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15th September 2009
Many consumers understand the value of regularly monitoring their credit reports. Identity theft affects millions annually. Furthermore, credit report errors can result in credit card or loan denials. Sadly, many people do not take the necessary precautio... Read >
Author: wbdoyle11th September 2009
Your credit report is the document used to determine how much interest you will pay for credit cards, home mortgage, or personal loans. You need to make sure that it is accurate and correct.
Q. What is a credit monitoring service?
A. With the growing... Read >
Author: wbdoyle03rd August 2009
What Your Credit Score Does Determining what your credit score is and how does it stacks-up to other scores will determine whether you can access required credit when you sign up for it and what rate of interest you should get charged if it is possible fo... Read >
Author: James Pelletier01st August 2009
You might be wondering why you have a lower FICO credit score than you think you should have. Your lower FICO score could simply be caused by a credit bureau clerical error or due to an oversight you have made in handling your credit. At the same time, it... Read >
Author: Jim DeSantis10th June 2009
It’s one of the country’s fastest growing crimes – but how do you stop someone from stealing your personal details and using them to get credit in your name? There are a number of ways in which you can help to defend yourself – and your finances... Read >
Author: Isla Campbell27th April 2009
The number of identity scams these days is very alarming. If you watch the news, there isn’t a day that you don’t hear reports about identities being stolen. What is more disturbing is the fact that many techniques are used to steal your personal info... Read >
Author: Bernz Jayma P.16th April 2009
Okay, so you want to prevent identity theft but you are not sure what type of information you should keep private. Well the answer is very easy. You should keep all of your information as private as you can.
An identity thief will utilize a number of ... Read >
Author: MIKE SELVON16th April 2009
SUMMARY: Understand your credit report and how to raise your score. Know how to file your own bankruptcy. Avoid fake consultants who will do you harm.
Credit is weird. The best time to get a loan is when you don't need one.
If you have always paid ca... Read >
Author: Auto Didact09th April 2009
Identity theft protection is a topic that everyone has to know something about. The more you know, the harder it is for an identity thief to steal your information. And you definitely do not want to find out the hard way that someone else has been imperso... Read >
Author: MIKE SELVON09th April 2009
It was back in September of 2005 that the Fair Credit Reporting Act (FCRA) had made it a requirement that the three major credit bureaus provide all consumers a free copy of their credit report on a yearly basis. Since that time the Internet has been plag... Read >
Author: Scott P. McKay05th April 2009
As the worlds economic crisis deepens more and more people are for the first time in their lives, having to deal with bad credit. And like a lot of average consumers, many of these people have never seen real copies of their credit reports before. Once s... Read >
Author: Scott P. McKay05th April 2009
These days, the daily use of a computer is commonplace. Bills are paid online. Credit card offers are received online and even your personal information found on social networking sites is all found online. An identity thief can be anywhere.
The thief... Read >
Author: MIKE SELVON12th January 2009
Insurers have added coverage for identity theft to their offerings in addition to the traditional life, health, pet, travel, and automobile coverage. The yearly costs attributed to crimes involving identity theft are staggering. While services are availab... Read >
Author: Justin Narin05th January 2009
Mortgage rates are the rats at which the banks lend money to their customers to buy houses and property. They determine their mortgage rates based on the rate at which they are able to lend money - mainly from the reserve bank. This rate is often referred... Read >
Author: Brigs17th December 2008
Do you know your credit score? It's the three-digit number that tells lenders whether or not you're a good candidate for credit. Your number can range from 300 to 800. If you've made payments on time and haven't maxed out your credit cards, your credit sc... Read >
Author: Michael Strauss02nd December 2008
Once you find out that your identity has been stolen and you have made all of the necessary phone calls to the bank and credit card companies, you then want to begin getting everything back on the right track, and build up your credit all over again. Man... Read >
Author: JhoanaCooper 21st October 2008
There are countless websites out there that offer free credit reports. Ever since they decided to allow every American to get one free copy of each of the three credit reports every year, these sites have been popping up all over. You've probably even s... Read >
Author: Samantha Asher25th March 2008
There are many features of credit monitoring that are great whether you are trying to repair your credit or already have outstanding credit. Each of these features can benefit you in a different way. For those with good credit, a monitoring service wil... Read >
Author: William Lingle28th January 2008
All credit cards offer many benefits and features. Some come with a few disadvantages. To convey my point I will leave the disadvantages for others to write about. All credit cards are good in their own way for their own purpose and for that specific appl... Read >
Author: Frank Carrasco14th November 2007
Identity theft is at an all time high as a result of the digital age of paperless transactions and online databases. Why would anyone want to steal someone's identity? Some people think it is just for the purpose of starting fresh or getting away from the... Read >
Author: Mike Clover26th August 2007
If you are making payments on your home and are worried about whether you have mortgage bad credit history, the best thing you can do is to check your credit. Making sure of what your score is will help you to know if you need to work on repairing it or i... Read >
Author: Joshua Mann23rd May 2007
Security is on everyone's minds these days, and with good reason. If you're careful and take a few steps to prevent problems in advance, you shouldn't have anything to worry about in your adoption journey. Here is a the little-known fact that might help... Read >
Author: Mardie Caldwell21st August 2006
Copyright 2006 Dave Sherwin
10 years ago nobody had heard of Identity Theft. Today it's the world's biggest problem. Recently the Presidential Adviser on cyber security stated:
"I fear Identity Theft more than I fear Al Qaeda."
That's a powerfu... Read >
25th June 2006
If you've taken that all-important step of turning your thoughts into words on paper, congratulations! Most people don't even get that far.
But as soon as the ink dries, or the cursor stops blinking, it's time to think about ways to protect your wo... Read >
Author: Noel Brinkerhoff18th June 2006
There is no need to pay for a credit report. You can get a free credit report just by going to annualcreditreport.com or by calling 1-877-322-8228 toll free. You can also print out an online form and mail it. Postage would be the only cost you would ever ... Read >
Author: Richard Meeuwsen20th April 2006
The growing prevalence of identity theft and increased concern about good financial health has led many consumers to seek copies of their credit reports online. Doing so is certainly laudable; the more you know about how potential creditors and lenders s... Read >
Author: Charles Essmeier07th October 2005
Most people are familiar with the term credit report but not everyone has a clear picture of exactly what a credit report it is. Your credit report can be viewed as a report card of your financial and credit activities. You are "graded" on your payment t... Read >
Author: Beth Pardue
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