What to Do After an Accident

Published: 08th May 2020
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Life can get complicated after a car accident. To deal at the same time thoughts about injuries, car repairs, the police statement, filling an insurance claim is quite complicated. Your brain is being bombarded by all sorts of feelings and you can be struggling to make good decisions. So, if you want to file a claim after an accident, follow the steps below.

When you get in an automobile accident, and you are unable to drive your vehicle, you will need to move away from the road. Try to move your auto to the shoulder of the road. When you're in the middle of the road and can't get it safely to the side of the road, leave your hood up as a sign that there's a problem with your car. Someone probably will call the authorities or towing services to get your car safely off the road.

Emergency Kit-This is actually something you to take care of before you ever even get into your car and should have there regardless of an accident. Inside your glove compartment you should keep kit containing a cell phone, pen, paper, flashlight and a disposable camera. You should also have a list of all emergency contacts and medical allergies. I would highly recommend laminating the list so that it does not get ruined in case fluids come in contact with it. In your trunk, you should keep another flashlight, emergency flares and either a set of emergency cones or warning triangles.

Although it is hard to accept and sometimes the insurers work against your interests, tell them the truth. If after the crash your story varies or does not have all relevant data, insurance companies will discover it. They are professionals in this field. The insurer can deny paying any accident claim or blame you for the accident.

Information Exchange-You should exchange the following information with the other individual in the accident: name, phone number, address, insurance company, policy number, license plate and driver's license number. Compare the name on the driver's license to the insurance policy and ensure that it is the same. If it is not, establish the relationship of the driver to the policyholder. You're also going to want to get a complete description of the car and exactly where the accident took place.

Know what your Insurance policy covers. You may also have some coverage through your auto warranty. For example, you do not want to find out after the fact that the two truck or rental car were not covered by your insurance, warranty, or assistance plan. These coverage areas usually only add a dollar or two to your payment each month and may be worthwhile.

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