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It's legal in America to rent a great credit score to use to get huge mortgages which are then sold to foreign suckers like European banks,Asian investors and pension plans world wide. FICO,US Regulators and Wall Street all know about the scam but don't care because the risks are sold to foreign suckers and american pension plans.
Sources:
http://www.washingtonpost.com/wp-dyn/content/article/2007/06/03/AR2007060300561.html

http://news.search.yahoo.com/search/news;_ylt=A0WTTkofC2RGchcAtQPQtDMD;_ylu=X3oDMTBlM21mM3ZrBHNlYwNwYWdpbmF0aW9u?ei=UTF-8&_bcrumb=b650a83a57fe411a7f0904954310813e%2C1180961561&va=&va_vt=any&vp=Alipio+Estruch&vp_vt=any&vo=&vo_vt=any&ve=&ve_vt=any&datesort=&pub=&timeago=&smonth=5&sday=5&emonth=6&eday=4&source=&location=&fl=0&n=10&fr=&xargs=0&pstart=1&b=11
http://www.insidebayarea.com/trivalleyherald/ci_6056452

http://instantcreditbuilders.com/

http://www.examiner.com/a-761421~_Piggybacking__Roils_Credit_Industry.html

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