From www.BrokenCredit.com, Mr. Leonard A. Bennett with Consumer Litigation Associates, P.C., testifies: "there is no discretion exercised. Equifax out sources all of its reinvestigations to the Philippines -- to a company in the Philippines that's paid fifty-seven cents per dispute regardless of how substantive - and TransUnion does the same to India. All that is done by the CRAs is to code the disputes into one of three to four codes." Hello? Supporting docs?
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