Chris TV Ad: A man, 47, Excellent Health. 350,000 policy. Under $27 a month. Guaranteed 10 years and a woman, 47, Excellent Health. $250,000 policy. Under $18 a month. Guaranteed 10 years.
Both example policies are OPTerm 10-Year, preferred plus policies. OPTerm 10 issue ages 20-80, 20-70 for WA. Product issued by Banner Life Insurance Company, Rockville, MD. Premium rates vary by coverage amount: $100,000-$249,999, $250,000-$999,999 or $1 million and above. Premiums quoted include $50 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco (no tobacco use in past 36 months), preferred non-tobacco (no tobacco use in the last 24 months), standard plus non-tobacco or standard non-tobacco (no tobacco use in past 12 months) and standard tobacco classes. Coverage can be renewed to age 95. OPTerm policy form #RT-97. Not available in all states. Policy descriptions provided here are not a statement of contract. Rates as of 11-14-07. Services in Florida provided by Charan J. Singh, licensed agent. Advertising compliance 07-130.
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