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http://www.personalloanportfolio.com Walk through tutorial of creating a P2P loan portfolio on Lending Club.

There are several person-to-person lending sites available such as Lending Club, Zopa, and Prosper.com. There are two others myC4 and Kiva which are philanthropic, where your loan does not earn a return but is loaned ton entrepreneur in a developing country such as Azerbaijan, Bolivia, or the Ukraine.
If you have money to invest, P2P lending may be a way to increase your returns. Several sites such as Prosper and Lending Club are currently advertising approximately 12% average returns. Zopa offers lower returns but the money is not at risk since you are actually buying a CD from a credit union rather than directly lending to individuals. Zopa also combines some charity in their peer-to-peer lending strategy by allowing lenders to gift some of their earned interest to worthy borrowers.
Why use a bank when you need a loan? Need to consolidate credit card debt? Peer-to-peer lending sites such as Zopa, Lending Club, and Prosper.com can probably give you a loan at a lower interest rate by cutting out the bank. I have even seen cases on Zopa where borrowers have received a negative interest rate due to the help lenders can offer.

Lending Club Recently held a Lending Club viral video and commercial contest. If you search for lending club and contest, you will likely find those videos on YouTube.

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