http://debtsremoved.com/
D.I.Y. ELIMINATE YOUR CREDIT CARD AGREEMENTS AND THEIR ASSOCIATED DEBTS
This is nothing to do with Individual Voluntary Arrangements, Bankruptcy, Debt Management, Consolidation loans, Remorgages.
PLEASE TAKE YOUR TIME TO READ THIS INFORMATION CAREFULLY.
Are your credit agreements worth the paper they're written on ? How would you benefit if you were able to eliminate your credit agreements and their associated debts ethically, lawfully and without penalty?
Stop. Imagine, for a second, if your credit Card debts were wiped out. What would happen if you actually achieved this? How would your life be changed? How much of a life change would that be for you?
VICTORY FOR THE CONSUMER !
The Consumer Credit Act Exposes:
Unenforceable Credit Agreements;
Improperly Executed Credit Areements
The Consumer Credit Act 1974
The Consumer Credit Act 1974 enables borrowers to challenge unfair credit agreements in court and obtain redress, if the overall relationship is unfair to the borrower. PLEASE CLICK HERE FOR OFT WEBSITE
The whole concept about clearing your debts revolves around something called the Consumer Credit Act 1974, (CCA) which was introduced to protect both borrowers and lenders from skulduggery. Some people call what you are about to embark on a loophole, but if it is, it is a very large loophole and easily accessible.
Everyone who has a credit card should have signed and received a copy of an agreement that conforms to the CCA and lenders (credit card companies) will (should) retain the original signed agreement.
Your credit card must have been in service before 1st April 2007, because the lenders could see what was coming and that caused them to change the rules.
IF YOU HAVE UNENFORCEABLE CREDIT AGREEMENTS, THIS IS POSSIBLE - and it is YOUR LEGAL RIGHT.
How would you feel if you could help your friends, family and colleagues in resolving their debt issues and giving them the opportunity of a new financial start?
Transact told BBC Radio 5 Live the credit crunch was leaving many professionals and homeowners unable to cope with their debts.
We believe that in recent years many people have taken advantage of low-cost and highly available credit. With the combination of continued lifestyle commitments and the cascading effects of recent changes in global financial money markets (the so called "credit crunch") many people are now struggling just to meet their basic financial obligations and are merely servicing their un-maintainable debts.
Approximately 50 million Credit Agreements are created in the UK each year and we believe well over 25 million of those could be unenforceable. A consumer from The Midlands recently had £36,000 of loans and credit card debt written off (as seen on the BBC).
CONSUMER CREDIT AGREEMENTS
What the law says
Anyone who offers credit must be licensed by the Office of Fair Trading. Most credit agreements are covered by the Consumer Credit Act 1974. If your agreement is covered by the Act, it is called a regulated agreement. If you have a regulated agreement, you are entitled to have specific information included in your agreement, such as the amount you are borrowing, the length of the agreement, interest rates, any charges, the amount and frequency of payments and your cancellation rights (if applicable - see below). It must also include the total charge for credit and the Annual Percentage Rate (APR), which is the annual cost of credit after interest and all other charges have been added together. If this information is not included, the agreement may be unenforceable without a court order.
Is your credit agreement a regulated agreement?
Your agreement will state whether it is regulated by the Consumer Credit Act. Most agreements involving credit or hire charges (for example, credit cards, personal loans, and most catalogue credit and hire agreements) are likely to be regulated. Also, if you took out an agreement before 6 April 2007, there was a limit on the amount of credit covered by the Act. If you want to check whether your loan is regulated, OUR BOOK WILL PROVIDE THE ANSWERS
WHAT WOULD HAPPEN IF
YOU COULD CANCEL YOUR DEBT.
You will also get to keep any goods or services already purchased.
No repercussions on your credit file.
No more repayments to make on your credit card debt.
No more worries.
No more letters.
No more phone calls.
This book covers all the basic steps you will need, including 6 vital letter templates to remove your credit card debts yourself.
http://debtsremoved.com/
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