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For the past five years every baby is given £250 by the government for its parents or parent to invest in a child trust fund, a scheme that costs you and me the taxpayer £375 million a year! The scheme was designed to help the poor - but it turns out the poorest families are the ones most likely to do nothing with the money. Are child trust funds a waste of time? (Todays Panel: Sarah Cawood & George Galloway MP with special guest: Sheree Murphy)

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