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I'm Dennis Hernandez of the law offices of Dennis Hernandez & Associates, PA. Did you know that if you are in an accident in the state of Florida, even if you are not at-fault, you may be responsible for thousands of dollars worth of medical bills? Florida law requires drivers to carry Personal Injury Protection or PIP which the at-fault drivers insurance pays to the victims of the accident. However the required limit for this is only $10,000 which is never enough to cover a majority of medical care from a serious car accident. It is important that you speak to your auto insurance agent about uninsured or underinsured motorist coverage, often referred to as UM. UM is offered in differing amounts based on your needs and will cover medical expenses, lost wages, general damages and injuries from hit and run accidents for the policy holder, authorized policy members and passengers. I strongly recommend a policy that includes UM coverage to protect you and your family. You should carry a minimum of $100,000 of UM insurance. If you or a loved one has been seriously injured in a vehicle accident and have questions about insurance coverage, call us toll free at 1-888-878-4LAW or visit us at www.dennishernandez.com. Thank you.

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