Articles, tagged with "fixed deposits", page 1

This Diwali, consider debt as a gift in India | Finance | Apply

Opt for products with lower tax outgo, as income earned by your child or unemployed spouse will be clubbed with yours. This festive season, think beyond the usual while gifting your near and dear ones, and explore financial products. The value of s... Read >
Author: Vicky

Look at tax structure by investing in debt products

The downward trend in the stock market, combined with rising interest rates, resulted in the debt instruments are gaining in popularity. Of course, varies debt instruments with respect to safety, coupon rate and liquidity. Even the term "permanent income"... Read >
Author: Vicky

Banks lose out on deposits, savings instruments increase

This may seem contrary to popular belief, but it's true. Bank deposits, although their safety and comfort, look fast losing its charm among the Indian families the best place to park money in the last three years, families have increasingly prefer to keep... Read >
Author: Vicky

You can now use your Fixed Deposit for a loan

When interest rates rise steadily loan, you might think twice about any type of loan. In fact, you really need money, cash, and you think your property, instead of paying high interest personal loan. But there is a resource that is to be realized - fi... Read >
Author: Vicky

Upcoming Bank Jobs a Much Needed Respite from The Scurrying For Prospective Freshers

Immediately after passing out from colleges, every student must have marveled at jobs that let people have a house, a car, opportunity to go out on vacations, shopping sprees, etc. Many students keep this in mind while choosing a subject to study that can... Read >
Author: Neetu

Investment Products – Fixed deposit versus stocks

Before understanding the importance and the use of fixed deposit calculator it is essential to know the meaning of fixed deposit. Well, a fixed deposit is an investment product. It is one of the most popular options available in the financial market t... Read >
Author: Ruben Marcus

Choose the plan that suits your Fixed Maturity Plans

They are giving better post-tax returns than NCDs or FDs. But get in for a year or two only. Debt instruments have become the flavor of the season courtesy of a regime of rising interest rates. Fund houses are focused on launching fixed maturity pl... Read >
Author: Vicky

The need of finances post retirement can be solved with a lifetime annuity

Annuity is a very popular term with the retired people all over the world particularly in the UK. There are various kinds of annuity plans and schemes and you can select from the one that suits your needs best. With retired people or senior citizens, life... Read >
Author: Mike Anderson

Banks Seeking To Consolidate Low-cost Deposits To Reduce Interest Expenses

Faced with higher interest expenses due to the migration of bank deposits to savings deposits, public sector banks are seeking ways to increase the proportion of low-cost deposits. They are opening their accounts, salary, expand the branches, especiall... Read >
Author: Vicky

Why Home Investment is the best way to save for future in India

If we look at the investment preferences in India most of the people like to save money by depositing it in a Bank or Company Fixed Deposit while others invest in gold. There are a few who invest in a home / real estate while a few adventurous invest in a... Read >
Author: Mandip Abhra

The basic difference between the Fixed annuity and the fixed deposit

The market is now filled with various kinds of investment plans. This actually adds to the confusion of the customers who get confused about which investment plan to go for since there are so many options available. Of all the different investment plans a... Read >
Author: Mike Anderson

keep on locked in FDs as rates increase

The wave of rate hikes by the RBI has made loans more expensive, but after the last cycle tighten around gross fixed deposits could reach 9% for a period of one year. Previously, the maximum I could get was 8.25% for a similar period. TOI financial pla... Read >
Author: Vicky

Strong Financial Status And Bank Jobs Together Adding To The Diversification Of The Banking Sector

It wouldn’t be much wrong to say that the economy is strong and therefore the standard of living is dependently, prosperous. The growth of the economy has a direct bearing on the way the banks would take part in various activities. Since ages, the banks h... Read >
Author: Sanjay Joshi

Most Important Rules of Money Management

We have often seen people around us who were born rich but die like a beggar. We also see people who have gone through very tough financial times but later have live a financially stable life. It is not that we do not get a chance to earn money or make mo... Read >
Author: Richard Ray

Company Fixed Deposits come with high income

Traditional devotees of fixed deposits (FDs) are taking a hard look at company deposits these days. For obvious reasons, though. Think about this: the State bank of India ( SBI )) is offering 9.25% on a three-year fixed deposit, while companies like Unite... Read >
Author: Vicky

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