up in the situation where... Read >
Author: Joseph Kenny07th October 2005
Cash advance credit cards have been developed to help individuals who find themselves in need of quick loans from time to time, but don't want to pay the exorbitant interest rates and fees that credit cards charge for cash withdrawals. In simple terms, c... Read >
Author: Beth Pardue
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