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Should You Buy, Hold, Or Sell in This Housing Market? The National Association of Realtors Housing Expert Provides Current Local Real Estate Market Conditions and How They Stack Up Against the National Market
January 2009 -- It's no secret that the housing market is precarious right now, leaving a lot of Americans confused and panicked about the value of their homes and whether they will be able to keep up with their mortgage payments. Collectively, American homeowners will have lost more than $2 trillion in home value by the end of 2008 and millions now owe more on their mortgage balances than their homes are worth. While it's not all bad news - foreclosures filings dropped 7% from October to November and housing prices are more affordable than ever - many potential homeowners are put off by failing stock prices and soaring job losses. So, is now really a good time to buy or sell?

Real estate is heavily influenced by local conditions and these vary greatly from one community to the next. A real market is much smaller than a zip code and there are many things to take into consideration when planning what to do with a home right now.

Talent/Guest: Charles McMillan, National Association of Realtors President
Charles McMillan, a Realtor from Irving, Texas, is the 2009 President of the National Association of Realtors (NAR). He is the first African American NAR President in their 100 years of existence. McMillan, a Realtor for more than 20 years, is Director of Realty Relations and Broker of Record for Coldwell Banker Residential Brokerage, Dallas-Fort Worth. He is a member of Omega Tau Rho, honorary real estate society. At the national level, McMillan was NAR 2008 President-elect and 2007 First Vice President. He has twice served as NAR Regional Vice President of Region 10 that includes Texas and Louisiana. He is a member of the NAR Leadership Team, the Executive Committee and the Strategic Planning Committee. From 2002 to the present, he has been a member of the International Operations Division serving as NAR President's Liaison and real estate ambassador to Jamaica. He has also been recognized by NAR as an expert in the areas of agency, antitrust, misrepresentation, fair housing and diversity. NAR, "The Voice for Real Estate(r)," is America's largest trade association, representing more than 1.2 million members involved in all aspects of the residential and commercial real estate industries.

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