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From http://www.hardtofindseminars.com If you live to 62, your average life expectancy is 82 if you are a man and 88 if you are a woman. The likelihood that you'll need long-term care when you are older is about 1 in 2. And with the average cost of long term care in California at more than $190 a day and rising, you probably won't want the costs coming out of your pocket, or the pockets of your loved ones.

So in this audio, you'll hear about different types of long term care insurance and how to decide which one might be right for you. You'll hear tips on how to minimize the costs of your premiums for the long run without sacrificing the amount of long term care you'll receive when you need it.

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