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Learn about your debt consolidation options, including mortgage refinance loans, debt settlement, and credit counseling in this video hosted by Brad Stroh, Co-Founder and Co-CEO of http://www.bills.com.

Debt consolidation options include refinancing your mortgage to pay off other debts, receiving credit counseling, or reaching a debt settlement with your lenders. Bills.com Co-Founder and Co-CEO, Brad Stroh, reviews when each of these options is appropriate and how each will affect your credit rating. He also reviews the long-term costs of each option. Before choosing one, determine whether your goals are lower payments or paying off the debt faster, and then contact a reputable provider to begin the process.

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