In an Australian 1st you can now get a home loan where you'll be rewarded every time you make your mortgage payment on time. The Effective Rate Home Loan rewards borrowers by paying a rebate onto their mortgage every month they make their payment on time. The compounding effect of this is you can save $10,000's and take years off your mortgage. The 30 Year Effective Rate is an amazing 5.81% as at January 2009.
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